Question 1

What is the asking price for 218 950, Spanish Fork?

Accepted Answer

218 950, Spanish Fork is listed at $495,000 ($240/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 218 950, Spanish Fork have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 2,063 square feet of living space. It is a 2-story home. The lot is 0.14 acres.

Question 3

When was 218 950, Spanish Fork built?

Accepted Answer

This property was built in 2006, making it 20 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 218 950, Spanish Fork?

Accepted Answer

218 950, Spanish Fork is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the SPANISH FIELDS subdivision. Zoning: Single-Family.

Question 5

Does 218 950, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 218 950, Spanish Fork?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 218 950, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $2,316 (about $193/month). This represents an effective tax rate of approximately 0.47% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 218 950, Spanish Fork?

Accepted Answer

Interior features include: Smart Thermostat(s). Exterior features include: Deck; Covered, Sliding Glass Doors, Patio: Open.    View: Mountain(s).

Question 9

Is 218 950, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 29/100. Key deal signals: Priced 29% below market median (per-type).  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 218 950, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,493. Including estimated taxes, the total monthly cost is approximately $2,686. A 15-year mortgage at 5.77% would be $3,293/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 218 950, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Spanish Fork is 77 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Is 218 950, Spanish Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $16,648 with a gross rental yield of 3.4%. Net rental yield (after estimated expenses): 2.2%.  Estimated debt service coverage ratio (DSCR): 0.42. Investor score: 43/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 218 950, Spanish Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,387 ($16,644/year). The gross rent multiplier is 29.7x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 218 950, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 15

What schools serve 218 950, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: River View; Middle: Spanish Fork Jr; High: Spanish Fork.   School district: Nebo.

Question 16

What is the internet speed at 218 950, Spanish Fork?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL). Total providers: 12.

Question 17

Is 218 950, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Spanish Fork market?

Accepted Answer

218 950, Spanish Fork is listed at $495,000, which is above the Spanish Fork median of $488,000 by $7,000. There are currently 174 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 77 days. The average sale-to-list ratio is 100.3%.

Question 19

How does this price compare to the Utah state average?

Accepted Answer

At $495,000, this property is below the Utah state median of $510,000 by $15,000. Spanish Fork prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 20

What is the Propaired intelligence score for 218 950, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 20/100, combining deal value (29), recreation access (N/A), amenity proximity (N/A), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 21

What heating and cooling systems does 218 950, Spanish Fork have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 22

What type of roof does 218 950, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 20-year-old home, reviewing recent roof inspections is recommended.

Question 23

Does 218 950, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 24

What is 218 950, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Asphalt. The construction type affects long-term maintenance requirements and insurance costs.

Question 25

What type of flooring does 218 950, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 26

What are the water and sewer connections for 218 950, Spanish Fork?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 27

What would homeowner's insurance cost for 218 950, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $495,000, expect approximately $1,485-$2,475/year ($124-$206/month).   Get multiple quotes — rates vary significantly by insurer.

Question 28

What are the estimated closing costs for 218 950, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $495,000, expect approximately $9,900-$24,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 29

How does the property tax compare to the list price at 218 950, Spanish Fork?

Accepted Answer

The annual property tax of $2,316 represents an effective rate of 0.47% relative to the list price of $495,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 30

What are the total estimated monthly costs for 218 950, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $2,851. This includes principal & interest ($2,493 at 6.46% with 20% down), property tax ($193/mo), and estimated insurance (~$165/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 31

Is 218 950, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $495,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 32

What is the estimated cap rate for 218 950, Spanish Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.2%, based on estimated annual rent of $16,648 and a purchase price of $495,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 33

Is Spanish Fork a good rental market?

Accepted Answer

Estimated monthly rent in Spanish Fork is approximately $2,197. Homes in Spanish Fork sell in an average of 77 days, indicating moderate demand in this market. There are 174 active listings currently. Gross rental yield in this area: 3.4%. Utah's steady population growth continues to drive rental demand.

Question 34

Could 218 950, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 218 950, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 35

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.0% over the past year. The current Zillow Home Value Index for this area is $505,667. This listing is priced at 98% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 36

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has increased 38.5% month-over-month. Current median: $488,000. Days on market have decreased by 25.0% month-over-month. Homes are selling at 100.3% of list price on average. Monitor these trends to time your offer strategically.

Question 37

What school district is 218 950, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: River View. Assigned middle: Spanish Fork Jr. Assigned high: Spanish Fork. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

Is 218 950, Spanish Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 39

Does 218 950, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 40

What is the lot like at 218 950, Spanish Fork?

Accepted Answer

The lot is 0.14 acres. Lot features: Fenced: Full,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Full, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 41

What utilities are available at 218 950, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

218 950, Spanish Fork, UT 84660

218 S 950 W, Spanish Fork, UT 84660

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