Question 1

What is the asking price for 198 860, Spanish Fork?

Accepted Answer

198 860, Spanish Fork is listed at $429,900 ($285/sqft).  Current status: Active Under Contract.

Question 2

How many bedrooms and bathrooms does 198 860, Spanish Fork have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,510 square feet of living space. It is a 2-story home. The lot is 0.1 acres.

Question 3

When was 198 860, Spanish Fork built?

Accepted Answer

This property was built in 1997, making it 29 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 198 860, Spanish Fork?

Accepted Answer

198 860, Spanish Fork is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the SUNSET PARK subdivision. Zoning: Single-Family.

Question 5

Does 198 860, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 198 860, Spanish Fork?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $35 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 198 860, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $2,031 (about $169/month). This represents an effective tax rate of approximately 0.47% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 198 860, Spanish Fork?

Accepted Answer

Interior features include: Alarm: Fire, Closet: Walk-In, Disposal, Oven: Gas, Range: Gas. Exterior features include: Double Pane Windows, Porch: Open.

Question 9

Is 198 860, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 59/100. Key deal signals: Priced 21% below similar homes; Priced 38% below market median (per-type). The price is 21% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Spanish Fork?

Accepted Answer

The median price for similar properties in the area is $542,450 (based on 10 homes). At $429,900, this listing is 21% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 198 860, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.22% with 20% down, the estimated monthly principal and interest payment is $2,111. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,315. A 15-year mortgage at 5.54% would be $2,817/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 198 860, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 8 days. The average days on market in Spanish Fork is 77 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 198 860, Spanish Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $12,189 with a gross rental yield of 2.8%. Net rental yield (after estimated expenses): 1.8%.  Estimated debt service coverage ratio (DSCR): 0.36. Investor score: 40/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 198 860, Spanish Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,016 ($12,192/year). The gross rent multiplier is 35.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 198 860, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Green/Sustainable. The primary lifestyle niche is "green_sustainable." These tags are derived from MLS data, property features, and location analysis.

Question 16

What recreation is near 198 860, Spanish Fork?

Accepted Answer

This property has a recreation score of 56/100. Nearby recreation includes: Devin Glen trailhead (4.9 mi); Park park (0.1 mi); Spanish Oaks Golf Course (4.1 mi); Utah Lake State Park (10.0 mi); Capitol Reef NP — Cathedral Valley (119.3 mi). Skiing: Sundance Resort (18.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 198 860, Spanish Fork?

Accepted Answer

Yes, the nearest trailhead is Devin Glen, just 4.9 miles from the property. Utah Lake State Park is 10.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 198 860, Spanish Fork?

Accepted Answer

This property has an amenity proximity score of 78/100. Nearby services include: Grocery: Dollar General (1.2 mi); Hospital: University Place (1.8 mi); Pharmacy: Macey's Spanish Fork (1.2 mi); Dining: Subway (3.4 mi). Gas station: 1.6 miles. Gym: RxFIT Gym - Spanish Fork (1.2 mi).

Question 19

How far is the nearest hospital from 198 860, Spanish Fork?

Accepted Answer

The nearest hospital is University Place, approximately 1.8 miles from the property. The nearest fire station is 4.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 198 860, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Brockbank; Middle: Spanish Fork Jr; High: Spanish Fork.   School district: Nebo.

Question 21

How does this listing compare to the Spanish Fork market?

Accepted Answer

198 860, Spanish Fork is listed at $429,900, which is below the Spanish Fork median of $488,000 by $58,100. There are currently 174 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 77 days. The average sale-to-list ratio is 100.3%.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $429,900, this property is below the Utah state median of $510,000 by $80,100. Spanish Fork prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 198 860, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 51/100, combining deal value (59), recreation access (56), amenity proximity (78), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

Does 198 860, Spanish Fork have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Gas: Central,>= 95% efficiency. Cooling: Central Air. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 25

What heating and cooling systems does 198 860, Spanish Fork have?

Accepted Answer

Heating: Gas: Central,>= 95% efficiency. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 198 860, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 29-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 198 860, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What is 198 860, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Aluminum. The construction type affects long-term maintenance requirements and insurance costs.

Question 29

What type of flooring does 198 860, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 30

What are the water and sewer connections for 198 860, Spanish Fork?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 31

What shopping and dining is near 198 860, Spanish Fork?

Accepted Answer

The nearest restaurant is Subway (3.4 miles away) and the nearest grocery store is Dollar General (1.2 miles).   Overall amenity proximity score: 78/100.

Question 32

What would homeowner's insurance cost for 198 860, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $429,900, expect approximately $1,290-$2,150/year ($108-$179/month).   Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 198 860, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $429,900, expect approximately $8,598-$21,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 198 860, Spanish Fork?

Accepted Answer

The annual property tax of $2,031 represents an effective rate of 0.47% relative to the list price of $429,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 198 860, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $2,458. This includes principal & interest ($2,111 at 6.22% with 20% down), property tax ($169/mo), HOA ($35/mo), and estimated insurance (~$143/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 198 860, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $429,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

What is the estimated cap rate for 198 860, Spanish Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 1.8%, based on estimated annual rent of $12,189 and a purchase price of $429,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 38

Is Spanish Fork a good rental market?

Accepted Answer

Estimated monthly rent in Spanish Fork is approximately $2,197. Homes in Spanish Fork sell in an average of 77 days, indicating moderate demand in this market. There are 174 active listings currently. Gross rental yield in this area: 2.8%. Utah's steady population growth continues to drive rental demand.

Question 39

Could 198 860, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 198 860, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

How does 198 860, Spanish Fork compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $542,450. This listing is 21% below the comparable median. It ranks Deep Discount among similar listings by value.  Comparable analysis is based on similar size, age, and location.

Question 41

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.0% over the past year. The current Zillow Home Value Index for this area is $505,667. This listing is priced at 85% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has increased 38.5% month-over-month. Current median: $488,000. Days on market have decreased by 25.0% month-over-month. Homes are selling at 100.3% of list price on average. Monitor these trends to time your offer strategically.

Question 43

Is 198 860, Spanish Fork overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 21% below comparable homes, this property appears competitively priced. Deal score: 59/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 44

What school district is 198 860, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Brockbank. Assigned middle: Spanish Fork Jr. Assigned high: Spanish Fork. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 45

What parks are near 198 860, Spanish Fork?

Accepted Answer

The nearest local park is Park (0.1 miles away). The nearest state park is Utah Lake State Park (10.0 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (119.3 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 46

Is there a golf course near 198 860, Spanish Fork?

Accepted Answer

The nearest golf course is Spanish Oaks Golf Course, 4.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 47

What water activities are near 198 860, Spanish Fork?

Accepted Answer

Water recreation near this property includes: Utah Lake (9.5 mi); boat ramp at Swedes Lane (5.1 mi); fishing at Provo River (14.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 48

Is 198 860, Spanish Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 49

What updates might 198 860, Spanish Fork need?

Accepted Answer

At 29 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central,>= 95% efficiency. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 50

Does 198 860, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 51

What is the lot like at 198 860, Spanish Fork?

Accepted Answer

The lot is 0.1 acres. Lot features: Fenced: Part,Sprinkler: Auto-Full. Terrain: Fenced: Part, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 52

What utilities are available at 198 860, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 53

Does 198 860, Spanish Fork have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 54

Does 198 860, Spanish Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

198 860, Spanish Fork, UT 84660

198 N 860 W, Spanish Fork, UT 84660

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