Question 1

What is the asking price for 3648 1120, Spanish Fork?

Accepted Answer

3648 1120, Spanish Fork is listed at $929,900 ($182/sqft). The original list price was $909,900, representing a increase of $20,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3648 1120, Spanish Fork have?

Accepted Answer

This Residential features 6 bedrooms, 5 bathrooms, 5,106 square feet of living space. It is a 3-story home. The lot is 0.34 acres.

Question 3

When was 3648 1120, Spanish Fork built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 3648 1120, Spanish Fork?

Accepted Answer

3648 1120, Spanish Fork is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the WILLOW ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 3648 1120, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 3648 1120, Spanish Fork?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 3648 1120, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $1 (about Contact for Price/month). This represents an effective tax rate of approximately 0.00% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3648 1120, Spanish Fork?

Accepted Answer

Interior features include: Basement Apartment, Closet: Walk-In, Den/Office, Great Room, Range: Gas. Exterior features include: Basement Entrance, Porch: Open, Sliding Glass Doors. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 3648 1120, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 8/100. Key deal signals: 4.4% gross rental yield.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 3648 1120, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $4,683. Including estimated taxes, the total monthly cost is approximately $4,683. A 15-year mortgage at 5.77% would be $6,186/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 3648 1120, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 27 days. The average days on market in Spanish Fork is 77 days, meaning this listing is moving faster than the local average.

Question 12

Is 3648 1120, Spanish Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $41,204 with a gross rental yield of 4.4%. Net rental yield (after estimated expenses): 2.9%.  Estimated debt service coverage ratio (DSCR): 0.55. Investor score: 28/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 3648 1120, Spanish Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,434 ($41,208/year). The gross rent multiplier is 22.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 3648 1120, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Luxury Estate, Scenic Views, New Construction. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 15

Is 3648 1120, Spanish Fork new construction?

Accepted Answer

Yes, this is a new construction property built in 2026. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 16

What makes 3648 1120, Spanish Fork a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 5,106 sqft on 0.34 acres, it offers premium living.  The property features scenic views.  Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 17

What recreation is near 3648 1120, Spanish Fork?

Accepted Answer

This property has a recreation score of 65/100. Nearby recreation includes: Maple Canyon trailhead (3.4 mi); Canyon View Park park (1.1 mi); Spanish Oaks Golf Course (0.8 mi); Utah Lake State Park (14.3 mi). Skiing: Sundance Resort (19.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 3648 1120, Spanish Fork?

Accepted Answer

Yes, the nearest trailhead is Maple Canyon, just 3.4 miles from the property. Utah Lake State Park is 14.3 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 3648 1120, Spanish Fork?

Accepted Answer

This property has an amenity proximity score of 73/100. Nearby services include: Grocery: Walmart Grab & Go (1.5 mi); Hospital: University Place (3.5 mi); Pharmacy: Maple Mountain Pharmacy (2.3 mi); Dining: Prestwich Farms (0.5 mi). Gas station: 0.5 miles. Gym: Spanish Fork Gun Club (1.6 mi).

Question 20

How far is the nearest hospital from 3648 1120, Spanish Fork?

Accepted Answer

The nearest hospital is University Place, approximately 3.5 miles from the property. The nearest fire station is 1.3 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 3648 1120, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Maple Ridge; Middle: Mapleton Jr; High: Maple Mountain.   School district: Nebo.

Question 22

What is the internet speed at 3648 1120, Spanish Fork?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CentraCom (1000 Mbps, Fiber); HughesNet (100 Mbps, Satellite). Total providers: 11.

Question 23

Is 3648 1120, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Spanish Fork market?

Accepted Answer

3648 1120, Spanish Fork is listed at $929,900, which is above the Spanish Fork median of $488,000 by $441,900. There are currently 174 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 77 days. The average sale-to-list ratio is 100.3%.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $929,900, this property is above the Utah state median of $510,000 by $419,900. Spanish Fork prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 3648 1120, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 44/100, combining deal value (8), recreation access (65), amenity proximity (73), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 3648 1120, Spanish Fork have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 3648 1120, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 3648 1120, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 3648 1120, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 31

What type of flooring does 3648 1120, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 3648 1120, Spanish Fork?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 33

What shopping and dining is near 3648 1120, Spanish Fork?

Accepted Answer

The nearest restaurant is Prestwich Farms (0.5 miles away) and the nearest grocery store is Walmart Grab & Go (1.5 miles). Coffee: Black Rifle Coffee Company (3.5 mi). Banking: Central Bank (2.9 mi). Overall amenity proximity score: 73/100.

Question 34

What would homeowner's insurance cost for 3648 1120, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $929,900, expect approximately $2,790-$4,650/year ($233-$388/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 3648 1120, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $929,900, expect approximately $18,598-$46,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 3648 1120, Spanish Fork?

Accepted Answer

The annual property tax of $1 represents an effective rate of 0.00% relative to the list price of $929,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 3648 1120, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $4,993. This includes principal & interest ($4,683 at 6.46% with 20% down), and estimated insurance (~$310/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 3648 1120, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $929,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

What is the estimated cap rate for 3648 1120, Spanish Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.9%, based on estimated annual rent of $41,204 and a purchase price of $929,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 40

Is Spanish Fork a good rental market?

Accepted Answer

Estimated monthly rent in Spanish Fork is approximately $2,197. Homes in Spanish Fork sell in an average of 77 days, indicating moderate demand in this market. There are 174 active listings currently. Gross rental yield in this area: 4.4%. Utah's steady population growth continues to drive rental demand.

Question 41

Could 3648 1120, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 3648 1120, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.0% over the past year. The current Zillow Home Value Index for this area is $505,667. This listing is priced at 184% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 43

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has increased 38.5% month-over-month. Current median: $488,000. Days on market have decreased by 25.0% month-over-month. Homes are selling at 100.3% of list price on average. Monitor these trends to time your offer strategically.

Question 44

What school district is 3648 1120, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Maple Ridge. Assigned middle: Mapleton Jr. Assigned high: Maple Mountain. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 45

What parks are near 3648 1120, Spanish Fork?

Accepted Answer

The nearest local park is Canyon View Park (1.1 miles away). The nearest state park is Utah Lake State Park (14.3 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 46

Is there a golf course near 3648 1120, Spanish Fork?

Accepted Answer

The nearest golf course is Spanish Oaks Golf Course, 0.8 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 47

What water activities are near 3648 1120, Spanish Fork?

Accepted Answer

Water recreation near this property includes: Utah Lake (13.5 mi); boat ramp at Millrace south (8.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 48

Is 3648 1120, Spanish Fork move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 49

Does 3648 1120, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 50

What is the lot like at 3648 1120, Spanish Fork?

Accepted Answer

The lot is 0.34 acres. Lot features: Sprinkler: Auto-Part,View: Mountain,Drip Irrigation: Auto-Part. Terrain: Sprinkler: Auto-Part, View: Mountain, Drip Irrigation: Auto-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 51

What utilities are available at 3648 1120, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 52

Does 3648 1120, Spanish Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 53

Is there EV charging near 3648 1120, Spanish Fork?

Accepted Answer

The nearest EV charging station is Electrify America Charging Station, approximately 3.6 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

3648 1120, Spanish Fork, UT 84660

3648 E 1120 S #STRLNG, Spanish Fork, UT 84660

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