Question 1

What is the asking price for 1085 3440, Spanish Fork?

Accepted Answer

1085 3440, Spanish Fork is listed at $972,900 ($197/sqft). The original list price was $1,017,900, representing a reduction of $45,000. Current status: Closed.

Question 2

How many bedrooms and bathrooms does 1085 3440, Spanish Fork have?

Accepted Answer

This Residential features 6 bedrooms, 5 bathrooms, 4,948 square feet of living space. It is a 2-story home. The lot is 0.36 acres.

Question 3

When was 1085 3440, Spanish Fork built?

Accepted Answer

This property was built in 2025, making it 1 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 1085 3440, Spanish Fork?

Accepted Answer

1085 3440, Spanish Fork is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the WILLOW ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 1085 3440, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 1085 3440, Spanish Fork?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the key features of 1085 3440, Spanish Fork?

Accepted Answer

Interior features include: Basement Apartment, Bath: Primary, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Basement Entrance, Deck; Covered, Entry (Foyer), Sliding Glass Doors.    View: Mountain(s).

Question 8

How long has 1085 3440, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 101 days. The average days on market in Spanish Fork is 77 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 9

What schools serve 1085 3440, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Maple Ridge; Middle: Mapleton Jr; High: Maple Mountain.   School district: Nebo.

Question 10

How does this listing compare to the Spanish Fork market?

Accepted Answer

1085 3440, Spanish Fork is listed at $972,900, which is above the Spanish Fork median of $488,000 by $484,900. There are currently 174 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 77 days. The average sale-to-list ratio is 100.3%.

Question 11

How does this price compare to the Utah state average?

Accepted Answer

At $972,900, this property is above the Utah state median of $510,000 by $462,900. Spanish Fork prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 12

What heating and cooling systems does 1085 3440, Spanish Fork have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 13

What type of roof does 1085 3440, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 1-year-old home, reviewing recent roof inspections is recommended.

Question 14

Does 1085 3440, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 15

What is 1085 3440, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Stone,Cement Siding. Stone construction provides exceptional durability and a premium aesthetic.

Question 16

What type of flooring does 1085 3440, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 17

What are the water and sewer connections for 1085 3440, Spanish Fork?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 18

What would homeowner's insurance cost for 1085 3440, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $972,900, expect approximately $2,919-$4,865/year ($243-$405/month).   Get multiple quotes — rates vary significantly by insurer.

Question 19

What are the estimated closing costs for 1085 3440, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $972,900, expect approximately $19,458-$48,645 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 20

Is 1085 3440, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $972,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 21

Could 1085 3440, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 1085 3440, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 22

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has increased 38.5% month-over-month. Current median: $488,000. Days on market have decreased by 25.0% month-over-month. Homes are selling at 100.3% of list price on average. Monitor these trends to time your offer strategically.

Question 23

What school district is 1085 3440, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Maple Ridge. Assigned middle: Mapleton Jr. Assigned high: Maple Mountain. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 24

Is 1085 3440, Spanish Fork move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 25

Does 1085 3440, Spanish Fork come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 26

What is the lot like at 1085 3440, Spanish Fork?

Accepted Answer

The lot is 0.36 acres. Lot features: Curb & Gutter,Sidewalks,Sprinkler: Auto-Part,View: Mountain,Drip Irrigation: Auto-Part. Terrain: Curb & Gutter, Sidewalks, Sprinkler: Auto-Part, Terrain, Flat, View: Mountain, Drip Irrigation: Auto-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 27

What utilities are available at 1085 3440, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 28

Does 1085 3440, Spanish Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

1085 3440, Spanish Fork, UT 84660

1085 S 3440 E #107, Spanish Fork, UT 84660

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