Question 1

What is the asking price for 38 5540 S 850, South Ogden?

Accepted Answer

38 5540 S 850, South Ogden is listed at $375,000 ($154/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 38 5540 S 850, South Ogden have?

Accepted Answer

This Residential features 4 bedrooms, 4 bathrooms, 2,442 square feet of living space. It is a 3-story home. The lot is 0.02 acres.

Question 3

When was 38 5540 S 850, South Ogden built?

Accepted Answer

This property was built in 1966, making it 60 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 38 5540 S 850, South Ogden?

Accepted Answer

38 5540 S 850, South Ogden is a Residential (Condominium). The architectural style is Condo; Main Level. It is located in the EMERALD HILLS CONDOS subdivision. Zoning: Single-Family.

Question 5

Does 38 5540 S 850, South Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 38 5540 S 850, South Ogden?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $480 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 38 5540 S 850, South Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,100 (about $175/month). This represents an effective tax rate of approximately 0.56% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 38 5540 S 850, South Ogden?

Accepted Answer

Interior features include: Bar: Wet, Bath: Primary, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Patio: Covered.

Question 9

Is 38 5540 S 850, South Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong Cash Flow" with a deal score of 100/100. Key deal signals: 9.0% year-over-year market appreciation; $1,370/mo LT net cash flow (+45.3% return on spend); 130% STR gross rent coverage of monthly ownership cost. The price is 6% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in South Ogden?

Accepted Answer

The median price for similar properties in the area is $355,000 (based on 10 homes). At $375,000, this listing is 6% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 38 5540 S 850, South Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,869. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,524. A 15-year mortgage at 5.71% would be $2,485/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 38 5540 S 850, South Ogden been on the market?

Accepted Answer

This property has been listed for 227 days. The average days on market in South Ogden is 64 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 13

Is 38 5540 S 850, South Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $59,915 with a gross rental yield of 16.0%. Net rental yield (after estimated expenses): 10.4%. This property passes the 1% rule — monthly rent exceeds 1% of purchase price. Estimated debt service coverage ratio (DSCR): 2.35. Investor score: 67/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 38 5540 S 850, South Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $4,993 ($59,916/year). The gross rent multiplier is 6.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 38 5540 S 850, South Ogden offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Pool, Near Ski Resort. The primary lifestyle niche is "pool." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 38 5540 S 850, South Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 4.7 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

Does 38 5540 S 850, South Ogden have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What recreation is near 38 5540 S 850, South Ogden?

Accepted Answer

This property has a recreation score of 70/100. Nearby recreation includes: Beus Canyon (BST Ogden) trailhead (1.8 mi); Friendship Park park (0.3 mi); Ogden Golf and Country Club (1.6 mi); Antelope Island State Park (16.3 mi). Skiing: Snowbasin Resort (4.7 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 38 5540 S 850, South Ogden?

Accepted Answer

Yes, the nearest trailhead is Beus Canyon (BST Ogden), just 1.8 miles from the property. Antelope Island State Park is 16.3 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 38 5540 S 850, South Ogden?

Accepted Answer

This property has an amenity proximity score of 95/100. Nearby services include: Grocery: 7-Eleven (0.6 mi); Hospital: McKay-Dee North Campus (0.6 mi); Pharmacy: Smith's Pharmacy (1.0 mi); Dining: Dominoes (0.5 mi). Gas station: 0.6 miles. Gym: Practice Fields (0.9 mi).

Question 21

How far is the nearest hospital from 38 5540 S 850, South Ogden?

Accepted Answer

The nearest hospital is McKay-Dee North Campus, approximately 0.6 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 38 5540 S 850, South Ogden?

Accepted Answer

Assigned schools: Elementary: H. Guy Child; Middle: South Ogden; High: Bonneville. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Good Foundations Academy with a 59% state performance score (2.6 miles away). School district: Weber.

Question 23

What high school is near 38 5540 S 850, South Ogden?

Accepted Answer

The nearest high school is Bonneville. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 24

What elementary school is near 38 5540 S 850, South Ogden?

Accepted Answer

The nearest elementary school is H. Guy Child (1.1 miles away). State performance score: 57%. District: Ogden City District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 25

What middle school is near 38 5540 S 850, South Ogden?

Accepted Answer

The nearest middle school is South Ogden.

Question 26

What is the internet speed at 38 5540 S 850, South Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); All West/Utah Inc. (8000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 15.

Question 27

Is 38 5540 S 850, South Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the South Ogden market?

Accepted Answer

38 5540 S 850, South Ogden is listed at $375,000, which is below the South Ogden median of $415,000 by $40,000. There are currently 45 active listings in South Ogden. Homes in South Ogden sell in an average of 64 days. The average sale-to-list ratio is 99.8%.

Question 29

What is the South Ogden real estate market like in 2026?

Accepted Answer

In 2026, the median home price in South Ogden is $415,000. There are currently 45 active listings. Homes sell in an average of 64 days. The average sale-to-list ratio is 99.8%. This listing at $375,000 is below the South Ogden 2026 median.

Question 30

Are there other homes for sale in South Ogden?

Accepted Answer

Yes — there are currently 45 active listings in South Ogden. Browse all South Ogden homes for sale at propaired.ai/listings/ut/south-ogden. Prices range around a median of $415,000. Homes in South Ogden are selling in about 64 days on average.

Question 31

How does this price compare to the Utah state average?

Accepted Answer

At $375,000, this property is below the Utah state median of $517,990 by $142,990. South Ogden prices are 20% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 32

What is the Propaired intelligence score for 38 5540 S 850, South Ogden?

Accepted Answer

This property has a Propaired intelligence score of 70/100, combining deal value (100), recreation access (70), amenity proximity (95), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 33

What heating and cooling systems does 38 5540 S 850, South Ogden have?

Accepted Answer

Heating: Electric,Hot Water. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 34

Does 38 5540 S 850, South Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Entrance,Full,Walk-Out Access. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 38 5540 S 850, South Ogden constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 36

What type of flooring does 38 5540 S 850, South Ogden have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 38 5540 S 850, South Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 38

What shopping and dining is near 38 5540 S 850, South Ogden?

Accepted Answer

The nearest restaurant is Dominoes (0.5 miles away) and the nearest grocery store is 7-Eleven (0.6 miles). Coffee: Beans & Brews Coffee House (1.0 mi). Banking: D.L. Evans Bank (0.6 mi). Overall amenity proximity score: 95/100.

Question 39

What would homeowner's insurance cost for 38 5540 S 850, South Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $375,000, expect approximately $1,125-$1,875/year ($94-$156/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 38 5540 S 850, South Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $375,000, expect approximately $7,500-$18,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 38 5540 S 850, South Ogden?

Accepted Answer

The annual property tax of $2,100 represents an effective rate of 0.56% relative to the list price of $375,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 38 5540 S 850, South Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,649. This includes principal & interest ($1,869 at 6.36% with 20% down), property tax ($175/mo), HOA ($480/mo), and estimated insurance (~$125/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 38 5540 S 850, South Ogden eligible for FHA or VA financing?

Accepted Answer

At $375,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 38 5540 S 850, South Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 10.4%, based on estimated annual rent of $59,915 and a purchase price of $375,000. A cap rate above 6% is generally considered strong for residential investment. This property also passes the 1% rule.

Question 45

Is South Ogden a good rental market?

Accepted Answer

Estimated monthly rent in South Ogden is approximately $3,810. Homes in South Ogden sell in an average of 64 days, indicating moderate demand in this market. There are 45 active listings currently. Gross rental yield in this area: 16.0%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 38 5540 S 850, South Ogden be a 1031 exchange property?

Accepted Answer

Yes, 38 5540 S 850, South Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 38 5540 S 850, South Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $355,000. This listing is 6% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $382,250. Comparable analysis is based on similar size, age, and location.

Question 48

Is the South Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 9.0% over the past year. The current Zillow Home Value Index for this area is $271,790. This listing is priced at 138% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in South Ogden?

Accepted Answer

South Ogden's median price has decreased 22.1% month-over-month. Current median: $415,000. Days on market have increased by 75.6% month-over-month. Homes are selling at 99.8% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 38 5540 S 850, South Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong Cash Flow." At 6% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 38 5540 S 850, South Ogden in?

Accepted Answer

This property is in the Weber school district. Assigned elementary: H. Guy Child. Assigned middle: South Ogden. Assigned high: Bonneville. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Shadow Valley School at #269 statewide (57% performance score). Other ranked nearby schools include Good Foundations Academy (#288). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 53

What parks are near 38 5540 S 850, South Ogden?

Accepted Answer

The nearest local park is Friendship Park (0.3 miles away). The nearest state park is Antelope Island State Park (16.3 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 54

Is there a golf course near 38 5540 S 850, South Ogden?

Accepted Answer

The nearest golf course is Ogden Golf and Country Club, 1.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 55

What water activities are near 38 5540 S 850, South Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (9.5 mi); boat ramp at Ogden Bay WMA small boat (11.1 mi); fishing at Ogden River (5.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 56

Is 38 5540 S 850, South Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 57

What updates might 38 5540 S 850, South Ogden need?

Accepted Answer

At 60 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement.  Current heating: Electric,Hot Water. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 58

Does 38 5540 S 850, South Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 59

What is the lot like at 38 5540 S 850, South Ogden?

Accepted Answer

The lot is 0.02 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 60

What utilities are available at 38 5540 S 850, South Ogden?

Accepted Answer

Available utilities include: Natural Gas Not Available,Electricity Connected,Sewer Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 61

Is there EV charging near 38 5540 S 850, South Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint, approximately 1.0 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

38 5540 S 850, South Ogden, UT 84405

38 S 5540 S 850, South Ogden, UT 84405

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