Question 1

What is the asking price for 889 BEN LOMOND, South Ogden?

Accepted Answer

889 BEN LOMOND, South Ogden is listed at $609,900 ($167/sqft). The original list price was $619,900, representing a reduction of $10,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 889 BEN LOMOND, South Ogden have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 3,647 square feet of living space. It is a 2-story home. The lot is 0.38 acres.

Question 3

When was 889 BEN LOMOND, South Ogden built?

Accepted Answer

This property was built in 1998, making it 28 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 889 BEN LOMOND, South Ogden?

Accepted Answer

889 BEN LOMOND, South Ogden is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the MOUNTAIN CREEK ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 889 BEN LOMOND, South Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 889 BEN LOMOND, South Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 889 BEN LOMOND, South Ogden?

Accepted Answer

Annual property taxes for this property are approximately $4,212 (about $351/month). This represents an effective tax rate of approximately 0.69% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 889 BEN LOMOND, South Ogden?

Accepted Answer

Interior features include: Alarm: Fire, Alarm: Security, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In. Exterior features include: Awning(s), Double Pane Windows, Lighting, Porch: Open, Storm Doors. The home has 1 fireplace.  Spa/hot tub included. View: Mountain(s).

Question 9

Is 889 BEN LOMOND, South Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 8/100. Key deal signals: 93.0 days on market — potential negotiation opportunity. The price is 6% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in South Ogden?

Accepted Answer

The median price for similar properties in the area is $577,450 (based on 10 homes). At $609,900, this listing is 6% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

Has the price been reduced on 889 BEN LOMOND, South Ogden?

Accepted Answer

Yes, the price has been reduced by 1.6% from the original list price of $619,900 to the current price of $609,900 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 889 BEN LOMOND, South Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $3,071. Including estimated taxes, the total monthly cost is approximately $3,422. A 15-year mortgage at 5.77% would be $4,057/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 889 BEN LOMOND, South Ogden been on the market?

Accepted Answer

This property has been listed for 93 days. The average days on market in South Ogden is 59 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 889 BEN LOMOND, South Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $19,154 with a gross rental yield of 3.1%. Net rental yield (after estimated expenses): 2.0%.  Estimated debt service coverage ratio (DSCR): 0.39. Investor score: 23/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 889 BEN LOMOND, South Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,596 ($19,152/year). The gross rent multiplier is 31.8x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 889 BEN LOMOND, South Ogden offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Near Ski Resort, Scenic Views, Hot Tub/Spa, Fixer-Upper. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 889 BEN LOMOND, South Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 4.4 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 18

Is 889 BEN LOMOND, South Ogden a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly.  Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 19

What recreation is near 889 BEN LOMOND, South Ogden?

Accepted Answer

This property has a recreation score of 70/100. Nearby recreation includes: Beus Canyon (BST Ogden) trailhead (1.6 mi); Glassmann Way Park park (0.2 mi); Ogden Golf and Country Club (1.4 mi); Antelope Island State Park (16.5 mi). Skiing: Snowbasin Resort (4.4 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 889 BEN LOMOND, South Ogden?

Accepted Answer

Yes, the nearest trailhead is Beus Canyon (BST Ogden), just 1.6 miles from the property. Antelope Island State Park is 16.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

What amenities and services are near 889 BEN LOMOND, South Ogden?

Accepted Answer

This property has an amenity proximity score of 96/100. Nearby services include: Grocery: Maverik (0.6 mi); Hospital: Ogden Regional Medical Center (0.8 mi); Pharmacy: Wasatch Pharmacy Care (0.5 mi); Dining: Artic Circle (0.3 mi). Gas station: 0.2 miles. Gym: Ogden Athletic Club (0.9 mi).

Question 22

How far is the nearest hospital from 889 BEN LOMOND, South Ogden?

Accepted Answer

The nearest hospital is Ogden Regional Medical Center, approximately 0.8 miles from the property. The nearest fire station is 1.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 889 BEN LOMOND, South Ogden?

Accepted Answer

Assigned schools: Elementary: Burch Creek; Middle: South Ogden; High: Bonneville. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Good Foundations Academy with a 59% state performance score (2.6 miles away). School district: Weber.

Question 24

What is the internet speed at 889 BEN LOMOND, South Ogden?

Accepted Answer

This property has a broadband score of 95/100 (Excellent). Best available speed: 2000 Mbps download / 250 Mbps upload. Fiber is not currently available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); CenturyLink (0 Mbps, DSL). Total providers: 11.

Question 25

Is 889 BEN LOMOND, South Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the South Ogden market?

Accepted Answer

889 BEN LOMOND, South Ogden is listed at $609,900, which is above the South Ogden median of $380,000 by $229,900. There are currently 42 active listings in South Ogden. Homes in South Ogden sell in an average of 59 days. The average sale-to-list ratio is 99.4%.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $609,900, this property is above the Utah state median of $510,000 by $99,900. South Ogden prices are 25% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 889 BEN LOMOND, South Ogden?

Accepted Answer

This property has a Propaired intelligence score of 48/100, combining deal value (8), recreation access (70), amenity proximity (96), broadband quality (95), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 889 BEN LOMOND, South Ogden have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 889 BEN LOMOND, South Ogden have?

Accepted Answer

The roof material is Wood. Ask the listing agent about the roof's age and any recent repairs. With a 28-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 889 BEN LOMOND, South Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Full. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 889 BEN LOMOND, South Ogden constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 33

What type of flooring does 889 BEN LOMOND, South Ogden have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 889 BEN LOMOND, South Ogden?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 35

What shopping and dining is near 889 BEN LOMOND, South Ogden?

Accepted Answer

The nearest restaurant is Artic Circle (0.3 miles away) and the nearest grocery store is Maverik (0.6 miles). Coffee: Starbucks (1.0 mi). Banking: Wasatch Peaks Credit Union (0.7 mi). Overall amenity proximity score: 96/100.

Question 36

What would homeowner's insurance cost for 889 BEN LOMOND, South Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $609,900, expect approximately $1,830-$3,050/year ($153-$254/month).   Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 889 BEN LOMOND, South Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $609,900, expect approximately $12,198-$30,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 889 BEN LOMOND, South Ogden?

Accepted Answer

The annual property tax of $4,212 represents an effective rate of 0.69% relative to the list price of $609,900. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 889 BEN LOMOND, South Ogden?

Accepted Answer

Estimated total monthly housing cost: $3,625. This includes principal & interest ($3,071 at 6.46% with 20% down), property tax ($351/mo), and estimated insurance (~$203/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 889 BEN LOMOND, South Ogden eligible for FHA or VA financing?

Accepted Answer

At $609,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 41

What is the estimated cap rate for 889 BEN LOMOND, South Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.0%, based on estimated annual rent of $19,154 and a purchase price of $609,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 42

Is South Ogden a good rental market?

Accepted Answer

Estimated monthly rent in South Ogden is approximately $1,264. Homes in South Ogden sell in an average of 59 days, indicating healthy demand in this market. There are 42 active listings currently. Gross rental yield in this area: 3.1%. Utah's steady population growth continues to drive rental demand.

Question 43

Could 889 BEN LOMOND, South Ogden be a 1031 exchange property?

Accepted Answer

Yes, 889 BEN LOMOND, South Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 889 BEN LOMOND, South Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $577,450. This listing is 6% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $535,000. Comparable analysis is based on similar size, age, and location.

Question 45

Is the South Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $421,687. This listing is priced at 145% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 46

What is the price trend in South Ogden?

Accepted Answer

South Ogden's median price has decreased 7.0% month-over-month. Current median: $380,000. Days on market have decreased by 15.6% month-over-month. Homes are selling at 99.4% of list price on average. Monitor these trends to time your offer strategically.

Question 47

Is 889 BEN LOMOND, South Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 6% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 8/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 48

What school district is 889 BEN LOMOND, South Ogden in?

Accepted Answer

This property is in the Weber school district. Assigned elementary: Burch Creek. Assigned middle: South Ogden. Assigned high: Bonneville. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Shadow Valley School at #269 statewide (57% performance score). Other ranked nearby schools include Good Foundations Academy (#288). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 50

What parks are near 889 BEN LOMOND, South Ogden?

Accepted Answer

The nearest local park is Glassmann Way Park (0.2 miles away). The nearest state park is Antelope Island State Park (16.5 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 51

Is there a golf course near 889 BEN LOMOND, South Ogden?

Accepted Answer

The nearest golf course is Ogden Golf and Country Club, 1.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 52

What water activities are near 889 BEN LOMOND, South Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (9.2 mi); boat ramp at Ogden Bay WMA small boat (11.1 mi); fishing at Ogden River (5.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 53

Is 889 BEN LOMOND, South Ogden move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 54

What updates might 889 BEN LOMOND, South Ogden need?

Accepted Answer

At 28 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Wood. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 55

Does 889 BEN LOMOND, South Ogden come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 56

What is the lot like at 889 BEN LOMOND, South Ogden?

Accepted Answer

The lot is 0.38 acres. Lot features: Curb & Gutter,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,Terrain: Steep Slope,View: Mountain. Terrain: Curb & Gutter, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain: Steep Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 57

What utilities are available at 889 BEN LOMOND, South Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 58

Does 889 BEN LOMOND, South Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 59

Is there EV charging near 889 BEN LOMOND, South Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint, approximately 1.4 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

889 BEN LOMOND, South Ogden, UT 84403

889 E BEN LOMOND AVE, South Ogden, UT 84403

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