Question 1

What is the asking price for 434 CARDON RIDGE, Smithfield?

Accepted Answer

434 CARDON RIDGE, Smithfield is listed at $724,900 ($172/sqft). The original list price was $799,500, representing a reduction of $74,600. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 434 CARDON RIDGE, Smithfield have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 4,225 square feet of living space. It is a 3-story home. The lot is 0.28 acres.

Question 3

When was 434 CARDON RIDGE, Smithfield built?

Accepted Answer

This property was built in 2008, making it 18 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 434 CARDON RIDGE, Smithfield?

Accepted Answer

434 CARDON RIDGE, Smithfield is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the SMITHFIELD RIDGES SU subdivision. Zoning: Single-Family.

Question 5

Does 434 CARDON RIDGE, Smithfield have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage and 6 open parking spaces. Total parking capacity: 9 vehicles.

Question 6

Is there an HOA for 434 CARDON RIDGE, Smithfield?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $28 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 434 CARDON RIDGE, Smithfield?

Accepted Answer

Annual property taxes for this property are approximately $3,555 (about $296/month). This represents an effective tax rate of approximately 0.49% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 434 CARDON RIDGE, Smithfield?

Accepted Answer

Interior features include: Bar: Wet, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office. Exterior features include: Balcony, Double Pane Windows, Lighting, Patio: Open. The home has 1 fireplace.   View: Mountain(s),Valley.

Question 9

Is 434 CARDON RIDGE, Smithfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong Cash Flow" with a deal score of 90/100. Key deal signals: 8.8% year-over-year market appreciation; 9% price reduction from original list; $358/mo LT net cash flow (+7.2% return on spend). The price is 29% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Smithfield?

Accepted Answer

The median price for similar properties in the area is $559,900 (based on 9 homes). At $724,900, this listing is 29% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

Has the price been reduced on 434 CARDON RIDGE, Smithfield?

Accepted Answer

Yes, the price has been reduced by 9.3% from the original list price of $799,500 to the current price of $724,900 — a reduction of $74,600. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 434 CARDON RIDGE, Smithfield?

Accepted Answer

At the current 30-year mortgage rate of 6.51% with 20% down, the estimated monthly principal and interest payment is $3,669. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,993. A 15-year mortgage at 5.85% would be $4,847/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 434 CARDON RIDGE, Smithfield been on the market?

Accepted Answer

This property has been listed for 41 days. The average days on market in Smithfield is 85 days, meaning this listing is moving faster than the local average.

Question 14

Is 434 CARDON RIDGE, Smithfield a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $72,524 with a gross rental yield of 10.0%. Net rental yield (after estimated expenses): 6.5%.  Estimated debt service coverage ratio (DSCR): 1.45. Investor score: 66/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 434 CARDON RIDGE, Smithfield?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $6,044 ($72,528/year). The gross rent multiplier is 10.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 434 CARDON RIDGE, Smithfield offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Luxury Estate, Scenic Views, Hot Tub/Spa. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 434 CARDON RIDGE, Smithfield near skiing?

Accepted Answer

This property is within reach of skiing. Cherry Peak is 6.8 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 18

What makes 434 CARDON RIDGE, Smithfield a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 4,225 sqft on 0.28 acres, it offers premium living.  The property features scenic views.  Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 19

What recreation is near 434 CARDON RIDGE, Smithfield?

Accepted Answer

This property has a recreation score of 68/100. Nearby recreation includes: Smithfield Canyon trailhead (3.7 mi); Sand park park (0.2 mi); Birch Creek Golf Course (0.8 mi); Hyrum State Park (13.7 mi). Skiing: Cherry Peak (6.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 434 CARDON RIDGE, Smithfield?

Accepted Answer

Yes, the nearest trailhead is Smithfield Canyon, just 3.7 miles from the property. Hyrum State Park is 13.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

What amenities and services are near 434 CARDON RIDGE, Smithfield?

Accepted Answer

This property has an amenity proximity score of 64/100. Nearby services include: Grocery: Green Canyon Farms (3.8 mi); Hospital: Keith W. Kent, NP (3.2 mi); Pharmacy: Lee's Pharmacy (4.9 mi); Dining: L.D.’s Cafe (6.5 mi). Gas station: 4.9 miles. Gym: Become Movement Studio (4.1 mi).

Question 22

How far is the nearest hospital from 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest hospital is Keith W. Kent, NP, approximately 3.2 miles from the property. The nearest fire station is 4.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 434 CARDON RIDGE, Smithfield?

Accepted Answer

Assigned schools: Elementary: Sunrise; Middle: North Cache; High: Sky View. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Summit School with a 57% state performance score (1.7 miles away). School district: Cache.

Question 24

What high school is near 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest high school is Sky View. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 25

What elementary school is near 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest elementary school is Sunrise (1.7 miles away). State performance score: 57%. District: Cache District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 26

What middle school is near 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest middle school is North Cache.

Question 27

What is the internet speed at 434 CARDON RIDGE, Smithfield?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 940 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (0 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 11.

Question 28

Is 434 CARDON RIDGE, Smithfield in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 29

How does this listing compare to the Smithfield market?

Accepted Answer

434 CARDON RIDGE, Smithfield is listed at $724,900, which is above the Smithfield median of $443,675 by $281,225. There are currently 74 active listings in Smithfield. Homes in Smithfield sell in an average of 85 days. The average sale-to-list ratio is 99.0%.

Question 30

What is the Smithfield real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Smithfield is $443,675. There are currently 74 active listings. Homes sell in an average of 85 days. The average sale-to-list ratio is 99.0%. This listing at $724,900 is above the Smithfield 2026 median.

Question 31

Are there other homes for sale in Smithfield?

Accepted Answer

Yes — there are currently 74 active listings in Smithfield. Browse all Smithfield homes for sale at propaired.ai/listings/ut/smithfield. Prices range around a median of $443,675. Homes in Smithfield are selling in about 85 days on average.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $724,900, this property is above the Utah state median of $519,000 by $205,900. Smithfield prices are 15% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 434 CARDON RIDGE, Smithfield?

Accepted Answer

This property has a Propaired intelligence score of 71/100, combining deal value (90), recreation access (68), amenity proximity (64), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What heating and cooling systems does 434 CARDON RIDGE, Smithfield have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 35

What type of roof does 434 CARDON RIDGE, Smithfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 18-year-old home, reviewing recent roof inspections is recommended.

Question 36

Does 434 CARDON RIDGE, Smithfield have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 37

What is 434 CARDON RIDGE, Smithfield constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 38

What type of flooring does 434 CARDON RIDGE, Smithfield have?

Accepted Answer

Flooring types include: Carpet,Marble,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 39

What are the water and sewer connections for 434 CARDON RIDGE, Smithfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 40

What shopping and dining is near 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest restaurant is L.D.’s Cafe (6.5 miles away) and the nearest grocery store is Green Canyon Farms (3.8 miles). Coffee: King's Kôfē (18.0 mi). Banking: Cache Valley Bank (13.5 mi). Overall amenity proximity score: 64/100.

Question 41

What would homeowner's insurance cost for 434 CARDON RIDGE, Smithfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $724,900, expect approximately $2,175-$3,625/year ($181-$302/month).   Get multiple quotes — rates vary significantly by insurer.

Question 42

What are the estimated closing costs for 434 CARDON RIDGE, Smithfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $724,900, expect approximately $14,498-$36,245 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 43

How does the property tax compare to the list price at 434 CARDON RIDGE, Smithfield?

Accepted Answer

The annual property tax of $3,555 represents an effective rate of 0.49% relative to the list price of $724,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 44

What are the total estimated monthly costs for 434 CARDON RIDGE, Smithfield?

Accepted Answer

Estimated total monthly housing cost: $4,235. This includes principal & interest ($3,669 at 6.51% with 20% down), property tax ($296/mo), HOA ($28/mo), and estimated insurance (~$242/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 45

Is 434 CARDON RIDGE, Smithfield eligible for FHA or VA financing?

Accepted Answer

At $724,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 46

What is the estimated cap rate for 434 CARDON RIDGE, Smithfield?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 6.5%, based on estimated annual rent of $72,524 and a purchase price of $724,900. A cap rate above 6% is generally considered strong for residential investment.

Question 47

Is Smithfield a good rental market?

Accepted Answer

Estimated monthly rent in Smithfield is approximately $4,732. Homes in Smithfield sell in an average of 85 days, indicating moderate demand in this market. There are 74 active listings currently. Gross rental yield in this area: 10.0%. Utah's steady population growth continues to drive rental demand.

Question 48

Could 434 CARDON RIDGE, Smithfield be a 1031 exchange property?

Accepted Answer

Yes, 434 CARDON RIDGE, Smithfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 49

How does 434 CARDON RIDGE, Smithfield compare to recently sold homes nearby?

Accepted Answer

Based on 9 comparable properties, the median sold price in this area is $559,900. This listing is 29% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $517,950. Comparable analysis is based on similar size, age, and location.

Question 50

Is the Smithfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 8.8% over the past year. The current Zillow Home Value Index for this area is $466,369. This listing is priced at 155% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 51

What is the price trend in Smithfield?

Accepted Answer

Smithfield's median price has decreased 1.0% month-over-month. Current median: $443,675. Days on market have increased by 28.7% month-over-month. Homes are selling at 99.0% of list price on average. Monitor these trends to time your offer strategically.

Question 52

Is 434 CARDON RIDGE, Smithfield overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong Cash Flow." At 29% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 90/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 53

What school district is 434 CARDON RIDGE, Smithfield in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Sunrise. Assigned middle: North Cache. Assigned high: Sky View. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 54

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Summit School at #183 statewide (57% performance score). Other ranked nearby schools include Birch Creek School (#249). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 55

What parks are near 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest local park is Sand park (0.2 miles away). The nearest state park is Hyrum State Park (13.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 56

Is there a golf course near 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest golf course is Birch Creek Golf Course, 0.8 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 57

What water activities are near 434 CARDON RIDGE, Smithfield?

Accepted Answer

Water recreation near this property includes: Bear Lake (26.4 mi); boat ramp at Bear River 3800 N (5.7 mi); fishing at Logan River (6.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 58

Is 434 CARDON RIDGE, Smithfield move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 59

Does 434 CARDON RIDGE, Smithfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 60

What is the lot like at 434 CARDON RIDGE, Smithfield?

Accepted Answer

The lot is 0.28 acres. Lot features: Corner Lot,Curb & Gutter,Fenced: Part,Road: Paved,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain,View: Valley,Drip Irrigation: Auto-Full. Terrain: Corner Lot, Curb & Gutter, Fenced: Part, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Mountain, View: Valley, Drip Irrigation: Auto-Full. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 61

What utilities are available at 434 CARDON RIDGE, Smithfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 62

Does 434 CARDON RIDGE, Smithfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 63

Is there EV charging near 434 CARDON RIDGE, Smithfield?

Accepted Answer

The nearest EV charging station is Blink Charging Station, approximately 20.8 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

434 CARDON RIDGE, Smithfield, UT 84335

434 S CARDON RIDGE DR, Smithfield, UT 84335

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