163 MAIN, Smithfield, UT 84335
1BD/—BA Residential in Smithfield, UT 84335. 850 sqft. Built 1909. Listed at $985,000. MLS #2135763.
1BD/—BA Residential in Smithfield, UT 84335. 850 sqft. Built 1909. Listed at $985,000. MLS #2135763.
Rarely does a home offer the lifestyle of a private residence with the financial power of a commercial portfolio. This unique property features a well-maintained 850 SF cottage situated on a versatile lot that includes an established, high-income business component, perfect for a buyer looking to live for free or significantly reduce their cost of living. This 1909-built home offers classic charm and a cozy, efficient layout. Whether you are looking for a primary residence or a high-demand rental, the home provides a private living space with the added benefit of being located right on Smithfield's historic Main Street. This sale includes two established revenue streams that function as a built-in subsidy: $20,000 Net Annual Income: The on-site U-Haul business is a turnkey operation that covers a massive portion of your mortgage. 41 Self-Storage Units: A consistent, low-maintenance income stream of more than $40,000 in net operating income.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Bungalow/Cottage
Stories
1
County
Cache
Zoning
Commercial
Lot Size
0.63 sq ft
Above Grade Area
850 sq ft
Condition
Blt./Standing
MLS #
2135763
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Bungalow/Cottage
Stories
1
County
Cache
Zoning
Commercial
Lot Size
0.63 sq ft
Above Grade Area
850 sq ft
Condition
Blt./Standing
MLS #
2135763
List Price
$985,000
Annual Taxes
$3,735
Home Warranty
No
List Price
$985,000
Annual Taxes
$3,735
Home Warranty
No
Roof
Asphalt
Flooring
Carpet,Linoleum
Basement
None
Appliances
Refrigerator
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected
View
Mountain(s)
Roof
Asphalt
Flooring
Carpet,Linoleum
Basement
None
Appliances
Refrigerator
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected
View
Mountain(s)
Covered Spaces
0
Total Parking
21
Covered Spaces
0
Total Parking
21
Why this is a deal
Classification
Standard
Deal Score
62/100
vs Similar Homes
144% above
vs Market Median
179% above
Area Growth (YoY)
5.4%
Deal Score Breakdown
62/100 · 1 qualifying signal
5.4% year-over-year ZHVI growth in this area
Priced 144% above the median of similar listings
Priced 179% above the per-subtype city median
LT net cashflow -$5,925/mo (-89.6% return on ownership cost) · STR net cashflow -$5,979/mo (-90.4% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$785/mo
Range: $533 – $1,037
Net Monthly Cash Flow
−$5,925 /mo (−$71,096/yr)
Monthly rental income
Monthly ownership cost
Coverage
12%
Net /mo
−$5,925
DSCR
0.14
Est. Annual Revenue
$10,913/yr
$100/night · 46% occupancy · $76/bedroom · $0.11/sqft
Net Monthly Cash Flow
−$5,978 /mo (−$71,739/yr)
Monthly STR income
Monthly ownership cost
Coverage
14%
Net /mo
−$5,979
DSCR
0.13
Best Download
2 Gbps
Best Upload
1 Gbps
Fiber Available
Yes
Providers
11
Available Providers
$479,900
+105% vs median
81 days
79
$304,900 – $1,645,000
$3,735
Very Safe
4.6
per 1,000
3.4
per 1,000
1.2
per 1,000
9.2
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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