Question 1

What is the asking price for 485 MAIN, Smithfield?

Accepted Answer

485 MAIN, Smithfield is listed at $415,000 ($158/sqft). The original list price was $425,000, representing a reduction of $10,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 485 MAIN, Smithfield have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,625 square feet of living space. It is a 3-story home. The lot is 0.4 acres.

Question 3

When was 485 MAIN, Smithfield built?

Accepted Answer

This property was built in 1947, making it 79 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 485 MAIN, Smithfield?

Accepted Answer

485 MAIN, Smithfield is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage.  Zoning: Single-Family.

Question 5

Does 485 MAIN, Smithfield have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 4 open parking spaces. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 485 MAIN, Smithfield?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 485 MAIN, Smithfield?

Accepted Answer

Annual property taxes for this property are approximately $1,674 (about $140/month). This represents an effective tax rate of approximately 0.40% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 485 MAIN, Smithfield?

Accepted Answer

Interior features include: Alarm: Fire, Basement Apartment, Kitchen: Second, Mother-in-Law Apt., Oven: Gas. Exterior features include: Awning(s), Balcony, Basement Entrance, Out Buildings, Lighting.

Question 9

Is 485 MAIN, Smithfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 38/100. Key deal signals: Priced 22% below market median (per-type); 70.0 days on market — potential negotiation opportunity. The price is 1% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Smithfield?

Accepted Answer

The median price for similar properties in the area is $419,900 (based on 10 homes). At $415,000, this listing is 1% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 485 MAIN, Smithfield?

Accepted Answer

Yes, the price has been reduced by 2.4% from the original list price of $425,000 to the current price of $415,000 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 485 MAIN, Smithfield?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,090. Including estimated taxes, the total monthly cost is approximately $2,230. A 15-year mortgage at 5.77% would be $2,761/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 485 MAIN, Smithfield been on the market?

Accepted Answer

This property has been listed for 70 days. The average days on market in Smithfield is 93 days, meaning this listing is moving faster than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

What lifestyle features does 485 MAIN, Smithfield offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: ADU/Multigenerational, Workshop/Maker Space, Investor Special, Historic/Character. The primary lifestyle niche is "vineyard_orchard." These tags are derived from MLS data, property features, and location analysis.

Question 15

Is 485 MAIN, Smithfield near skiing?

Accepted Answer

This property is within reach of skiing. Cherry Peak is 6.3 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 16

What recreation is near 485 MAIN, Smithfield?

Accepted Answer

This property has a recreation score of 65/100. Nearby recreation includes: Smithfield Canyon trailhead (4.1 mi); Gutke Park park (0.2 mi); Birch Creek Golf Course (1.1 mi); Hyrum State Park (14.8 mi). Skiing: Cherry Peak (6.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 485 MAIN, Smithfield?

Accepted Answer

Yes, the nearest trailhead is Smithfield Canyon, just 4.1 miles from the property. Hyrum State Park is 14.8 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 485 MAIN, Smithfield?

Accepted Answer

This property has an amenity proximity score of 83/100. Nearby services include: Grocery: Summit Creek (0.4 mi); Hospital: Intermountain North Cache Valley Clinic (2.8 mi); Pharmacy: High Creek Pharmacy (4.5 mi); Dining: McDonald's (0.4 mi). Gas station: 0.4 miles. Gym: Smithfield Recreation Center (1.5 mi).

Question 19

How far is the nearest hospital from 485 MAIN, Smithfield?

Accepted Answer

The nearest hospital is Intermountain North Cache Valley Clinic, approximately 2.8 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 485 MAIN, Smithfield?

Accepted Answer

Assigned schools: Elementary: Birch Creek; Middle: North Cache; High: Sky View. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Summit School with a 57% state performance score (0.7 miles away). School district: Cache.

Question 21

What is the internet speed at 485 MAIN, Smithfield?

Accepted Answer

This property has a broadband score of 95/100 (Excellent). Best available speed: 2000 Mbps download / 285 Mbps upload. Fiber is not currently available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (10 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 9.

Question 22

Is 485 MAIN, Smithfield in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Smithfield market?

Accepted Answer

485 MAIN, Smithfield is listed at $415,000, which is below the Smithfield median of $484,000 by $69,000. There are currently 69 active listings in Smithfield. Homes in Smithfield sell in an average of 93 days. The average sale-to-list ratio is 99.1%.

Question 24

How does this price compare to the Utah state average?

Accepted Answer

At $415,000, this property is below the Utah state median of $510,000 by $95,000. Smithfield prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 25

What is the Propaired intelligence score for 485 MAIN, Smithfield?

Accepted Answer

This property has a Propaired intelligence score of 55/100, combining deal value (38), recreation access (65), amenity proximity (83), broadband quality (95), and lifestyle features (5 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

What heating and cooling systems does 485 MAIN, Smithfield have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 485 MAIN, Smithfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 79-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 485 MAIN, Smithfield have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 485 MAIN, Smithfield constructed from?

Accepted Answer

Construction materials include: Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 30

What type of flooring does 485 MAIN, Smithfield have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Linoleum,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 485 MAIN, Smithfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 32

What shopping and dining is near 485 MAIN, Smithfield?

Accepted Answer

The nearest restaurant is McDonald's (0.4 miles away) and the nearest grocery store is Summit Creek (0.4 miles). Coffee: Eastside Coffee (2.3 mi). Banking: Cache Valley Bank (0.7 mi). Overall amenity proximity score: 83/100.

Question 33

What would homeowner's insurance cost for 485 MAIN, Smithfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $415,000, expect approximately $1,245-$2,075/year ($104-$173/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 485 MAIN, Smithfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $415,000, expect approximately $8,300-$20,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 485 MAIN, Smithfield?

Accepted Answer

The annual property tax of $1,674 represents an effective rate of 0.40% relative to the list price of $415,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 485 MAIN, Smithfield?

Accepted Answer

Estimated total monthly housing cost: $2,368. This includes principal & interest ($2,090 at 6.46% with 20% down), property tax ($140/mo), and estimated insurance (~$138/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 485 MAIN, Smithfield eligible for FHA or VA financing?

Accepted Answer

At $415,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

Could 485 MAIN, Smithfield be a 1031 exchange property?

Accepted Answer

Yes, 485 MAIN, Smithfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

How does 485 MAIN, Smithfield compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $419,900. This listing is 1% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $534,900. Comparable analysis is based on similar size, age, and location.

Question 40

Is the Smithfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $457,002. This listing is priced at 91% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 41

What is the price trend in Smithfield?

Accepted Answer

Smithfield's median price has decreased 41.2% month-over-month. Current median: $484,000. Days on market have increased by 35.3% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 42

Is 485 MAIN, Smithfield overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Market)." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 38/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 43

What school district is 485 MAIN, Smithfield in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Birch Creek. Assigned middle: North Cache. Assigned high: Sky View. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Summit School at #183 statewide (57% performance score). Other ranked nearby schools include Birch Creek School (#249). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 45

What parks are near 485 MAIN, Smithfield?

Accepted Answer

The nearest local park is Gutke Park (0.2 miles away). The nearest state park is Hyrum State Park (14.8 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 46

Is there a golf course near 485 MAIN, Smithfield?

Accepted Answer

The nearest golf course is Birch Creek Golf Course, 1.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 47

What water activities are near 485 MAIN, Smithfield?

Accepted Answer

Water recreation near this property includes: Bear Lake (27.4 mi); boat ramp at Bear River 3800 N (5.1 mi); fishing at Logan River (8.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 48

Is 485 MAIN, Smithfield move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 49

What updates might 485 MAIN, Smithfield need?

Accepted Answer

At 79 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 50

Does 485 MAIN, Smithfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 51

What is the lot like at 485 MAIN, Smithfield?

Accepted Answer

The lot is 0.4 acres. Lot features: Corner Lot,Curb & Gutter,Fenced: Full,Secluded. Terrain: Corner Lot, Curb & Gutter, Fenced: Full, Secluded Yard.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 52

What utilities are available at 485 MAIN, Smithfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 53

Is there EV charging near 485 MAIN, Smithfield?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 5.8 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 54

Is 485 MAIN, Smithfield a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 1947, it represents pre-war construction with solid craftsmanship. Architectural style: Bungalow/Cottage. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

485 MAIN, Smithfield, UT 84335

485 N MAIN ST, Smithfield, UT 84335

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