Question 1

What is the asking price for 631 550, Smithfield?

Accepted Answer

631 550, Smithfield is listed at $344,900 ($194/sqft). The original list price was $364,990, representing a reduction of $20,090. Current status: Closed.

Question 2

How many bedrooms and bathrooms does 631 550, Smithfield have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,778 square feet of living space. It is a 2-story home. The lot is 0.03 acres.

Question 3

When was 631 550, Smithfield built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 631 550, Smithfield?

Accepted Answer

631 550, Smithfield is a Residential (Townhouse). The architectural style is Townhouse; Row-end. It is located in the THE VILLAGE AT FOX MEADOWS subdivision. Zoning: Single-Family, Multi-Family.

Question 5

Does 631 550, Smithfield have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 631 550, Smithfield?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $167 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 631 550, Smithfield?

Accepted Answer

Annual property taxes for this property are approximately $535 (about $45/month). This represents an effective tax rate of approximately 0.16% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 631 550, Smithfield?

Accepted Answer

Interior features include: Bar: Wet, Bath: Primary, Closet: Walk-In, Disposal, Great Room. Exterior features include: Double Pane Windows, Sliding Glass Doors, Patio: Open.    View: Mountain(s),Valley.

Question 9

How long has 631 550, Smithfield been on the market?

Accepted Answer

This property has been listed for 153 days. The average days on market in Smithfield is 93 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What schools serve 631 550, Smithfield?

Accepted Answer

Assigned schools: Elementary: Birch Creek; Middle: North Cache; High: Sky View. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Summit School with a 57% state performance score (1.1 miles away). School district: Cache.

Question 11

How does this listing compare to the Smithfield market?

Accepted Answer

631 550, Smithfield is listed at $344,900, which is below the Smithfield median of $484,000 by $139,100. There are currently 69 active listings in Smithfield. Homes in Smithfield sell in an average of 93 days. The average sale-to-list ratio is 99.1%.

Question 12

How does this price compare to the Utah state average?

Accepted Answer

At $344,900, this property is below the Utah state median of $510,000 by $165,100. Smithfield prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 13

What heating and cooling systems does 631 550, Smithfield have?

Accepted Answer

Heating: Forced Air,Gas: Stove,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 14

What type of roof does 631 550, Smithfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 15

Does 631 550, Smithfield have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 16

What is 631 550, Smithfield constructed from?

Accepted Answer

Construction materials include: Asphalt,Stone,Cement Siding. Stone construction provides exceptional durability and a premium aesthetic.

Question 17

What type of flooring does 631 550, Smithfield have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 18

What are the water and sewer connections for 631 550, Smithfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 19

What would homeowner's insurance cost for 631 550, Smithfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $344,900, expect approximately $1,035-$1,725/year ($86-$144/month).   Get multiple quotes — rates vary significantly by insurer.

Question 20

What are the estimated closing costs for 631 550, Smithfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $344,900, expect approximately $6,898-$17,245 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 21

How does the property tax compare to the list price at 631 550, Smithfield?

Accepted Answer

The annual property tax of $535 represents an effective rate of 0.16% relative to the list price of $344,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 22

Is 631 550, Smithfield eligible for FHA or VA financing?

Accepted Answer

At $344,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 23

Could 631 550, Smithfield be a 1031 exchange property?

Accepted Answer

Yes, 631 550, Smithfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 24

What is the price trend in Smithfield?

Accepted Answer

Smithfield's median price has decreased 41.2% month-over-month. Current median: $484,000. Days on market have increased by 35.3% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 25

What school district is 631 550, Smithfield in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Birch Creek. Assigned middle: North Cache. Assigned high: Sky View. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 26

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Summit School at #183 statewide (57% performance score). Other ranked nearby schools include Birch Creek School (#249). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 27

Is 631 550, Smithfield move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 28

Does 631 550, Smithfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 29

What is the lot like at 631 550, Smithfield?

Accepted Answer

The lot is 0.03 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain,View: Valley. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 30

What utilities are available at 631 550, Smithfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 31

Does 631 550, Smithfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Stove,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

631 550, Smithfield, UT 84335

631 W 550 N, Smithfield, UT 84335

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