1498 ROCKY, Saratoga Springs, UT 84045
5BD/—BA Residential in Saratoga Springs, UT 84045. 4,402 sqft. Built 2011. Listed at $749,995. MLS #2163836.
5BD/—BA Residential in Saratoga Springs, UT 84045. 4,402 sqft. Built 2011. Listed at $749,995. MLS #2163836.
Motivated Seller. $15,000 towards buyers closing costs. Located on the benches of Saratoga Springs, this exceptional home delivers the kind of views you never get tired of. Whether you're sipping your morning coffee or winding down at sunset, dual decks on both the upper and lower levels frame sweeping vistas of the lake and mountains that simply have to be seen in person. Upstairs, the main level features three spacious bedrooms, a loft, and two full bathrooms a comfortable and functional layout for everyday living. Step outside onto either deck and let the scenery do the talking. The lower level is a standout feature, offering a kitchen, two bedrooms, one bathroom, and its own separate entrance, ideal for generating rental income. The basement also includes a dedicated home gym, so staying active has never been more convenient. Out back, a private lawn overlooks the valley with a built-in sprinkler system keeping it lush and low-maintenance, while a fire pit sets the scene for memorable evenings under the Utah sky. Recent upgrades give you peace of mind from day one, including a new roof (2024) and a new water heater (2025). Thoughtfully upgraded home with unbeatable location, opportunities like this on the Saratoga Springs benches don't come around often. Come experience the very best of Utah living.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
THE BENCHES
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.23 sq ft
Above Grade Area
1,930 sq ft
Condition
Blt./Standing
MLS #
2163836
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
THE BENCHES
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.23 sq ft
Above Grade Area
1,930 sq ft
Condition
Blt./Standing
MLS #
2163836
List Price
$749,995
Annual Taxes
$2,937
Home Warranty
No
List Price
$749,995
Annual Taxes
$2,937
Home Warranty
No
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Daylight,Full,Walk-Out Access
Materials
Stone,Stucco
Appliances
Ceiling Fan,Dryer,Refrigerator,Washer
Patio & Porch
Covered
Water Source
Culinary
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Daylight,Full,Walk-Out Access
Materials
Stone,Stucco
Appliances
Ceiling Fan,Dryer,Refrigerator,Washer
Patio & Porch
Covered
Water Source
Culinary
Sewer
Sewer: Connected
View
Lake,Mountain(s)
Garage Spaces
3
Covered Spaces
3
Total Parking
9
Garage Spaces
3
Covered Spaces
3
Total Parking
9
Why this is a deal
Classification
Standard
Deal Score
70/100
vs Similar Homes
6% above
vs Market Median
8% above
Area Growth (YoY)
7.1%
Deal Score Breakdown
70/100 · 1 qualifying signal
7.1% year-over-year ZHVI growth in this area
Priced 8% above the per-subtype city median
LT net cashflow -$1,192/mo (-23.8% return on ownership cost) · STR net cashflow -$1,728/mo (-34.5% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 6% above the median of similar listings
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$4,339/mo
Range: $4,106 – $4,571
Net Monthly Cash Flow
−$1,192 /mo (−$14,299/yr)
Monthly rental income
Monthly ownership cost
Coverage
87%
Net /mo
−$1,192
DSCR
1.01
Est. Annual Revenue
$56,257/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,727 /mo (−$20,730/yr)
Monthly STR income
Monthly ownership cost
Coverage
94%
Net /mo
−$1,728
DSCR
0.87
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
12
Available Providers
$500,000
+50% vs median
79 days
394
$269,900 – $2,590,000
$2,937
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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