Question 1

What is the asking price for 45 MONTROSE, Saratoga Springs?

Accepted Answer

45 MONTROSE, Saratoga Springs is listed at $499,990 ($284/sqft). The original list price was $505,000, representing a reduction of $5,010. Current status: Pending.

Question 2

How many bedrooms and bathrooms does 45 MONTROSE, Saratoga Springs have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,760 square feet of living space. It is a 2-story home. The lot is 0.12 acres.

Question 3

When was 45 MONTROSE, Saratoga Springs built?

Accepted Answer

This property was built in 2001, making it 25 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 45 MONTROSE, Saratoga Springs?

Accepted Answer

45 MONTROSE, Saratoga Springs is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the LOCH LOMOND subdivision. Zoning: Single-Family.

Question 5

Does 45 MONTROSE, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 45 MONTROSE, Saratoga Springs?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 45 MONTROSE, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $1,987 (about $166/month). This represents an effective tax rate of approximately 0.40% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 45 MONTROSE, Saratoga Springs?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Closet: Walk-In, Disposal, Kitchen: Updated. Exterior features include: Out Buildings, Sliding Glass Doors.

Question 9

How long has 45 MONTROSE, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 33 days. The average days on market in Saratoga Springs is 87 days, meaning this listing is moving faster than the local average.

Question 10

What schools serve 45 MONTROSE, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Meadow; Middle: Willowcreek; High: Lehi. There are 3 schools within 3 miles of this property. The highest-rated nearby school is Springside School with a 59% state performance score (2.8 miles away). School district: Alpine.

Question 11

What high school is near 45 MONTROSE, Saratoga Springs?

Accepted Answer

The nearest high school is Lehi. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 12

What elementary school is near 45 MONTROSE, Saratoga Springs?

Accepted Answer

The nearest elementary school is Meadow (2.7 miles away). State performance score: 55%. District: Alpine District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 13

What middle school is near 45 MONTROSE, Saratoga Springs?

Accepted Answer

The nearest middle school is Willowcreek.

Question 14

How good are the schools near 45 MONTROSE, Saratoga Springs?

Accepted Answer

Of the 3 schools within 3 miles, 3 have state performance data with an average score of 56%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 15

How does this listing compare to the Saratoga Springs market?

Accepted Answer

45 MONTROSE, Saratoga Springs is listed at $499,990, which is below the Saratoga Springs median of $515,000 by $15,010. There are currently 407 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 87 days. The average sale-to-list ratio is 99.3%.

Question 16

What is the Saratoga Springs real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saratoga Springs is $515,000. There are currently 407 active listings. Homes sell in an average of 87 days. The average sale-to-list ratio is 99.3%. This listing at $499,990 is below the Saratoga Springs 2026 median.

Question 17

Are there other homes for sale in Saratoga Springs?

Accepted Answer

Yes — there are currently 407 active listings in Saratoga Springs. Browse all Saratoga Springs homes for sale at propaired.ai/listings/ut/saratoga-springs. Prices range around a median of $515,000. Homes in Saratoga Springs are selling in about 87 days on average.

Question 18

How does this price compare to the Utah state average?

Accepted Answer

At $499,990, this property is below the Utah state median of $517,990 by $18,000. Saratoga Springs prices are 1% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 19

What heating and cooling systems does 45 MONTROSE, Saratoga Springs have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 20

What type of roof does 45 MONTROSE, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 25-year-old home, reviewing recent roof inspections is recommended.

Question 21

Does 45 MONTROSE, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 22

What is 45 MONTROSE, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 23

What type of flooring does 45 MONTROSE, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 24

What are the water and sewer connections for 45 MONTROSE, Saratoga Springs?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 25

What would homeowner's insurance cost for 45 MONTROSE, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $499,990, expect approximately $1,500-$2,500/year ($125-$208/month).   Get multiple quotes — rates vary significantly by insurer.

Question 26

What are the estimated closing costs for 45 MONTROSE, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $499,990, expect approximately $10,000-$25,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 27

How does the property tax compare to the list price at 45 MONTROSE, Saratoga Springs?

Accepted Answer

The annual property tax of $1,987 represents an effective rate of 0.40% relative to the list price of $499,990. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 28

Is 45 MONTROSE, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $499,990, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 29

Could 45 MONTROSE, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 45 MONTROSE, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 30

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has increased 10.9% month-over-month. Current median: $515,000. Days on market have decreased by 8.3% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 31

What school district is 45 MONTROSE, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Meadow. Assigned middle: Willowcreek. Assigned high: Lehi. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 32

How do nearby schools rank statewide?

Accepted Answer

Of the 3 nearby schools with state rankings, the highest-ranked is Willowcreek Middle at #156 statewide (54% performance score). Other ranked nearby schools include Springside School (#199) and Sego Lily School (#331). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 33

Is 45 MONTROSE, Saratoga Springs move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 34

What updates might 45 MONTROSE, Saratoga Springs need?

Accepted Answer

At 25 years old, common updates to consider include: HVAC system update. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 35

Does 45 MONTROSE, Saratoga Springs come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 36

What is the lot like at 45 MONTROSE, Saratoga Springs?

Accepted Answer

The lot is 0.12 acres. Lot features: Curb & Gutter,Fenced: Full,Sidewalks,Sprinkler: Auto-Full. Terrain: Curb & Gutter, Fenced: Full, Sidewalks, Sprinkler: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 37

What utilities are available at 45 MONTROSE, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 38

Does 45 MONTROSE, Saratoga Springs have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

45 MONTROSE, Saratoga Springs, UT 84043

45 N MONTROSE LN, Saratoga Springs, UT 84043

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