Question 1

What is the asking price for 106 POLARIS, Saratoga Springs?

Accepted Answer

106 POLARIS, Saratoga Springs is listed at $519,900 ($231/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 106 POLARIS, Saratoga Springs have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 2,252 square feet of living space. It is a 3-story home. The lot is 0.09 acres.

Question 3

When was 106 POLARIS, Saratoga Springs built?

Accepted Answer

This property was built in 2021, making it 5 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 106 POLARIS, Saratoga Springs?

Accepted Answer

106 POLARIS, Saratoga Springs is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the WANDER subdivision. Zoning: Single-Family.

Question 5

Does 106 POLARIS, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 106 POLARIS, Saratoga Springs?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $136 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 106 POLARIS, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $2,186 (about $182/month). This represents an effective tax rate of approximately 0.42% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 106 POLARIS, Saratoga Springs?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Range: Gas, Range/Oven: Free Stdng.. Exterior features include: Basement Entrance, Porch: Open, Stained Glass Windows.    View: Mountain(s).

Question 9

Is 106 POLARIS, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 34/100. Key deal signals: Priced 23% below market median (per-type); 4.4% gross rental yield. The price is 3% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saratoga Springs?

Accepted Answer

The median price for similar properties in the area is $537,495 (based on 10 homes). At $519,900, this listing is 3% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 106 POLARIS, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,618. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,936. A 15-year mortgage at 5.77% would be $3,458/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 106 POLARIS, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 1 days. The average days on market in Saratoga Springs is 88 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 106 POLARIS, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $22,864 with a gross rental yield of 4.4%. Net rental yield (after estimated expenses): 2.9%.  Estimated debt service coverage ratio (DSCR): 0.55. Investor score: 46/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 106 POLARIS, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,905 ($22,860/year). The gross rent multiplier is 22.7x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 106 POLARIS, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Pool, Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 16

Does 106 POLARIS, Saratoga Springs have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 17

What recreation is near 106 POLARIS, Saratoga Springs?

Accepted Answer

This property has a recreation score of 74/100. Nearby recreation includes: Flight Park trailhead (0.7 mi); wander park (0.2 mi); TalonsCove Golf Course (2.4 mi); Flight Park State Recreation Area (6.7 mi). Skiing: Sundance Resort (16.9 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 106 POLARIS, Saratoga Springs?

Accepted Answer

Yes, the nearest trailhead is Flight Park, just 0.7 miles from the property. Flight Park State Recreation Area is 6.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 106 POLARIS, Saratoga Springs?

Accepted Answer

This property has an amenity proximity score of 84/100. Nearby services include: Grocery: Smith's Marketplace (1.0 mi); Hospital: Saratoga Springs Emergency (1.7 mi); Pharmacy: Walgreens (1.9 mi); Dining: MOD Pizza (0.9 mi). Gas station: 1.0 miles. Gym: Saratoga Springs Radio Controlled Airplane Park (0.5 mi).

Question 20

How far is the nearest hospital from 106 POLARIS, Saratoga Springs?

Accepted Answer

The nearest hospital is Saratoga Springs Emergency, approximately 1.7 miles from the property. The nearest fire station is 2.5 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 106 POLARIS, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Springside; Middle: Lake Mountain; High: Westlake. There are 6 schools within 3 miles of this property. The highest-rated nearby school is Riverview School with a 64% state performance score (2.2 miles away). School district: Alpine.

Question 22

How good are the schools near 106 POLARIS, Saratoga Springs?

Accepted Answer

Of the 6 schools within 3 miles, 6 have state performance data with an average score of 58%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 23

What is the internet speed at 106 POLARIS, Saratoga Springs?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: CenturyLink (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 12.

Question 24

Is 106 POLARIS, Saratoga Springs in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Saratoga Springs market?

Accepted Answer

106 POLARIS, Saratoga Springs is listed at $519,900, which is above the Saratoga Springs median of $490,000 by $29,900. There are currently 439 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 88 days. The average sale-to-list ratio is 98.9%.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $519,900, this property is above the Utah state median of $510,000 by $9,900. Saratoga Springs prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 106 POLARIS, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 56/100, combining deal value (34), recreation access (74), amenity proximity (84), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 106 POLARIS, Saratoga Springs have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 106 POLARIS, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 5-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 106 POLARIS, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 106 POLARIS, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 32

What type of flooring does 106 POLARIS, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 106 POLARIS, Saratoga Springs?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 34

What shopping and dining is near 106 POLARIS, Saratoga Springs?

Accepted Answer

The nearest restaurant is MOD Pizza (0.9 miles away) and the nearest grocery store is Smith's Marketplace (1.0 miles). Coffee: Starbucks (1.0 mi). Banking: Bank of America (1.0 mi). Overall amenity proximity score: 84/100.

Question 35

What would homeowner's insurance cost for 106 POLARIS, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $519,900, expect approximately $1,560-$2,600/year ($130-$217/month).   Get multiple quotes — rates vary significantly by insurer.

Question 36

What are the estimated closing costs for 106 POLARIS, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $519,900, expect approximately $10,398-$25,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 37

How does the property tax compare to the list price at 106 POLARIS, Saratoga Springs?

Accepted Answer

The annual property tax of $2,186 represents an effective rate of 0.42% relative to the list price of $519,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 38

What are the total estimated monthly costs for 106 POLARIS, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $3,109. This includes principal & interest ($2,618 at 6.46% with 20% down), property tax ($182/mo), HOA ($136/mo), and estimated insurance (~$173/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 39

Is 106 POLARIS, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $519,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 40

What is the estimated cap rate for 106 POLARIS, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.9%, based on estimated annual rent of $22,864 and a purchase price of $519,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 41

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $2,097. Homes in Saratoga Springs sell in an average of 88 days, indicating moderate demand in this market. There are 439 active listings currently. Gross rental yield in this area: 4.4%. Utah's steady population growth continues to drive rental demand.

Question 42

Could 106 POLARIS, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 106 POLARIS, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 106 POLARIS, Saratoga Springs compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $537,495. This listing is 3% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $675,000. Comparable analysis is based on similar size, age, and location.

Question 44

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.4% over the past year. The current Zillow Home Value Index for this area is $556,802. This listing is priced at 93% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 45

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has decreased 2.3% month-over-month. Current median: $490,000. Days on market have increased by 25.0% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 46

Is 106 POLARIS, Saratoga Springs overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Market)." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 34/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 47

What school district is 106 POLARIS, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Springside. Assigned middle: Lake Mountain. Assigned high: Westlake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 48

How do nearby schools rank statewide?

Accepted Answer

Of the 6 nearby schools with state rankings, the highest-ranked is Willowcreek Middle at #156 statewide (54% performance score). Other ranked nearby schools include Riverview School (#160) and Saratoga Shores School (#161). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 49

What parks are near 106 POLARIS, Saratoga Springs?

Accepted Answer

The nearest local park is wander (0.2 miles away). The nearest state park is Flight Park State Recreation Area (6.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 50

Is there a golf course near 106 POLARIS, Saratoga Springs?

Accepted Answer

The nearest golf course is TalonsCove Golf Course, 2.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 51

What water activities are near 106 POLARIS, Saratoga Springs?

Accepted Answer

Water recreation near this property includes: Utah Lake (11.9 mi); boat ramp at Saratoga Springs (0.9 mi); fishing at Provo River (17.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 52

Is 106 POLARIS, Saratoga Springs move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 53

Does 106 POLARIS, Saratoga Springs come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 54

What is the lot like at 106 POLARIS, Saratoga Springs?

Accepted Answer

The lot is 0.09 acres. Lot features: Corner Lot,Fenced: Full,Sprinkler: Auto-Full,View: Mountain. Terrain: Corner Lot, Fenced: Full, Sprinkler: Auto-Full, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 55

What utilities are available at 106 POLARIS, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 56

Is there EV charging near 106 POLARIS, Saratoga Springs?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 2.0 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

106 POLARIS, Saratoga Springs, UT 84045

106 E POLARIS DR, Saratoga Springs, UT 84045

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