Question 1

What is the asking price for 141 COTTAGE, Saratoga Springs?

Accepted Answer

141 COTTAGE, Saratoga Springs is listed at $649,900 ($139/sqft). The original list price was $685,000, representing a reduction of $35,100. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 141 COTTAGE, Saratoga Springs have?

Accepted Answer

This Residential features 6 bedrooms, 4 bathrooms, 4,663 square feet of living space. It is a 2-story home. The lot is 0.14 acres.

Question 3

When was 141 COTTAGE, Saratoga Springs built?

Accepted Answer

This property was built in 2007, making it 19 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 141 COTTAGE, Saratoga Springs?

Accepted Answer

141 COTTAGE, Saratoga Springs is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the SARATOGA SPRINGS PUD subdivision. Zoning: Single-Family.

Question 5

Does 141 COTTAGE, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 141 COTTAGE, Saratoga Springs?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $212 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 141 COTTAGE, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $2,739 (about $228/month). This represents an effective tax rate of approximately 0.42% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 141 COTTAGE, Saratoga Springs?

Accepted Answer

Interior features include: Closet: Walk-In, Den/Office, Disposal, Great Room, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Sliding Glass Doors, Patio: Open. The home has 1 fireplace.   View: Lake.

Question 9

Is 141 COTTAGE, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 50/100. Key deal signals: Priced 11% below similar homes; 5% price reduction from original list; 7.3% gross rental yield. The price is 11% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saratoga Springs?

Accepted Answer

The median price for similar properties in the area is $732,450 (based on 10 homes). At $649,900, this listing is 11% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

Has the price been reduced on 141 COTTAGE, Saratoga Springs?

Accepted Answer

Yes, the price has been reduced by 5.1% from the original list price of $685,000 to the current price of $649,900 — a reduction of $35,100. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 141 COTTAGE, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $3,273. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,713. A 15-year mortgage at 5.77% would be $4,323/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 141 COTTAGE, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 136 days. The average days on market in Saratoga Springs is 88 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 141 COTTAGE, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $47,342 with a gross rental yield of 7.3%. Net rental yield (after estimated expenses): 4.7%.  Estimated debt service coverage ratio (DSCR): 0.90. Investor score: 54/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 141 COTTAGE, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,945 ($47,340/year). The gross rent multiplier is 13.7x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 141 COTTAGE, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: Pool, Golf Community, Trail/Hiking Access, RV-Friendly, Scenic Views, Master-Planned Community. The primary lifestyle niche is "vineyard_orchard." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 141 COTTAGE, Saratoga Springs have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What recreation is near 141 COTTAGE, Saratoga Springs?

Accepted Answer

This property has a recreation score of 71/100. Nearby recreation includes: Flight Park trailhead (2.9 mi); Park park (0.2 mi); Talons Cove Golf Course (0.1 mi); Utah Lake State Park (9.0 mi). Skiing: Sundance Resort (16.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 141 COTTAGE, Saratoga Springs?

Accepted Answer

Yes, the nearest trailhead is Flight Park, just 2.9 miles from the property. Utah Lake State Park is 9.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 141 COTTAGE, Saratoga Springs?

Accepted Answer

This property has an amenity proximity score of 67/100. Nearby services include: Grocery: Maverik (0.6 mi); Hospital: Saratoga Springs Emergency (4.6 mi); Pharmacy: Walgreens (4.8 mi); Dining: MOD Pizza (3.8 mi). Gas station: 3.9 miles. Gym: Saratoga Springs Radio Controlled Airplane Park (3.0 mi).

Question 21

How far is the nearest hospital from 141 COTTAGE, Saratoga Springs?

Accepted Answer

The nearest hospital is Saratoga Springs Emergency, approximately 4.6 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 141 COTTAGE, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Harbor Point Elementary; Middle: Lake Mountain; High: Westlake.   School district: Alpine.

Question 23

What is the internet speed at 141 COTTAGE, Saratoga Springs?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Avative Internet (8000 Mbps, Fiber); Avative Internet (2000 Mbps, Fixed Wireless). Total providers: 11.

Question 24

Is 141 COTTAGE, Saratoga Springs in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Saratoga Springs market?

Accepted Answer

141 COTTAGE, Saratoga Springs is listed at $649,900, which is above the Saratoga Springs median of $490,000 by $159,900. There are currently 439 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 88 days. The average sale-to-list ratio is 98.9%.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $649,900, this property is above the Utah state median of $510,000 by $139,900. Saratoga Springs prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 141 COTTAGE, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 58/100, combining deal value (50), recreation access (71), amenity proximity (67), broadband quality (100), and lifestyle features (7 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 141 COTTAGE, Saratoga Springs have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 141 COTTAGE, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 19-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 141 COTTAGE, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 141 COTTAGE, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 32

What type of flooring does 141 COTTAGE, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet,Travertine.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 141 COTTAGE, Saratoga Springs?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 34

What shopping and dining is near 141 COTTAGE, Saratoga Springs?

Accepted Answer

The nearest restaurant is MOD Pizza (3.8 miles away) and the nearest grocery store is Maverik (0.6 miles). Coffee: Starbucks (3.9 mi). Banking: Bank of America (3.9 mi). Overall amenity proximity score: 67/100.

Question 35

What would homeowner's insurance cost for 141 COTTAGE, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $649,900, expect approximately $1,950-$3,250/year ($163-$271/month).   Get multiple quotes — rates vary significantly by insurer.

Question 36

What are the estimated closing costs for 141 COTTAGE, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $649,900, expect approximately $12,998-$32,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 37

How does the property tax compare to the list price at 141 COTTAGE, Saratoga Springs?

Accepted Answer

The annual property tax of $2,739 represents an effective rate of 0.42% relative to the list price of $649,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 38

What are the total estimated monthly costs for 141 COTTAGE, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $3,930. This includes principal & interest ($3,273 at 6.46% with 20% down), property tax ($228/mo), HOA ($212/mo), and estimated insurance (~$217/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 39

Is 141 COTTAGE, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $649,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 40

What is the estimated cap rate for 141 COTTAGE, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.7%, based on estimated annual rent of $47,342 and a purchase price of $649,900. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 41

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $2,097. Homes in Saratoga Springs sell in an average of 88 days, indicating moderate demand in this market. There are 439 active listings currently. Gross rental yield in this area: 7.3%. Utah's steady population growth continues to drive rental demand.

Question 42

Could 141 COTTAGE, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 141 COTTAGE, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 141 COTTAGE, Saratoga Springs compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $732,450. This listing is 11% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $675,000. Comparable analysis is based on similar size, age, and location.

Question 44

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.4% over the past year. The current Zillow Home Value Index for this area is $556,802. This listing is priced at 117% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 45

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has decreased 2.3% month-over-month. Current median: $490,000. Days on market have increased by 25.0% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 46

Is 141 COTTAGE, Saratoga Springs overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 11% below comparable homes, this property appears competitively priced. Deal score: 50/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 47

What school district is 141 COTTAGE, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Harbor Point Elementary. Assigned middle: Lake Mountain. Assigned high: Westlake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 48

What parks are near 141 COTTAGE, Saratoga Springs?

Accepted Answer

The nearest local park is Park (0.2 miles away). The nearest state park is Utah Lake State Park (9.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 49

Is there a golf course near 141 COTTAGE, Saratoga Springs?

Accepted Answer

The nearest golf course is Talons Cove Golf Course, 0.1 miles from the property. This property is located within a golf community, which may include membership benefits and golf course views. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 50

What water activities are near 141 COTTAGE, Saratoga Springs?

Accepted Answer

Water recreation near this property includes: Utah Lake (9.2 mi); boat ramp at Saratoga City unamed (1.4 mi); fishing at Provo River (16.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 51

Is 141 COTTAGE, Saratoga Springs move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 52

Does 141 COTTAGE, Saratoga Springs come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 53

What is the lot like at 141 COTTAGE, Saratoga Springs?

Accepted Answer

The lot is 0.14 acres. Lot features: Curb & Gutter,Fenced: Full,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Lake. Terrain: Curb & Gutter, Fenced: Full, Sidewalks, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Lake. Views: Lake.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 54

What utilities are available at 141 COTTAGE, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 55

Does 141 COTTAGE, Saratoga Springs have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 56

Is there EV charging near 141 COTTAGE, Saratoga Springs?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 4.9 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 57

Can I park an RV or boat at 141 COTTAGE, Saratoga Springs?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.14-acre lot provides ample space. In addition to the 2-car garage, there is space for large vehicle storage. RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

141 COTTAGE, Saratoga Springs, UT 84045

141 E COTTAGE CV, Saratoga Springs, UT 84045

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