3497 OSPREY, Saratoga Springs, UT 84045
4BD/—BA Residential in Saratoga Springs, UT 84045. 2,738 sqft. Built 2012. Listed at $575,000. MLS #2117868.
4BD/—BA Residential in Saratoga Springs, UT 84045. 2,738 sqft. Built 2012. Listed at $575,000. MLS #2117868.
Offering a $10,000 concession! Use it toward closing costs or an interest rate buy-down to get the perfect payment. Welcome to your beautiful 4-bedroom rambler, perfectly situated to capture stunning lake and mountain views. This home has been lovingly maintained and is ready for its next owner to call it home. Enjoy peaceful evenings in the spacious backyard, enhanced by elegant LED lighting-ideal for outdoor dining or entertaining under the stars. Inside, the open and inviting floor plan provides comfort and functionality, while the large basement offers plenty of space for gatherings, recreation, or future customization. Square footage figures are provided as a courtesy estimate only and were obtained from county records. Buyer to verify all.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
THE VILLAGE OF HAWKS LANDING
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.26 sq ft
Above Grade Area
1,369 sq ft
Condition
Blt./Standing
MLS #
2117868
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
THE VILLAGE OF HAWKS LANDING
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.26 sq ft
Above Grade Area
1,369 sq ft
Condition
Blt./Standing
MLS #
2117868
List Price
$575,000
Original Price
$585,000
HOA Fees
$42 / Monthly
Annual Taxes
$2,017
Home Warranty
No
List Price
$575,000
Original Price
$585,000
HOA Fees
$42 / Monthly
Annual Taxes
$2,017
Home Warranty
No
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile,Vinyl
Basement
Full
Materials
Stone,Stucco
Appliances
Dryer,Refrigerator,Washer
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected,Sewer: Public
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile,Vinyl
Basement
Full
Materials
Stone,Stucco
Appliances
Dryer,Refrigerator,Washer
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected,Sewer: Public
Garage Spaces
2
Covered Spaces
2
Total Parking
6
Garage Spaces
2
Covered Spaces
2
Total Parking
6
Why this is a deal
Classification
Standard
Deal Score
75/100
vs Similar Homes
8% below
vs Market Median
6% above
Price Reduced
1.7%
Area Growth (YoY)
7.9%
Deal Score Breakdown
75/100 · 2 qualifying signals
7.9% year-over-year ZHVI growth in this area
Priced 8% below the median of similar listings
Priced 6% above the per-subtype city median
2% price reduction from original list — seller may be motivated
LT net cashflow -$1,030/mo (-26.5% return on ownership cost) · STR net cashflow -$945/mo (-24.3% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,247/mo
Range: $2,239 – $4,254
Net Monthly Cash Flow
−$1,030 /mo (−$12,363/yr)
Monthly rental income
Monthly ownership cost
Coverage
84%
Net /mo
−$1,030
DSCR
0.98
Est. Annual Revenue
$50,431/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$945 /mo (−$11,336/yr)
Monthly STR income
Monthly ownership cost
Coverage
108%
Net /mo
−$945
DSCR
1.01
Best Download
2 Gbps
Best Upload
900 Mbps
Fiber Available
No
Providers
10
Available Providers
$515,000
+12% vs median
86 days
417
$271,500 – $2,650,000
$2,017
$42/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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