1789 5050, Roy, UT 84067
3BD/—BA Residential in Roy, UT 84067. 1,926 sqft. Built 2008. Listed at $367,500. MLS #2134864.
3BD/—BA Residential in Roy, UT 84067. 1,926 sqft. Built 2008. Listed at $367,500. MLS #2134864.
COME SEE! Seller Finance ready to go! $2,475/mo. That's not a typo. This 3-bed, 2 full / 2 half bath townhouse at 1789 W 5050 S comes with something almost no listing on the market can offer: an assumable FHA loan locked in at 5.125%. What that means for you: A new FHA loan on this home at today's ~6.45% rate would cost you $2,875+/mo. By assuming this loan, you pay $2,475/mo instead. That's $400+ in savings every single month, $4,800 per year, and $48,000 over 10 years. Move-in costs are lower too. The gap to assume this loan is lower than typical down playment + closing costs. Compare that to a new FHA loan where you're looking at $29,000+ between the down payment, closing costs, upfront MIP, and appraisal fees. No new loan origination. No upfront mortgage insurance premium. No new appraisal required. The home: 1,926 sq ft with a finished basement, built-in entertainment center, and a layout that lives bigger than the square footage suggests. Close to Riverdale shopping and quick I-15 freeway access. Seller financing also available. If covering the full assumption gap doesn't work for your situation, we're open to flexible financing options to help you get into this home at the locked-in. EV charger in garage!
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-end
Stories
3
Subdivision
STONEY BROOK COTTAGE
County
Weber
Zoning
Multi-Family
Construction
Asphalt
Lot Size
0.03 sq ft
Above Grade Area
1,348 sq ft
Condition
Blt./Standing
MLS #
2134864
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-end
Stories
3
Subdivision
STONEY BROOK COTTAGE
County
Weber
Zoning
Multi-Family
Construction
Asphalt
Lot Size
0.03 sq ft
Above Grade Area
1,348 sq ft
Condition
Blt./Standing
MLS #
2134864
List Price
$367,500
Original Price
$379,900
HOA Fees
$200 / Monthly
Annual Taxes
$1,900
Home Warranty
No
List Price
$367,500
Original Price
$379,900
HOA Fees
$200 / Monthly
Annual Taxes
$1,900
Home Warranty
No
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Partial
Materials
Asphalt
Appliances
Ceiling Fan,Microwave,Refrigerator
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Heating
Forced Air
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Partial
Materials
Asphalt
Appliances
Ceiling Fan,Microwave,Refrigerator
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Garage Spaces
1
Covered Spaces
1
Total Parking
1
Garage Spaces
1
Covered Spaces
1
Total Parking
1
Why this is a deal
Classification
Growth Market DealDeal Score
70/100
vs Similar Homes
4% above
vs Market Median
7% above
Price Reduced
3.3%
Area Growth (YoY)
6.6%
Deal Score Breakdown
70/100 · 1 qualifying signal
6.6% year-over-year ZHVI growth in this area
3% price reduction from original list — seller may be motivated
Priced 4% above the median of similar listings
Priced 7% above the per-subtype city median
LT net cashflow -$301/mo (-11.1% return on ownership cost) · STR net cashflow -$600/mo (-22.2% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$2,736/mo
Range: $2,121 – $3,351
Net Monthly Cash Flow
−$301 /mo (−$3,607/yr)
Monthly rental income
Monthly ownership cost
Coverage
101%
Net /mo
−$301
DSCR
1.29
Est. Annual Revenue
$36,155/yr
$361/night · 40% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$600 /mo (−$7,196/yr)
Monthly STR income
Monthly ownership cost
Coverage
111%
Net /mo
−$600
DSCR
1.13
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
12
Available Providers
$415,000
-11% vs median
63 days
96
$185,000 – $700,000
$1,900
$200/monthly
Moderate
12.6
per 1,000
18.7
per 1,000
7.2
per 1,000
38.5
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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