477 1800, Provo, UT 84604
4BD/—BA Residential in Provo, UT 84604. 1,882 sqft. Built 1972. Listed at $475,000. MLS #2169332.
4BD/—BA Residential in Provo, UT 84604. 1,882 sqft. Built 1972. Listed at $475,000. MLS #2169332.
Rare seller financing opportunity on this well-maintained duplex in Provo! Seller is offering attractive financing terms with a purchase price of $475,000, 4.5% interest, a 5-year term, and $75,000 down (terms are flexible with adjustments to rate and down payment). Estimated total monthly payment (principal, interest, taxes, and insurance) is approximately $3,350. The upstairs unit currently rents for $1,600/month and the downstairs unit for $1,550/month. Both leases are month-to-month, tenants are open to stay, and there is potential to increase rents. This property is a great option for an owner-occupant looking to offset their housing costs by renting one unit, or for an investor seeking a solid income-producing property. To minimize disruption to the tenants, showings will be scheduled after an accepted offer. Contact the listing agent for complete seller financing details. Square footage figures are provided as a courtesy estimate only and were obtained from previous listing. Buyer is advised to obtain an independent measurement.
Property Type
Residential
Property Style
Duplex
Architectural Style
Up And Down
Subdivision
SUMNER
County
Utah
Zoning
Multi-Family
Construction
Brick
Lot Size
0.18 sq ft
Condition
Blt./Standing
MLS #
2169332
Property Type
Residential
Property Style
Duplex
Architectural Style
Up And Down
Subdivision
SUMNER
County
Utah
Zoning
Multi-Family
Construction
Brick
Lot Size
0.18 sq ft
Condition
Blt./Standing
MLS #
2169332
List Price
$475,000
Annual Taxes
$2,600
Home Warranty
No
List Price
$475,000
Annual Taxes
$2,600
Home Warranty
No
Heating
Forced Air,Gas: Central
Roof
Asphalt
Materials
Brick
Sewer
Sewer: Connected
Heating
Forced Air,Gas: Central
Roof
Asphalt
Materials
Brick
Sewer
Sewer: Connected
Covered Spaces
2
Total Parking
6
Covered Spaces
2
Total Parking
6
Why this is a deal
Classification
Great Deal (vs Similar)
Deal Score
75/100
vs Similar Homes
10% below
vs Market Median
2% below
Area Growth (YoY)
4.9%
Deal Score Breakdown
75/100 · 1 qualifying signal
Priced 10% below the median of similar listings
Priced 2% below the per-subtype city median
4.9% year-over-year ZHVI growth in this area
STR net cashflow -$941/mo (-29.1% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Est. Annual Revenue
$39,307/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$943 /mo (−$11,314/yr)
Monthly STR income
Monthly ownership cost
Coverage
101%
Net /mo
−$941
DSCR
0.96
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
14
Available Providers
$465,000
+2% vs median
44 days
234
$190,999 – $38,000,000
$2,600
Moderate
7.5
per 1,000
22.4
per 1,000
12.2
per 1,000
42.1
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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