Question 1

What is the asking price for 986 INDEPENDENCE, Provo?

Accepted Answer

986 INDEPENDENCE, Provo is listed at $320,000 ($299/sqft). The original list price was $330,000, representing a reduction of $10,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 986 INDEPENDENCE, Provo have?

Accepted Answer

This Residential features 2 bedrooms, 2 bathrooms, 1,070 square feet of living space. It is a 2-story home. The lot is 0.02 acres.

Question 3

When was 986 INDEPENDENCE, Provo built?

Accepted Answer

This property was built in 1999, making it 27 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 986 INDEPENDENCE, Provo?

Accepted Answer

986 INDEPENDENCE, Provo is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the PARK RIDGE subdivision. Zoning: Single-Family.

Question 5

Does 986 INDEPENDENCE, Provo have a garage or parking?

Accepted Answer

Yes, this property includes 2 open parking spaces and a carport. Total parking capacity: 3 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 986 INDEPENDENCE, Provo?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $330 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 986 INDEPENDENCE, Provo?

Accepted Answer

Annual property taxes for this property are approximately $1,670 (about $139/month). This represents an effective tax rate of approximately 0.52% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 986 INDEPENDENCE, Provo?

Accepted Answer

Interior features include: Disposal, Range/Oven: Built-In. Exterior features include: Bay Box Windows, Patio: Open.  Private pool included. Spa/hot tub included. View: Mountain(s).

Question 9

Is 986 INDEPENDENCE, Provo a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 75/100. Key deal signals: Priced 11% below similar homes; 3.6% year-over-year market appreciation; 3% price reduction from original list. The price is 11% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Provo?

Accepted Answer

The median price for similar properties in the area is $361,000 (based on 8 homes). At $320,000, this listing is 11% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

Has the price been reduced on 986 INDEPENDENCE, Provo?

Accepted Answer

Yes, the price has been reduced by 3.0% from the original list price of $330,000 to the current price of $320,000 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 986 INDEPENDENCE, Provo?

Accepted Answer

At the current 30-year mortgage rate of 6.51% with 20% down, the estimated monthly principal and interest payment is $1,620. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,089. A 15-year mortgage at 5.85% would be $2,140/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 986 INDEPENDENCE, Provo been on the market?

Accepted Answer

This property has been listed for 47 days. The average days on market in Provo is 62 days, meaning this listing is moving faster than the local average.

Question 14

Is 986 INDEPENDENCE, Provo a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $15,009 with a gross rental yield of 4.7%. Net rental yield (after estimated expenses): 3.0%.  Estimated debt service coverage ratio (DSCR): 0.68. Investor score: 44/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 986 INDEPENDENCE, Provo?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,251 ($15,012/year). The gross rent multiplier is 21.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 986 INDEPENDENCE, Provo offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Pool, RV-Friendly, Hot Tub/Spa. The primary lifestyle niche is "rv_friendly." These tags are derived from MLS data, property features, and location analysis.

Question 17

Does 986 INDEPENDENCE, Provo have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 18

What recreation is near 986 INDEPENDENCE, Provo?

Accepted Answer

This property has a recreation score of 75/100. Nearby recreation includes: Y Mount trailhead (3.4 mi); Provo Lakeside State Park park (0.4 mi); Riverside Country Club (2.3 mi); Utah Lake State Park (7.0 mi). Skiing: Sundance Resort (10.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 986 INDEPENDENCE, Provo?

Accepted Answer

Yes, the nearest trailhead is Y Mount, just 3.4 miles from the property. Utah Lake State Park is 7.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 986 INDEPENDENCE, Provo?

Accepted Answer

This property has an amenity proximity score of 62/100. Nearby services include: Grocery: Snack Shack (3.5 mi); Hospital: Great Salt Lake Medical | Ketamine Clinic | Provo (3.0 mi); Pharmacy: Edgemont Pharmacy (3.3 mi); Dining: The Big Bear Coffee Company (3.6 mi). Gas station: 3.1 miles. Gym: Great Salt Lake Wellness Provo | Psychotherapy- Yoga- Ketamine (3.0 mi).

Question 21

How far is the nearest hospital from 986 INDEPENDENCE, Provo?

Accepted Answer

The nearest hospital is Great Salt Lake Medical | Ketamine Clinic | Provo, approximately 3.0 miles from the property. The nearest fire station is 3.6 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 986 INDEPENDENCE, Provo?

Accepted Answer

Assigned schools: Elementary: Westridge; Middle: Dixon; High: Provo. There are 3 schools within 3 miles of this property. The highest-rated nearby school is Westridge School with a 57% state performance score (0.5 miles away). School district: Provo.

Question 23

What high school is near 986 INDEPENDENCE, Provo?

Accepted Answer

The nearest high school is Provo. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 24

What elementary school is near 986 INDEPENDENCE, Provo?

Accepted Answer

The nearest elementary school is Westridge (0.5 miles away). State performance score: 57%. District: Provo District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 25

What middle school is near 986 INDEPENDENCE, Provo?

Accepted Answer

The nearest middle school is Dixon.

Question 26

How good are the schools near 986 INDEPENDENCE, Provo?

Accepted Answer

Of the 3 schools within 3 miles, 3 have state performance data with an average score of 56%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 27

What is the internet speed at 986 INDEPENDENCE, Provo?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL); Google Fiber (8000 Mbps, Fiber). Total providers: 11.

Question 28

Is 986 INDEPENDENCE, Provo in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 29

How does this listing compare to the Provo market?

Accepted Answer

986 INDEPENDENCE, Provo is listed at $320,000, which is below the Provo median of $475,000 by $155,000. There are currently 182 active listings in Provo. Homes in Provo sell in an average of 62 days. The average sale-to-list ratio is 98.7%.

Question 30

What is the Provo real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Provo is $475,000. There are currently 182 active listings. Homes sell in an average of 62 days. The average sale-to-list ratio is 98.7%. This listing at $320,000 is below the Provo 2026 median.

Question 31

Are there other homes for sale in Provo?

Accepted Answer

Yes — there are currently 182 active listings in Provo. Browse all Provo homes for sale at propaired.ai/listings/ut/provo. Prices range around a median of $475,000. Homes in Provo are selling in about 62 days on average.

Question 32

What is the Provo neighborhood like?

Accepted Answer

College town energy with BYU influence. Strong family values, excellent schools, growing tech job market, affordable housing. Great access to outdoor recreation with Provo Canyon nearby. Provo is known for: college-town, family-friendly, tech-hub, affordable. Population: approximately 135,000. Explore the full Provo market data and community guide on Propaired.

Question 33

How does this price compare to the Utah state average?

Accepted Answer

At $320,000, this property is below the Utah state median of $517,990 by $197,990. Provo prices are 8% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 34

What is the Propaired intelligence score for 986 INDEPENDENCE, Provo?

Accepted Answer

This property has a Propaired intelligence score of 67/100, combining deal value (75), recreation access (75), amenity proximity (62), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 35

What heating and cooling systems does 986 INDEPENDENCE, Provo have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 36

What type of roof does 986 INDEPENDENCE, Provo have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 27-year-old home, reviewing recent roof inspections is recommended.

Question 37

Does 986 INDEPENDENCE, Provo have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 38

What is 986 INDEPENDENCE, Provo constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 39

What type of flooring does 986 INDEPENDENCE, Provo have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 40

What are the water and sewer connections for 986 INDEPENDENCE, Provo?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Available,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 41

What is the commute like from 986 INDEPENDENCE, Provo?

Accepted Answer

986 INDEPENDENCE, Provo is located in Provo, in the Wasatch Front region of Utah. With a population of approximately 135,000, Provo has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 42

What shopping and dining is near 986 INDEPENDENCE, Provo?

Accepted Answer

The nearest restaurant is The Big Bear Coffee Company (3.6 miles away) and the nearest grocery store is Snack Shack (3.5 miles). Coffee: Starbucks @ Smith’s (3.5 mi). Banking: CCBank - Provo Branch (2.9 mi). Overall amenity proximity score: 62/100.

Question 43

What is the Provo community like?

Accepted Answer

Provo is known for: college-town, family-friendly, tech-hub, affordable, outdoor-access. The city has approximately 135,000 residents. The median home price in Provo is $480,000. Explore the full Provo community profile on Propaired for detailed neighborhood insights.

Question 44

Is Provo a safe and family-friendly area?

Accepted Answer

Provo is characterized as: family-friendly. With a population of about 135,000, Provo offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 45

What would homeowner's insurance cost for 986 INDEPENDENCE, Provo?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $320,000, expect approximately $960-$1,600/year ($80-$133/month).   Get multiple quotes — rates vary significantly by insurer.

Question 46

What are the estimated closing costs for 986 INDEPENDENCE, Provo?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $320,000, expect approximately $6,400-$16,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 47

How does the property tax compare to the list price at 986 INDEPENDENCE, Provo?

Accepted Answer

The annual property tax of $1,670 represents an effective rate of 0.52% relative to the list price of $320,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 48

What are the total estimated monthly costs for 986 INDEPENDENCE, Provo?

Accepted Answer

Estimated total monthly housing cost: $2,196. This includes principal & interest ($1,620 at 6.51% with 20% down), property tax ($139/mo), HOA ($330/mo), and estimated insurance (~$107/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 49

Is 986 INDEPENDENCE, Provo eligible for FHA or VA financing?

Accepted Answer

At $320,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 50

What is the estimated cap rate for 986 INDEPENDENCE, Provo?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.0%, based on estimated annual rent of $15,009 and a purchase price of $320,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 51

Is Provo a good rental market?

Accepted Answer

Estimated monthly rent in Provo is approximately $1,316. Homes in Provo sell in an average of 62 days, indicating moderate demand in this market. There are 182 active listings currently. Gross rental yield in this area: 4.7%. Utah's steady population growth continues to drive rental demand.

Question 52

Could 986 INDEPENDENCE, Provo be a 1031 exchange property?

Accepted Answer

Yes, 986 INDEPENDENCE, Provo could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 53

How does 986 INDEPENDENCE, Provo compare to recently sold homes nearby?

Accepted Answer

Based on 8 comparable properties, the median sold price in this area is $361,000. This listing is 11% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $385,000. Comparable analysis is based on similar size, age, and location.

Question 54

Is the Provo neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 3.6% over the past year. The current Zillow Home Value Index for this area is $153,793. This listing is priced at 208% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 55

What is the price trend in Provo?

Accepted Answer

Provo's median price has decreased 10.1% month-over-month. Current median: $475,000. Days on market have increased by 13.6% month-over-month. Homes are selling at 98.7% of list price on average. Monitor these trends to time your offer strategically.

Question 56

Is 986 INDEPENDENCE, Provo overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 11% below comparable homes, this property appears competitively priced. Deal score: 75/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 57

What school district is 986 INDEPENDENCE, Provo in?

Accepted Answer

This property is in the Provo school district. Assigned elementary: Westridge. Assigned middle: Dixon. Assigned high: Provo. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 58

How do nearby schools rank statewide?

Accepted Answer

Of the 3 nearby schools with state rankings, the highest-ranked is Lakeridge Jr High at #181 statewide (53% performance score). Other ranked nearby schools include Westridge School (#211) and Rock Canyon School (#266). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 59

What parks are near 986 INDEPENDENCE, Provo?

Accepted Answer

The nearest local park is Provo Lakeside State Park (0.4 miles away). The nearest state park is Utah Lake State Park (7.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 60

Is there a golf course near 986 INDEPENDENCE, Provo?

Accepted Answer

The nearest golf course is Riverside Country Club, 2.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 61

What water activities are near 986 INDEPENDENCE, Provo?

Accepted Answer

Water recreation near this property includes: Utah Lake (4.9 mi); boat ramp at Utah Lake State Park (2.3 mi); fishing at Provo River (7.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 62

Is 986 INDEPENDENCE, Provo move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 63

What updates might 986 INDEPENDENCE, Provo need?

Accepted Answer

At 27 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 64

Does 986 INDEPENDENCE, Provo come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

986 INDEPENDENCE, Provo, UT 84604

986 N INDEPENDENCE AVE, Provo, UT 84604

About This Property

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