986 INDEPENDENCE, Provo, UT 84604
2BD/—BA Residential in Provo, UT 84604. 1,070 sqft. Built 1999. Listed at $320,000. MLS #2143957.
2BD/—BA Residential in Provo, UT 84604. 1,070 sqft. Built 1999. Listed at $320,000. MLS #2143957.
**Open to seller finance at 20% down and for Buyer to take-over payments** Well-maintained mid-row townhome in the desirable Park Ridge community of Provo. The main living area is filled with natural light from a charming bay window, creating an inviting and open feel. The kitchen features a built-in dishwasher, ample cabinetry, and a pass-through window with a breakfast bar for additional seating. Upstairs, you'll find two comfortable bedrooms and a full bathroom, along with a convenient half bath on the main level. Recent updates include a new roof (2025), new fence (2025), new water heater (2024), and freshly repainted bay windows (2024). Additional storage is available with attic access and a crawl space. Enjoy the private fenced patio area complete with a storage shed. HOA provided amenities include a pool, gym room, and a clubhouse. Conveniently located less than 5 minutes from I-15 and within a 10-minute drive to both BYU and UVU, with nearby shopping, dining, and recreation. Measurements provided as a courtesy only, buyer to verify all info.
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-mid
Stories
2
Subdivision
PARK RIDGE
County
Utah
Zoning
Single-Family
Construction
Brick
Lot Size
0.02 sq ft
Above Grade Area
1,070 sq ft
Condition
Blt./Standing
MLS #
2143957
Property Type
Residential
Property Style
Townhouse
Architectural Style
Townhouse; Row-mid
Stories
2
Subdivision
PARK RIDGE
County
Utah
Zoning
Single-Family
Construction
Brick
Lot Size
0.02 sq ft
Above Grade Area
1,070 sq ft
Condition
Blt./Standing
MLS #
2143957
List Price
$320,000
Original Price
$330,000
HOA Fees
$330 / Monthly
Annual Taxes
$1,670
Home Warranty
No
List Price
$320,000
Original Price
$330,000
HOA Fees
$330 / Monthly
Annual Taxes
$1,670
Home Warranty
No
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate
Basement
None
Materials
Brick
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Available,Sewer: Public
View
Mountain(s)
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Laminate
Basement
None
Materials
Brick
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Available,Sewer: Public
View
Mountain(s)
Covered Spaces
1
Total Parking
3
Covered Spaces
1
Total Parking
3
Why this is a deal
Classification
Great Deal (vs Similar)
Deal Score
75/100
vs Similar Homes
11% below
vs Market Median
1% above
Price Reduced
3.0%
Area Growth (YoY)
3.6%
Deal Score Breakdown
75/100 · 1 qualifying signal
Priced 11% below the median of similar listings
3% price reduction from original list — seller may be motivated
3.6% year-over-year ZHVI growth in this area
Priced 1% above the per-subtype city median
LT net cashflow -$1,415/mo (-56.2% return on ownership cost) · STR net cashflow -$1,247/mo (-49.6% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$1,251/mo
Range: $803 – $1,698
Net Monthly Cash Flow
−$1,415 /mo (−$16,975/yr)
Monthly rental income
Monthly ownership cost
Coverage
50%
Net /mo
−$1,415
DSCR
0.68
Est. Annual Revenue
$21,750/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,247 /mo (−$14,965/yr)
Monthly STR income
Monthly ownership cost
Coverage
72%
Net /mo
−$1,247
DSCR
0.78
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
11
Available Providers
$475,000
-33% vs median
62 days
182
$189,900 – $43,000,000
$1,670
$330/monthly
Moderate
7.5
per 1,000
22.4
per 1,000
12.2
per 1,000
42.1
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
Select agents you’d like to hear from. They’ll be notified of your interest — your contact details stay private until you choose to respond.

Salt Lake City Real Estate Broker Focused on Pricing, Positioning, and Results

Daryn Edmunds - High Road Properties

Devin Tanner - Utah Realtor
Your inquiry goes to the listing agent.
Fast Response
Typically within 2 hours during business hours
Built with AI to help you find your perfect home
Powered by AI • Secured by Supabase • Trusted by Agents