Question 1

What is the asking price for 405 WILLOW, Providence?

Accepted Answer

405 WILLOW, Providence is listed at $499,900 ($276/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 405 WILLOW, Providence have?

Accepted Answer

This Residential features 2 bedrooms, 2 bathrooms, 1,810 square feet of living space. It is a 1-story home. The lot is 0.1 acres.

Question 3

When was 405 WILLOW, Providence built?

Accepted Answer

This property was built in 2003, making it 23 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 405 WILLOW, Providence?

Accepted Answer

405 WILLOW, Providence is a Residential (Single Family Residence). The architectural style is Patio Home. It is located in the COBBLESTONE AT SPRING CREEK subdivision. Zoning: Single-Family.

Question 5

Does 405 WILLOW, Providence have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 405 WILLOW, Providence?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $275 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 405 WILLOW, Providence?

Accepted Answer

Annual property taxes for this property are approximately $1,836 (about $153/month). This represents an effective tax rate of approximately 0.37% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 405 WILLOW, Providence?

Accepted Answer

Interior features include: Closet: Walk-In, Den/Office, Disposal, Gas Log, Great Room. Exterior features include: Double Pane Windows, Patio: Covered, Storm Doors. The home has 1 fireplace. Private pool included. Spa/hot tub included. View: Mountain(s).

Question 9

Is 405 WILLOW, Providence a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 44/100. Key deal signals: Priced 14% below similar homes; Priced 20% below market median (per-type). The price is 14% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Providence?

Accepted Answer

The median price for similar properties in the area is $579,450 (based on 10 homes). At $499,900, this listing is 14% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 405 WILLOW, Providence?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,517. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,945. A 15-year mortgage at 5.77% would be $3,325/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 405 WILLOW, Providence been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Providence is 100 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What lifestyle features does 405 WILLOW, Providence offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Pool, Hot Tub/Spa. The primary lifestyle niche is "hot_tub_spa." These tags are derived from MLS data, property features, and location analysis.

Question 14

Does 405 WILLOW, Providence have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 15

What recreation is near 405 WILLOW, Providence?

Accepted Answer

This property has a recreation score of 64/100. Nearby recreation includes: Dry Canyon (Logan) trailhead (2.0 mi); City Nature Park park (0.2 mi); Logan River Golf Course (1.3 mi); Hyrum State Park (5.9 mi). Skiing: Cherry Peak (14.5 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

Are there hiking trails near 405 WILLOW, Providence?

Accepted Answer

Yes, the nearest trailhead is Dry Canyon (Logan), just 2.0 miles from the property. Hyrum State Park is 5.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 17

What amenities and services are near 405 WILLOW, Providence?

Accepted Answer

This property has an amenity proximity score of 95/100. Nearby services include: Grocery: European Food Club (0.5 mi); Hospital: Ogden Clinic (0.4 mi); Pharmacy: Cook Brothers Pharmacy (0.3 mi); Dining: Swig (0.5 mi). Gas station: 0.6 miles. Gym: Logan High School Tennis Courts (1.1 mi).

Question 18

How far is the nearest hospital from 405 WILLOW, Providence?

Accepted Answer

The nearest hospital is Ogden Clinic, approximately 0.4 miles from the property. The nearest fire station is 1.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 405 WILLOW, Providence?

Accepted Answer

Assigned schools: Elementary: Providence; Middle: Spring Creek; High: Ridgeline.   School district: Cache.

Question 20

What is the internet speed at 405 WILLOW, Providence?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Blue Spring Broadband (50 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber). Total providers: 14.

Question 21

Is 405 WILLOW, Providence in a flood zone?

Accepted Answer

Yes, this property is in a FEMA Special Flood Hazard Area (SFHA). FEMA flood zone: AE (FLOODWAY). Flood insurance IS required for this property by most lenders.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Providence market?

Accepted Answer

405 WILLOW, Providence is listed at $499,900, which is below the Providence median of $552,400 by $52,500. There are currently 40 active listings in Providence. Homes in Providence sell in an average of 100 days. The average sale-to-list ratio is 98.7%.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $499,900, this property is below the Utah state median of $510,000 by $10,100. Providence prices are 8% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 405 WILLOW, Providence?

Accepted Answer

This property has a Propaired intelligence score of 59/100, combining deal value (44), recreation access (64), amenity proximity (95), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

What heating and cooling systems does 405 WILLOW, Providence have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 405 WILLOW, Providence have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 23-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 405 WILLOW, Providence have a basement?

Accepted Answer

Yes, the basement is described as: None,Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What is 405 WILLOW, Providence constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 29

What type of flooring does 405 WILLOW, Providence have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 30

What are the water and sewer connections for 405 WILLOW, Providence?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 31

What shopping and dining is near 405 WILLOW, Providence?

Accepted Answer

The nearest restaurant is Swig (0.5 miles away) and the nearest grocery store is European Food Club (0.5 miles). Coffee: Starbucks (0.6 mi). Banking: Bank of Utah (0.5 mi). Overall amenity proximity score: 95/100.

Question 32

What would homeowner's insurance cost for 405 WILLOW, Providence?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $499,900, expect approximately $1,500-$2,500/year ($125-$208/month). Flood insurance is also required for this property, adding approximately $500-$2,000/year.  Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 405 WILLOW, Providence?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $499,900, expect approximately $9,998-$24,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 405 WILLOW, Providence?

Accepted Answer

The annual property tax of $1,836 represents an effective rate of 0.37% relative to the list price of $499,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 405 WILLOW, Providence?

Accepted Answer

Estimated total monthly housing cost: $3,112. This includes principal & interest ($2,517 at 6.46% with 20% down), property tax ($153/mo), HOA ($275/mo), and estimated insurance (~$167/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 405 WILLOW, Providence eligible for FHA or VA financing?

Accepted Answer

At $499,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

Could 405 WILLOW, Providence be a 1031 exchange property?

Accepted Answer

Yes, 405 WILLOW, Providence could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 38

How does 405 WILLOW, Providence compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $579,450. This listing is 14% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $628,900. Comparable analysis is based on similar size, age, and location.

Question 39

Is the Providence neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.3% over the past year. The current Zillow Home Value Index for this area is $506,413. This listing is priced at 99% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 40

What is the price trend in Providence?

Accepted Answer

Providence's median price has increased 44.5% month-over-month. Current median: $552,400. Days on market have increased by 229.8% month-over-month. Homes are selling at 98.7% of list price on average. Monitor these trends to time your offer strategically.

Question 41

Is 405 WILLOW, Providence overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 14% below comparable homes, this property appears competitively priced. Deal score: 44/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 42

What school district is 405 WILLOW, Providence in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Providence. Assigned middle: Spring Creek. Assigned high: Ridgeline. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 43

What parks are near 405 WILLOW, Providence?

Accepted Answer

The nearest local park is City Nature Park (0.2 miles away). The nearest state park is Hyrum State Park (5.9 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 44

Is there a golf course near 405 WILLOW, Providence?

Accepted Answer

The nearest golf course is Logan River Golf Course, 1.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 45

What water activities are near 405 WILLOW, Providence?

Accepted Answer

Water recreation near this property includes: Willard Bay (26.6 mi); boat ramp at Hyrum State Park (6.5 mi); fishing at Logan River (5.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 46

Is 405 WILLOW, Providence move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 47

What updates might 405 WILLOW, Providence need?

Accepted Answer

At 23 years old, common updates to consider include: HVAC system update. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 48

Does 405 WILLOW, Providence come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 49

What is the lot like at 405 WILLOW, Providence?

Accepted Answer

The lot is 0.1 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

What utilities are available at 405 WILLOW, Providence?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 51

Does 405 WILLOW, Providence have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 52

Is there EV charging near 405 WILLOW, Providence?

Accepted Answer

The nearest EV charging station is ChargePoint, approximately 0.6 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

405 WILLOW, Providence, UT 84332

405 N WILLOW LN, Providence, UT 84332

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