Question 1

What is the asking price for 1045 1700, Payson?

Accepted Answer

1045 1700, Payson is listed at $279,900 ($228/sqft). The original list price was $289,900, representing a reduction of $10,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1045 1700, Payson have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,230 square feet of living space. It is a 1-story home. The lot is 0.03 acres.

Question 3

When was 1045 1700, Payson built?

Accepted Answer

This property was built in 2015, making it 11 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 1045 1700, Payson?

Accepted Answer

1045 1700, Payson is a Residential (Condominium). The architectural style is Condo; Main Level. It is located in the RIDGESTONE subdivision. Zoning: Single-Family, Multi-Family.

Question 5

Does 1045 1700, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a carport. Total parking capacity: 1 vehicles.

Question 6

Is there an HOA for 1045 1700, Payson?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $275 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1045 1700, Payson?

Accepted Answer

Annual property taxes for this property are approximately $1,497 (about $125/month). This represents an effective tax rate of approximately 0.53% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1045 1700, Payson?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal. Exterior features include: Double Pane Windows, Lighting, Patio: Covered, Sliding Glass Doors, Patio: Open.    View: Mountain(s).

Question 9

Is 1045 1700, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 45/100. Key deal signals: 3% price reduction from original list.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 1045 1700, Payson?

Accepted Answer

Yes, the price has been reduced by 3.5% from the original list price of $289,900 to the current price of $279,900 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 1045 1700, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $1,386. Including estimated taxes and HOA fees, the total monthly cost is approximately $1,786. A 15-year mortgage at 5.64% would be $1,846/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1045 1700, Payson been on the market?

Accepted Answer

This property has been listed for 11 days. The average days on market in Payson is 70 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What lifestyle features does 1045 1700, Payson offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 14

What recreation is near 1045 1700, Payson?

Accepted Answer

This property has a recreation score of 61/100. Nearby recreation includes: Red Lake trailhead (6.2 mi); Rest Area park (0.2 mi); Gladstan Golf Course (4.1 mi); Utah Lake State Park (12.6 mi). Skiing: Sundance Resort (25.9 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 15

Are there hiking trails near 1045 1700, Payson?

Accepted Answer

Yes, the nearest trailhead is Red Lake, just 6.2 miles from the property. Utah Lake State Park is 12.6 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 16

What amenities and services are near 1045 1700, Payson?

Accepted Answer

This property has an amenity proximity score of 55/100. Nearby services include: Grocery: Macey's Santaquin (3.5 mi); Hospital: University Place (9.3 mi); Pharmacy: Santaquin Pharmacy (3.7 mi); Dining: Beans & Brews Coffee House (3.5 mi). Gas station: 3.6 miles. Gym: Nebo Performance LLC (1.0 mi).

Question 17

How far is the nearest hospital from 1045 1700, Payson?

Accepted Answer

The nearest hospital is University Place, approximately 9.3 miles from the property. The nearest fire station is 3.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 18

What schools serve 1045 1700, Payson?

Accepted Answer

Assigned schools: Elementary: Taylor; Middle: Payson Jr; High: Payson.   School district: Nebo.

Question 19

What high school is near 1045 1700, Payson?

Accepted Answer

The nearest high school is Payson. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 20

What elementary school is near 1045 1700, Payson?

Accepted Answer

The nearest elementary school is Taylor. Propaired provides full school ratings and comparison data for all schools in this area.

Question 21

What middle school is near 1045 1700, Payson?

Accepted Answer

The nearest middle school is Payson Jr.

Question 22

What is the internet speed at 1045 1700, Payson?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL). Total providers: 13.

Question 23

Is 1045 1700, Payson in a flood zone?

Accepted Answer

Yes, this property is in a FEMA Special Flood Hazard Area (SFHA). FEMA flood zone: AE. Flood insurance IS required for this property by most lenders.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Payson market?

Accepted Answer

1045 1700, Payson is listed at $279,900, which is below the Payson median of $473,101 by $193,201. There are currently 92 active listings in Payson. Homes in Payson sell in an average of 70 days. The average sale-to-list ratio is 99.7%.

Question 25

What is the Payson real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Payson is $473,101. There are currently 92 active listings. Homes sell in an average of 70 days. The average sale-to-list ratio is 99.7%. This listing at $279,900 is below the Payson 2026 median.

Question 26

Are there other homes for sale in Payson?

Accepted Answer

Yes — there are currently 92 active listings in Payson. Browse all Payson homes for sale at propaired.ai/listings/ut/payson. Prices range around a median of $473,101. Homes in Payson are selling in about 70 days on average.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $279,900, this property is below the Utah state median of $515,000 by $235,100. Payson prices are 8% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 1045 1700, Payson?

Accepted Answer

This property has a Propaired intelligence score of 43/100, combining deal value (45), recreation access (61), amenity proximity (55), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 1045 1700, Payson have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 1045 1700, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 11-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 1045 1700, Payson have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 1045 1700, Payson constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 33

What type of flooring does 1045 1700, Payson have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 1045 1700, Payson?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 35

What shopping and dining is near 1045 1700, Payson?

Accepted Answer

The nearest restaurant is Beans & Brews Coffee House (3.5 miles away) and the nearest grocery store is Macey's Santaquin (3.5 miles). Coffee: Java Pop (0.3 mi). Banking: UCCU - Santaquin Branch (3.7 mi). Overall amenity proximity score: 55/100.

Question 36

What would homeowner's insurance cost for 1045 1700, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $279,900, expect approximately $840-$1,400/year ($70-$117/month). Flood insurance is also required for this property, adding approximately $500-$2,000/year.  Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 1045 1700, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $279,900, expect approximately $5,598-$13,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 1045 1700, Payson?

Accepted Answer

The annual property tax of $1,497 represents an effective rate of 0.53% relative to the list price of $279,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 1045 1700, Payson?

Accepted Answer

Estimated total monthly housing cost: $1,879. This includes principal & interest ($1,386 at 6.30% with 20% down), property tax ($125/mo), HOA ($275/mo), and estimated insurance (~$93/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 1045 1700, Payson eligible for FHA or VA financing?

Accepted Answer

At $279,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

Could 1045 1700, Payson be a 1031 exchange property?

Accepted Answer

Yes, 1045 1700, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $462,491. This listing is priced at 61% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 43

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 21.5% month-over-month. Current median: $473,101. Days on market have decreased by 41.2% month-over-month. Homes are selling at 99.7% of list price on average. Monitor these trends to time your offer strategically.

Question 44

What school district is 1045 1700, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Taylor. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 45

What parks are near 1045 1700, Payson?

Accepted Answer

The nearest local park is Rest Area (0.2 miles away). The nearest state park is Utah Lake State Park (12.6 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 46

Is there a golf course near 1045 1700, Payson?

Accepted Answer

The nearest golf course is Gladstan Golf Course, 4.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 47

What water activities are near 1045 1700, Payson?

Accepted Answer

Water recreation near this property includes: Utah Lake (13.3 mi); boat ramp at LaBaron Point (6.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 48

Is 1045 1700, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 49

Does 1045 1700, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 50

What is the lot like at 1045 1700, Payson?

Accepted Answer

The lot is 0.03 acres. Lot features: Curb & Gutter,Sidewalks,View: Mountain. Terrain: Curb & Gutter, Sidewalks, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 51

What utilities are available at 1045 1700, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 52

Does 1045 1700, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 53

Is there EV charging near 1045 1700, Payson?

Accepted Answer

The nearest EV charging station is EvGateway Charging Station, approximately 8.9 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers.

1045 1700, Payson, UT 84651

1045 S 1700 W #1110, Payson, UT 84651

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