Question 1

What is the asking price for 1538 1130, Payson?

Accepted Answer

1538 1130, Payson is listed at $505,000 ($243/sqft). The original list price was $510,000, representing a reduction of $5,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1538 1130, Payson have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 2,075 square feet of living space. It is a 2-story home. The lot is 0.19 acres.

Question 3

When was 1538 1130, Payson built?

Accepted Answer

This property was built in 2024, making it 2 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 1538 1130, Payson?

Accepted Answer

1538 1130, Payson is a Residential (Single Family Residence). The architectural style is Stories: 2.  Zoning: Single-Family.

Question 5

Does 1538 1130, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 1538 1130, Payson?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $10 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1538 1130, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,672 (about $223/month). This represents an effective tax rate of approximately 0.53% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1538 1130, Payson?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Closet: Walk-In, Disposal, Oven: Double. Exterior features include: Entry (Foyer), Patio: Open.    View: Mountain(s).

Question 9

Is 1538 1130, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 72/100. Key deal signals: Priced 14% below market value.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 1538 1130, Payson?

Accepted Answer

Yes, the price has been reduced by 1.0% from the original list price of $510,000 to the current price of $505,000 — a reduction of $5,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 1538 1130, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $2,516. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,749. A 15-year mortgage at 5.71% would be $3,346/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1538 1130, Payson been on the market?

Accepted Answer

This property has been listed for 46 days. The average days on market in Payson is 68 days, meaning this listing is moving faster than the local average.

Question 13

What lifestyle features does 1538 1130, Payson offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Scenic Views, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 1538 1130, Payson new construction?

Accepted Answer

Yes, this is a new construction property built in 2024. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 15

What schools serve 1538 1130, Payson?

Accepted Answer

Assigned schools: Elementary: Barnett; Middle: Salem Jr; High: Salem Hills.   School district: Nebo.

Question 16

What high school is near 1538 1130, Payson?

Accepted Answer

The nearest high school is Salem Hills. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 17

What elementary school is near 1538 1130, Payson?

Accepted Answer

The nearest elementary school is Barnett. Propaired provides full school ratings and comparison data for all schools in this area.

Question 18

What middle school is near 1538 1130, Payson?

Accepted Answer

The nearest middle school is Salem Jr.

Question 19

Is 1538 1130, Payson in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 20

How does this listing compare to the Payson market?

Accepted Answer

1538 1130, Payson is listed at $505,000, which is above the Payson median of $483,000 by $22,000. There are currently 98 active listings in Payson. Homes in Payson sell in an average of 68 days. The average sale-to-list ratio is 99.8%.

Question 21

What is the Payson real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Payson is $483,000. There are currently 98 active listings. Homes sell in an average of 68 days. The average sale-to-list ratio is 99.8%. This listing at $505,000 is above the Payson 2026 median.

Question 22

Are there other homes for sale in Payson?

Accepted Answer

Yes — there are currently 98 active listings in Payson. Browse all Payson homes for sale at propaired.ai/listings/ut/payson. Prices range around a median of $483,000. Homes in Payson are selling in about 68 days on average.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $505,000, this property is below the Utah state median of $517,990 by $12,990. Payson prices are 7% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 1538 1130, Payson?

Accepted Answer

This property has a Propaired intelligence score of 45/100, combining deal value (72), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

What heating and cooling systems does 1538 1130, Payson have?

Accepted Answer

Heating: Forced Air,Gas: Stove,Hot Water. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 1538 1130, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 2-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 1538 1130, Payson have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What type of flooring does 1538 1130, Payson have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 29

What are the water and sewer connections for 1538 1130, Payson?

Accepted Answer

Water source: Culinary,Irrigation. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 30

What would homeowner's insurance cost for 1538 1130, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $505,000, expect approximately $1,515-$2,525/year ($126-$210/month).   Get multiple quotes — rates vary significantly by insurer.

Question 31

What are the estimated closing costs for 1538 1130, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $505,000, expect approximately $10,100-$25,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 32

How does the property tax compare to the list price at 1538 1130, Payson?

Accepted Answer

The annual property tax of $2,672 represents an effective rate of 0.53% relative to the list price of $505,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 33

What are the total estimated monthly costs for 1538 1130, Payson?

Accepted Answer

Estimated total monthly housing cost: $2,917. This includes principal & interest ($2,516 at 6.36% with 20% down), property tax ($223/mo), HOA ($10/mo), and estimated insurance (~$168/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 34

Is 1538 1130, Payson eligible for FHA or VA financing?

Accepted Answer

At $505,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 35

Could 1538 1130, Payson be a 1031 exchange property?

Accepted Answer

Yes, 1538 1130, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $462,491. This listing is priced at 109% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 37

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 29.6% month-over-month. Current median: $483,000. Days on market have decreased by 17.7% month-over-month. Homes are selling at 99.8% of list price on average. Monitor these trends to time your offer strategically.

Question 38

What school district is 1538 1130, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Barnett. Assigned middle: Salem Jr. Assigned high: Salem Hills. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 39

Is 1538 1130, Payson move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 40

Does 1538 1130, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 41

What is the lot like at 1538 1130, Payson?

Accepted Answer

The lot is 0.19 acres. Lot features: Corner Lot,Fenced: Full,Road: Paved,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain. Terrain: Corner Lot, Fenced: Full, Road: Paved, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 42

What utilities are available at 1538 1130, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Irrigation. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 43

Does 1538 1130, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Stove,Hot Water. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

1538 1130, Payson, UT 84651

1538 N 1130 E, Payson, UT 84651

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