Question 1

What is the asking price for 643 400, Payson?

Accepted Answer

643 400, Payson is listed at $399,000 ($200/sqft).  Current status: Closed.

Question 2

How many bedrooms and bathrooms does 643 400, Payson have?

Accepted Answer

This Residential features 4 bedrooms, 1 bathroom, 1,992 square feet of living space. It is a 2-story home. The lot is 0.21 acres.

Question 3

When was 643 400, Payson built?

Accepted Answer

This property was built in 1995, making it 31 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 643 400, Payson?

Accepted Answer

643 400, Payson is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the LITTLE MOUNTAIN ESTATES subdivision.

Question 5

Does 643 400, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a carport. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 643 400, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 643 400, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,224 (about $185/month). This represents an effective tax rate of approximately 0.56% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

How long has 643 400, Payson been on the market?

Accepted Answer

This property has been listed for 38 days. The average days on market in Payson is 63 days, meaning this listing is moving faster than the local average.

Question 9

What schools serve 643 400, Payson?

Accepted Answer

Assigned schools: Elementary: Barnett; High: Salem Hills.   School district: Nebo.

Question 10

What high school is near 643 400, Payson?

Accepted Answer

The nearest high school is Salem Hills. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 11

What elementary school is near 643 400, Payson?

Accepted Answer

The nearest elementary school is Barnett. Propaired provides full school ratings and comparison data for all schools in this area.

Question 12

How does this listing compare to the Payson market?

Accepted Answer

643 400, Payson is listed at $399,000, which is below the Payson median of $483,000 by $84,000. There are currently 104 active listings in Payson. Homes in Payson sell in an average of 63 days. The average sale-to-list ratio is 99.6%.

Question 13

What is the Payson real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Payson is $483,000. There are currently 104 active listings. Homes sell in an average of 63 days. The average sale-to-list ratio is 99.6%. This listing at $399,000 is below the Payson 2026 median.

Question 14

Are there other homes for sale in Payson?

Accepted Answer

Yes — there are currently 104 active listings in Payson. Browse all Payson homes for sale at propaired.ai/listings/ut/payson. Prices range around a median of $483,000. Homes in Payson are selling in about 63 days on average.

Question 15

How does this price compare to the Utah state average?

Accepted Answer

At $399,000, this property is below the Utah state median of $522,660 by $123,660. Payson prices are 8% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 16

What heating and cooling systems does 643 400, Payson have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 17

What type of roof does 643 400, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 31-year-old home, reviewing recent roof inspections is recommended.

Question 18

Does 643 400, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 19

What is 643 400, Payson constructed from?

Accepted Answer

Construction materials include: Aluminum,Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 20

What type of flooring does 643 400, Payson have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 21

What are the water and sewer connections for 643 400, Payson?

Accepted Answer

Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 22

What would homeowner's insurance cost for 643 400, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $399,000, expect approximately $1,197-$1,995/year ($100-$166/month).   Get multiple quotes — rates vary significantly by insurer.

Question 23

What are the estimated closing costs for 643 400, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $399,000, expect approximately $7,980-$19,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 24

How does the property tax compare to the list price at 643 400, Payson?

Accepted Answer

The annual property tax of $2,224 represents an effective rate of 0.56% relative to the list price of $399,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 25

Is 643 400, Payson eligible for FHA or VA financing?

Accepted Answer

At $399,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 26

Could 643 400, Payson be a 1031 exchange property?

Accepted Answer

Yes, 643 400, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 27

What is the price trend in Payson?

Accepted Answer

Payson's median price has decreased 9.0% month-over-month. Current median: $483,000. Days on market have decreased by 32.9% month-over-month. Homes are selling at 99.6% of list price on average. Monitor these trends to time your offer strategically.

Question 28

What school district is 643 400, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Barnett.  Assigned high: Salem Hills. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 29

Is 643 400, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 30

What updates might 643 400, Payson need?

Accepted Answer

At 31 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 31

Does 643 400, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 32

What is the lot like at 643 400, Payson?

Accepted Answer

The lot is 0.21 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 33

What utilities are available at 643 400, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected.  Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

643 400, Payson, UT 84651

643 E 400 N, Payson, UT 84651

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