Question 1

What is the asking price for 969 640, Payson?

Accepted Answer

969 640, Payson is listed at $649,000 ($209/sqft). The original list price was $670,000, representing a reduction of $21,000. Current status: Expired.

Question 2

How many bedrooms and bathrooms does 969 640, Payson have?

Accepted Answer

This Residential features 6 bedrooms, 3 bathrooms, 3,100 square feet of living space. It is a 2-story home. The lot is 0.3 acres.

Question 3

When was 969 640, Payson built?

Accepted Answer

This property was built in 2002, making it 24 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 969 640, Payson?

Accepted Answer

969 640, Payson is a Residential (Single Family Residence). The architectural style is A-Frame. It is located in the RIDGE subdivision. Zoning: Single-Family.

Question 5

Does 969 640, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 969 640, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 969 640, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,809 (about $234/month). This represents an effective tax rate of approximately 0.43% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 969 640, Payson?

Accepted Answer

Interior features include: Range/Oven: Built-In. Exterior features include: Awning(s), Basement Entrance, Patio: Covered. The home has 1 fireplace.

Question 9

How long has 969 640, Payson been on the market?

Accepted Answer

This property has been listed for 90 days. The average days on market in Payson is 71 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What schools serve 969 640, Payson?

Accepted Answer

Assigned schools: Elementary: Parkview; Middle: Payson Jr; High: Payson. There are 1 schools within 3 miles of this property. The highest-rated nearby school is American Preparatory Academy - Salem with a 59% state performance score (1.7 miles away). School district: Nebo.

Question 11

How does this listing compare to the Payson market?

Accepted Answer

969 640, Payson is listed at $649,000, which is above the Payson median of $490,000 by $159,000. There are currently 88 active listings in Payson. Homes in Payson sell in an average of 71 days. The average sale-to-list ratio is 99.5%.

Question 12

How does this price compare to the Utah state average?

Accepted Answer

At $649,000, this property is above the Utah state median of $510,000 by $139,000. Payson prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 13

What heating and cooling systems does 969 640, Payson have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 14

What type of roof does 969 640, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 24-year-old home, reviewing recent roof inspections is recommended.

Question 15

Does 969 640, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 16

What is 969 640, Payson constructed from?

Accepted Answer

Construction materials include: Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 17

What type of flooring does 969 640, Payson have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 18

What are the water and sewer connections for 969 640, Payson?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 19

What would homeowner's insurance cost for 969 640, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $649,000, expect approximately $1,947-$3,245/year ($162-$270/month).   Get multiple quotes — rates vary significantly by insurer.

Question 20

What are the estimated closing costs for 969 640, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $649,000, expect approximately $12,980-$32,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 21

How does the property tax compare to the list price at 969 640, Payson?

Accepted Answer

The annual property tax of $2,809 represents an effective rate of 0.43% relative to the list price of $649,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 22

Is 969 640, Payson eligible for FHA or VA financing?

Accepted Answer

At $649,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 23

Could 969 640, Payson be a 1031 exchange property?

Accepted Answer

Yes, 969 640, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 24

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 13.1% month-over-month. Current median: $490,000. Days on market have decreased by 25.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 25

What school district is 969 640, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Parkview. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 26

Is 969 640, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 27

What updates might 969 640, Payson need?

Accepted Answer

At 24 years old, common updates to consider include: HVAC system update. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 28

Does 969 640, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 29

What is the lot like at 969 640, Payson?

Accepted Answer

The lot is 0.3 acres. Lot features: Cul-De-Sac,Curb & Gutter,Road: Paved,Sidewalks,Sprinkler: Auto-Full. Terrain: Cul-de-Sac, Curb & Gutter, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 30

What utilities are available at 969 640, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 31

Does 969 640, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

969 640, Payson, UT 84651

969 S 640 E, Payson, UT 84651

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