Question 1

What is the asking price for 644 28TH, Ogden?

Accepted Answer

644 28TH, Ogden is listed at $434,900 ($336/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 644 28TH, Ogden have?

Accepted Answer

This Residential features 2 bedrooms, 3 bathrooms, 1,296 square feet of living space. It is a 3-story home. The lot is 0.01 acres.

Question 3

When was 644 28TH, Ogden built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 644 28TH, Ogden?

Accepted Answer

644 28TH, Ogden is a Residential (Townhouse). The architectural style is Townhouse; Row-end.

Question 5

Does 644 28TH, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 3 open parking spaces. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 644 28TH, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the key features of 644 28TH, Ogden?

Accepted Answer

Interior features include: Bath: Primary, Range/Oven: Free Stdng..

Question 8

Is 644 28TH, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 80/100. Key deal signals: 10.0% year-over-year market appreciation. The price is 21% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $358,250 (based on 6 homes). At $434,900, this listing is 21% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 10

What would the monthly mortgage payment be for 644 28TH, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.51% with 20% down, the estimated monthly principal and interest payment is $2,201. Including estimated taxes, the total monthly cost is approximately $2,201. A 15-year mortgage at 5.85% would be $2,908/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 644 28TH, Ogden been on the market?

Accepted Answer

This property has been listed for 3 days. The average days on market in Ogden is 67 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Is 644 28TH, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $18,513 with a gross rental yield of 4.3%. Net rental yield (after estimated expenses): 2.8%.  Estimated debt service coverage ratio (DSCR): 0.62. Investor score: 51/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 644 28TH, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,543 ($18,516/year). The gross rent multiplier is 23.5x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 644 28TH, Ogden offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Near Ski Resort, Green/Sustainable, Investor Special. The primary lifestyle niche is "investor_special." These tags are derived from MLS data, property features, and location analysis.

Question 15

Is 644 28TH, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 4.2 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 16

What recreation is near 644 28TH, Ogden?

Accepted Answer

This property has a recreation score of 76/100. Nearby recreation includes: 29th St (BST Ogden) trailhead (1.3 mi); Eccles Park park (0.2 mi); Mt. Ogden Golf Course (1.3 mi); Willard Bay State Park (15.0 mi). Skiing: Snowbasin Resort (4.2 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 644 28TH, Ogden?

Accepted Answer

Yes, the nearest trailhead is 29th St (BST Ogden), just 1.3 miles from the property. Willard Bay State Park is 15.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 644 28TH, Ogden?

Accepted Answer

This property has an amenity proximity score of 91/100. Nearby services include: Grocery: Sunshine Stores (0.7 mi); Hospital: Lawrence T Dee Medical Arts Building (0.5 mi); Pharmacy: Seager Memorial Clinic (0.6 mi); Dining: Javier's Authentic Mexican Food (2.5 mi). Gas station: 1.8 miles. Gym: My Mind and Body Collective (0.9 mi).

Question 19

How far is the nearest hospital from 644 28TH, Ogden?

Accepted Answer

The nearest hospital is Lawrence T Dee Medical Arts Building, approximately 0.5 miles from the property. The nearest fire station is 1.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 644 28TH, Ogden?

Accepted Answer

Assigned schools: Middle: Mound Fort; High: Ogden.   School district: Ogden.

Question 21

What high school is near 644 28TH, Ogden?

Accepted Answer

The nearest high school is Ogden. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What middle school is near 644 28TH, Ogden?

Accepted Answer

The nearest middle school is Mound Fort.

Question 23

What is the internet speed at 644 28TH, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 13.

Question 24

Is 644 28TH, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Ogden market?

Accepted Answer

644 28TH, Ogden is listed at $434,900, which is above the Ogden median of $365,500 by $69,400. There are currently 315 active listings in Ogden. Homes in Ogden sell in an average of 67 days. The average sale-to-list ratio is 99.2%.

Question 26

What is the Ogden real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ogden is $365,500. There are currently 315 active listings. Homes sell in an average of 67 days. The average sale-to-list ratio is 99.2%. This listing at $434,900 is above the Ogden 2026 median.

Question 27

Are there other homes for sale in Ogden?

Accepted Answer

Yes — there are currently 315 active listings in Ogden. Browse all Ogden homes for sale at propaired.ai/listings/ut/ogden. Prices range around a median of $365,500. Homes in Ogden are selling in about 67 days on average.

Question 28

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 29

How does this price compare to the Utah state average?

Accepted Answer

At $434,900, this property is below the Utah state median of $519,000 by $84,100. Ogden prices are 30% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 30

What is the Propaired intelligence score for 644 28TH, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 73/100, combining deal value (80), recreation access (76), amenity proximity (91), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 31

Does 644 28TH, Ogden have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Gas: Central. Cooling: Central Air. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 32

What heating and cooling systems does 644 28TH, Ogden have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

Does 644 28TH, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 644 28TH, Ogden constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 35

What type of flooring does 644 28TH, Ogden have?

Accepted Answer

Flooring types include: Laminate.

Question 36

What are the water and sewer connections for 644 28TH, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 37

What is the commute like from 644 28TH, Ogden?

Accepted Answer

644 28TH, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 38

What shopping and dining is near 644 28TH, Ogden?

Accepted Answer

The nearest restaurant is Javier's Authentic Mexican Food (2.5 miles away) and the nearest grocery store is Sunshine Stores (0.7 miles). Coffee: Daily Rise Coffee Downtown (0.9 mi). Banking: U.S. Bank ATM - Ogden (0.7 mi). Overall amenity proximity score: 91/100.

Question 39

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 40

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 41

What would homeowner's insurance cost for 644 28TH, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $434,900, expect approximately $1,305-$2,175/year ($109-$181/month).   Get multiple quotes — rates vary significantly by insurer.

Question 42

What are the estimated closing costs for 644 28TH, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $434,900, expect approximately $8,698-$21,745 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 43

What are the total estimated monthly costs for 644 28TH, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,346. This includes principal & interest ($2,201 at 6.51% with 20% down), and estimated insurance (~$145/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 44

Is 644 28TH, Ogden eligible for FHA or VA financing?

Accepted Answer

At $434,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 45

What is the estimated cap rate for 644 28TH, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.8%, based on estimated annual rent of $18,513 and a purchase price of $434,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 46

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,659. Homes in Ogden sell in an average of 67 days, indicating moderate demand in this market. There are 315 active listings currently. Gross rental yield in this area: 4.3%. Utah's steady population growth continues to drive rental demand.

Question 47

Could 644 28TH, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 644 28TH, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 48

How does 644 28TH, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 6 comparable properties, the median sold price in this area is $358,250. This listing is 21% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $334,950. Comparable analysis is based on similar size, age, and location.

Question 49

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 10.0% over the past year. The current Zillow Home Value Index for this area is $138,624. This listing is priced at 314% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 50

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has increased 4.0% month-over-month. Current median: $365,500. Days on market have increased by 62.0% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 51

Is 644 28TH, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 21% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 80/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 52

What school district is 644 28TH, Ogden in?

Accepted Answer

This property is in the Ogden school district.  Assigned middle: Mound Fort. Assigned high: Ogden. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 53

What parks are near 644 28TH, Ogden?

Accepted Answer

The nearest local park is Eccles Park (0.2 miles away). The nearest state park is Willard Bay State Park (15.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 54

Is there a golf course near 644 28TH, Ogden?

Accepted Answer

The nearest golf course is Mt. Ogden Golf Course, 1.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 55

What water activities are near 644 28TH, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (7.6 mi); boat ramp at Pineview Reservoir (7.9 mi); fishing at Ogden River (3.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 56

Is 644 28TH, Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 57

Does 644 28TH, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 58

What is the lot like at 644 28TH, Ogden?

Accepted Answer

The lot is 0.01 acres. Lot features: Fenced: Part. Terrain: Fenced: Part, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 59

What utilities are available at 644 28TH, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 60

Does 644 28TH, Ogden have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 61

Does 644 28TH, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 62

Is there EV charging near 644 28TH, Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.2 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

644 28TH, Ogden, UT 84403

644 28TH ST, Ogden, UT 84403

About This Property

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Amenities NearbyScore: 91/100

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Recreation NearbyScore: 76/100

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