Question 1

What is the asking price for 1278 1640, Ogden?

Accepted Answer

1278 1640, Ogden is listed at $418,750 ($203/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1278 1640, Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 4 bathrooms, 2,067 square feet of living space. It is a 3-story home. The lot is 0.02 acres.

Question 3

When was 1278 1640, Ogden built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 1278 1640, Ogden?

Accepted Answer

1278 1640, Ogden is a Residential (Townhouse). The architectural style is Townhouse; Row-mid.

Question 5

Does 1278 1640, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces and a carport. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 1278 1640, Ogden?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $95 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1278 1640, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,769 (about $231/month). This represents an effective tax rate of approximately 0.66% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1278 1640, Ogden?

Accepted Answer

Exterior features include: Balcony.

Question 9

Is 1278 1640, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 70/100. Key deal signals: 6.7% year-over-year market appreciation. The price is 23% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $339,750 (based on 10 homes). At $418,750, this listing is 23% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 1278 1640, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $2,087. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,413. A 15-year mortgage at 5.71% would be $2,775/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1278 1640, Ogden been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Ogden is 65 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 1278 1640, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $35,559 with a gross rental yield of 8.5%. Net rental yield (after estimated expenses): 5.5%.  Estimated debt service coverage ratio (DSCR): 1.25. Investor score: 70/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1278 1640, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,963 ($35,556/year). The gross rent multiplier is 11.8x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1278 1640, Ogden offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Near Ski Resort, Golf Community, Scenic Views. The primary lifestyle niche is "golf_community." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 1278 1640, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 4.7 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What recreation is near 1278 1640, Ogden?

Accepted Answer

This property has a recreation score of 80/100. Nearby recreation includes: Park Road trailhead (0.7 mi); Park park (0.3 mi); El Monte Golf Course (0.5 mi); Willard Bay State Park (13.7 mi). Skiing: Snowbasin Resort (4.7 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 1278 1640, Ogden?

Accepted Answer

Yes, the nearest trailhead is Park Road, just 0.7 miles from the property. Willard Bay State Park is 13.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 1278 1640, Ogden?

Accepted Answer

This property has an amenity proximity score of 90/100. Nearby services include: Grocery: Smith's (0.1 mi); Hospital: Lawrence T Dee Medical Arts Building (1.3 mi); Pharmacy: Smith's Pharmacy (0.0 mi); Dining: O-Town Coin Laundry - Washington Blvd (Ogden) (1.4 mi). Gas station: 0.4 miles. Gym: Ben Lomond High School Athletics Center (0.7 mi).

Question 20

How far is the nearest hospital from 1278 1640, Ogden?

Accepted Answer

The nearest hospital is Lawrence T Dee Medical Arts Building, approximately 1.3 miles from the property. The nearest fire station is 1.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 1278 1640, Ogden?

Accepted Answer

Assigned schools: Elementary: East Ridge Elementary; Middle: Mound Fort; High: Ben Lomond.   School district: Ogden.

Question 22

What high school is near 1278 1640, Ogden?

Accepted Answer

The nearest high school is Ben Lomond. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 1278 1640, Ogden?

Accepted Answer

The nearest elementary school is East Ridge Elementary. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 1278 1640, Ogden?

Accepted Answer

The nearest middle school is Mound Fort.

Question 25

What is the internet speed at 1278 1640, Ogden?

Accepted Answer

This property has a broadband score of 95/100 (Excellent). Best available speed: 2000 Mbps download / 250 Mbps upload. Fiber is not currently available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 11.

Question 26

Is 1278 1640, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Ogden market?

Accepted Answer

1278 1640, Ogden is listed at $418,750, which is above the Ogden median of $361,000 by $57,750. There are currently 292 active listings in Ogden. Homes in Ogden sell in an average of 65 days. The average sale-to-list ratio is 99.2%.

Question 28

What is the Ogden real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ogden is $361,000. There are currently 292 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 99.2%. This listing at $418,750 is above the Ogden 2026 median.

Question 29

Are there other homes for sale in Ogden?

Accepted Answer

Yes — there are currently 292 active listings in Ogden. Browse all Ogden homes for sale at propaired.ai/listings/ut/ogden. Prices range around a median of $361,000. Homes in Ogden are selling in about 65 days on average.

Question 30

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 31

How does this price compare to the Utah state average?

Accepted Answer

At $418,750, this property is below the Utah state median of $517,990 by $99,240. Ogden prices are 30% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 32

What is the Propaired intelligence score for 1278 1640, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 70/100, combining deal value (70), recreation access (80), amenity proximity (90), broadband quality (95), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 33

Does 1278 1640, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is the commute like from 1278 1640, Ogden?

Accepted Answer

1278 1640, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 35

What shopping and dining is near 1278 1640, Ogden?

Accepted Answer

The nearest restaurant is O-Town Coin Laundry - Washington Blvd (Ogden) (1.4 miles away) and the nearest grocery store is Smith's (0.1 miles). Coffee: Starbucks Coffee Company (1.2 mi). Banking: LendNation (1.2 mi). Overall amenity proximity score: 90/100.

Question 36

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 37

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 38

What would homeowner's insurance cost for 1278 1640, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $418,750, expect approximately $1,256-$2,094/year ($105-$175/month).   Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 1278 1640, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $418,750, expect approximately $8,375-$20,938 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 1278 1640, Ogden?

Accepted Answer

The annual property tax of $2,769 represents an effective rate of 0.66% relative to the list price of $418,750. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 1278 1640, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,553. This includes principal & interest ($2,087 at 6.36% with 20% down), property tax ($231/mo), HOA ($95/mo), and estimated insurance (~$140/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 1278 1640, Ogden eligible for FHA or VA financing?

Accepted Answer

At $418,750, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

What is the estimated cap rate for 1278 1640, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.5%, based on estimated annual rent of $35,559 and a purchase price of $418,750. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 44

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $2,646. Homes in Ogden sell in an average of 65 days, indicating moderate demand in this market. There are 292 active listings currently. Gross rental yield in this area: 8.5%. Utah's steady population growth continues to drive rental demand.

Question 45

Could 1278 1640, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 1278 1640, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 46

How does 1278 1640, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $339,750. This listing is 23% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $329,900. Comparable analysis is based on similar size, age, and location.

Question 47

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.7% over the past year. The current Zillow Home Value Index for this area is $246,768. This listing is priced at 170% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 48

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 2.7% month-over-month. Current median: $361,000. Days on market have increased by 47.0% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 49

Is 1278 1640, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 23% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 70/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 50

What school district is 1278 1640, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: East Ridge Elementary. Assigned middle: Mound Fort. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 51

What parks are near 1278 1640, Ogden?

Accepted Answer

The nearest local park is Park (0.3 miles away). The nearest state park is Willard Bay State Park (13.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 52

Is there a golf course near 1278 1640, Ogden?

Accepted Answer

The nearest golf course is El Monte Golf Course, 0.5 miles from the property. This property is located within a golf community, which may include membership benefits and golf course views. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 53

What water activities are near 1278 1640, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (6.8 mi); boat ramp at Pineview Reservoir (6.9 mi); fishing at Ogden River (3.7 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 54

Is 1278 1640, Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 55

Does 1278 1640, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 56

What is the lot like at 1278 1640, Ogden?

Accepted Answer

The lot is 0.02 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 57

Is there EV charging near 1278 1640, Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.7 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

1278 1640, Ogden, UT 84404

1278 E 1640 S, Ogden, UT 84404

About This Property

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