Question 1

What is the asking price for 738 28TH, Ogden?

Accepted Answer

738 28TH, Ogden is listed at $208,000 ($356/sqft). The original list price was $215,000, representing a reduction of $7,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 738 28TH, Ogden have?

Accepted Answer

This Residential features 1 bedroom, 1 bathroom, 584 square feet of living space. It is a 1-story home. The lot is 0.01 acres.

Question 3

When was 738 28TH, Ogden built?

Accepted Answer

This property was built in 1965, making it 61 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 738 28TH, Ogden?

Accepted Answer

738 28TH, Ogden is a Residential (Townhouse). The architectural style is Townhouse; Row-mid.  Zoning: Single-Family.

Question 5

Does 738 28TH, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes 1 open parking space. Total parking capacity: 1 vehicles.

Question 6

Is there an HOA for 738 28TH, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 738 28TH, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,819 (about $235/month). This represents an effective tax rate of approximately 1.36% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 738 28TH, Ogden?

Accepted Answer

Interior features include: Range/Oven: Free Stdng., Vaulted Ceilings.

Question 9

Is 738 28TH, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 100/100. Key deal signals: Priced 40% below similar homes; Priced 13% below market value; 9.6% year-over-year market appreciation. The price is 40% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $349,000 (based on 10 homes). At $208,000, this listing is 40% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

Has the price been reduced on 738 28TH, Ogden?

Accepted Answer

Yes, the price has been reduced by 3.3% from the original list price of $215,000 to the current price of $208,000 — a reduction of $7,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 738 28TH, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $1,044. Including estimated taxes, the total monthly cost is approximately $1,279. A 15-year mortgage at 5.79% would be $1,385/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 738 28TH, Ogden been on the market?

Accepted Answer

This property has been listed for 76 days. The average days on market in Ogden is 55 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 738 28TH, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $6,006 with a gross rental yield of 2.9%. Net rental yield (after estimated expenses): 1.9%.  Estimated debt service coverage ratio (DSCR): 0.42. Investor score: 63/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 738 28TH, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $500 ($6,000/year). The gross rent multiplier is 34.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 738 28TH, Ogden offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Near Ski Resort. The primary lifestyle niche is "standard_residential." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 738 28TH, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 4.2 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 18

What recreation is near 738 28TH, Ogden?

Accepted Answer

This property has a recreation score of 76/100. Nearby recreation includes: 29th St (BST Ogden) trailhead (1.3 mi); Eccles Park park (0.2 mi); Mt. Ogden Golf Course (1.3 mi); Willard Bay State Park (15.0 mi). Skiing: Snowbasin Resort (4.2 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 738 28TH, Ogden?

Accepted Answer

Yes, the nearest trailhead is 29th St (BST Ogden), just 1.3 miles from the property. Willard Bay State Park is 15.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 738 28TH, Ogden?

Accepted Answer

This property has an amenity proximity score of 91/100. Nearby services include: Grocery: Sunshine Stores (0.7 mi); Hospital: Lawrence T Dee Medical Arts Building (0.5 mi); Pharmacy: Seager Memorial Clinic (0.6 mi); Dining: Javier's Authentic Mexican Food (2.5 mi). Gas station: 1.8 miles. Gym: My Mind and Body Collective (0.9 mi).

Question 21

How far is the nearest hospital from 738 28TH, Ogden?

Accepted Answer

The nearest hospital is Lawrence T Dee Medical Arts Building, approximately 0.5 miles from the property. The nearest fire station is 1.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 738 28TH, Ogden?

Accepted Answer

Assigned schools: Elementary: James Madison; Middle: Mound Fort; High: Ogden.   School district: Ogden.

Question 23

What high school is near 738 28TH, Ogden?

Accepted Answer

The nearest high school is Ogden. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 24

What elementary school is near 738 28TH, Ogden?

Accepted Answer

The nearest elementary school is James Madison. Propaired provides full school ratings and comparison data for all schools in this area.

Question 25

What middle school is near 738 28TH, Ogden?

Accepted Answer

The nearest middle school is Mound Fort.

Question 26

What is the internet speed at 738 28TH, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 13.

Question 27

Is 738 28TH, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the Ogden market?

Accepted Answer

738 28TH, Ogden is listed at $208,000, which is below the Ogden median of $384,999 by $176,999. There are currently 340 active listings in Ogden. Homes in Ogden sell in an average of 55 days. The average sale-to-list ratio is 99.4%.

Question 29

What is the Ogden real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ogden is $384,999. There are currently 340 active listings. Homes sell in an average of 55 days. The average sale-to-list ratio is 99.4%. This listing at $208,000 is below the Ogden 2026 median.

Question 30

Are there other homes for sale in Ogden?

Accepted Answer

Yes — there are currently 340 active listings in Ogden. Browse all Ogden homes for sale at propaired.ai/listings/ut/ogden. Prices range around a median of $384,999. Homes in Ogden are selling in about 55 days on average.

Question 31

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $208,000, this property is below the Utah state median of $525,000 by $317,000. Ogden prices are 27% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 738 28TH, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 60/100, combining deal value (100), recreation access (76), amenity proximity (91), broadband quality (100), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What type of roof does 738 28TH, Ogden have?

Accepted Answer

The roof material is Membrane. Ask the listing agent about the roof's age and any recent repairs. With a 61-year-old home, reviewing recent roof inspections is recommended.

Question 35

Does 738 28TH, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 36

What is 738 28TH, Ogden constructed from?

Accepted Answer

Construction materials include: Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 37

What type of flooring does 738 28TH, Ogden have?

Accepted Answer

Flooring types include: Carpet,Tile,Vinyl.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms. Luxury vinyl/LVP is waterproof, durable, and increasingly popular in Utah homes.

Question 38

What are the water and sewer connections for 738 28TH, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 39

What is the commute like from 738 28TH, Ogden?

Accepted Answer

738 28TH, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 40

What shopping and dining is near 738 28TH, Ogden?

Accepted Answer

The nearest restaurant is Javier's Authentic Mexican Food (2.5 miles away) and the nearest grocery store is Sunshine Stores (0.7 miles). Coffee: Daily Rise Coffee Downtown (0.9 mi). Banking: U.S. Bank ATM - Ogden (0.7 mi). Overall amenity proximity score: 91/100.

Question 41

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 42

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 43

What would homeowner's insurance cost for 738 28TH, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $208,000, expect approximately $624-$1,040/year ($52-$87/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 44

What are the estimated closing costs for 738 28TH, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $208,000, expect approximately $4,160-$10,400 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 45

How does the property tax compare to the list price at 738 28TH, Ogden?

Accepted Answer

The annual property tax of $2,819 represents an effective rate of 1.36% relative to the list price of $208,000. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 46

What are the total estimated monthly costs for 738 28TH, Ogden?

Accepted Answer

Estimated total monthly housing cost: $1,348. This includes principal & interest ($1,044 at 6.43% with 20% down), property tax ($235/mo), and estimated insurance (~$69/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 47

Is 738 28TH, Ogden eligible for FHA or VA financing?

Accepted Answer

At $208,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 48

What is the estimated cap rate for 738 28TH, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 1.9%, based on estimated annual rent of $6,006 and a purchase price of $208,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 49

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $730. Homes in Ogden sell in an average of 55 days, indicating healthy demand in this market. There are 340 active listings currently. Gross rental yield in this area: 2.9%. Utah's steady population growth continues to drive rental demand.

Question 50

Could 738 28TH, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 738 28TH, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 51

How does 738 28TH, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $349,000. This listing is 40% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $338,250. Comparable analysis is based on similar size, age, and location.

Question 52

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 9.6% over the past year. The current Zillow Home Value Index for this area is $62,549. This listing is priced at 333% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 53

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 10.6% month-over-month. Current median: $384,999. Days on market have decreased by 1.8% month-over-month. Homes are selling at 99.4% of list price on average. Monitor these trends to time your offer strategically.

Question 54

Is 738 28TH, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 40% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 55

What school district is 738 28TH, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: James Madison. Assigned middle: Mound Fort. Assigned high: Ogden. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 56

What parks are near 738 28TH, Ogden?

Accepted Answer

The nearest local park is Eccles Park (0.2 miles away). The nearest state park is Willard Bay State Park (15.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 57

Is there a golf course near 738 28TH, Ogden?

Accepted Answer

The nearest golf course is Mt. Ogden Golf Course, 1.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 58

What water activities are near 738 28TH, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (7.6 mi); boat ramp at Pineview Reservoir (7.9 mi); fishing at Ogden River (3.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 59

Is 738 28TH, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 60

What updates might 738 28TH, Ogden need?

Accepted Answer

At 61 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Membrane.  These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 61

Does 738 28TH, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 62

What is the lot like at 738 28TH, Ogden?

Accepted Answer

The lot is 0.01 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 63

What utilities are available at 738 28TH, Ogden?

Accepted Answer

Available utilities include: Natural Gas Not Available,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 64

Is there EV charging near 738 28TH, Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.2 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

738 28TH, Ogden, UT 84403

738 28TH ST, Ogden, UT 84403

About This Property

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