Question 1

What is the asking price for 3173 STEPHENS, Ogden?

Accepted Answer

3173 STEPHENS, Ogden is listed at $330,000 ($222/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3173 STEPHENS, Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,488 square feet of living space.  The lot is 0.18 acres.

Question 3

When was 3173 STEPHENS, Ogden built?

Accepted Answer

This property was built in 1923, making it 103 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 3173 STEPHENS, Ogden?

Accepted Answer

3173 STEPHENS, Ogden is a Residential (Duplex). The architectural style is Up And Down.  Zoning: Multi-Family.

Question 5

Does 3173 STEPHENS, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 2 open parking spaces. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 3173 STEPHENS, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 3173 STEPHENS, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $1,996 (about $166/month). This represents an effective tax rate of approximately 0.60% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3173 STEPHENS, Ogden?

Accepted Answer

Interior features include: Basement Apartment. Exterior features include: Basement Entrance, Out Buildings, Patio: Covered, Porch: Open.    View: Mountain(s).

Question 9

Is 3173 STEPHENS, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 59/100. Key deal signals: Priced 39% below similar homes; Priced 27% below market median (per-type); 4.1% gross rental yield. The price is 39% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $537,500 (based on 6 homes). At $330,000, this listing is 39% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 3173 STEPHENS, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $1,662. Including estimated taxes, the total monthly cost is approximately $1,828. A 15-year mortgage at 5.77% would be $2,195/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 3173 STEPHENS, Ogden been on the market?

Accepted Answer

This property has been listed for 7 days. The average days on market in Ogden is 71 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 3173 STEPHENS, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $13,603 with a gross rental yield of 4.1%. Net rental yield (after estimated expenses): 2.7%.  Estimated debt service coverage ratio (DSCR): 0.51. Investor score: 46/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 3173 STEPHENS, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,134 ($13,608/year). The gross rent multiplier is 24.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 3173 STEPHENS, Ogden offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: ADU/Multigenerational, Near Ski Resort, Investor Special. The primary lifestyle niche is "investor_special." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 3173 STEPHENS, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 5.3 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What recreation is near 3173 STEPHENS, Ogden?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: WRP (Parker Drive) trailhead (0.7 mi); Jefferson Park park (0.5 mi); Ogden Golf and Country Club (1.4 mi); Willard Bay State Park (15.3 mi). Skiing: Snowbasin Resort (5.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 3173 STEPHENS, Ogden?

Accepted Answer

Yes, the nearest trailhead is WRP (Parker Drive), just 0.7 miles from the property. Willard Bay State Park is 15.3 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 3173 STEPHENS, Ogden?

Accepted Answer

This property has an amenity proximity score of 92/100. Nearby services include: Grocery: 7-Eleven (0.6 mi); Hospital: Davis Wendi L (0.9 mi); Pharmacy: Seager Memorial Clinic (1.4 mi); Dining: Javier's (0.4 mi). Gas station: 0.3 miles. Gym: Marshall N. White Community Center (0.7 mi).

Question 20

How far is the nearest hospital from 3173 STEPHENS, Ogden?

Accepted Answer

The nearest hospital is Davis Wendi L, approximately 0.9 miles from the property. The nearest fire station is 1.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 3173 STEPHENS, Ogden?

Accepted Answer

Assigned schools: Elementary: None/Other; Middle: None/Other; High: None/Other.   School district: Ogden.

Question 22

What is the internet speed at 3173 STEPHENS, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); CenturyLink (10 Mbps, DSL). Total providers: 13.

Question 23

Is 3173 STEPHENS, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Ogden market?

Accepted Answer

3173 STEPHENS, Ogden is listed at $330,000, which is below the Ogden median of $365,000 by $35,000. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 25

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $330,000, this property is below the Utah state median of $510,000 by $180,000. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 3173 STEPHENS, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 65/100, combining deal value (59), recreation access (72), amenity proximity (92), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 3173 STEPHENS, Ogden have?

Accepted Answer

Heating: Electric,Forced Air,Gas: Central. Cooling system details are not listed. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 3173 STEPHENS, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 103-year-old home, reviewing recent roof inspections is recommended.

Question 30

What is 3173 STEPHENS, Ogden constructed from?

Accepted Answer

Construction materials include: Clapboard. The construction type affects long-term maintenance requirements and insurance costs.

Question 31

What type of flooring does 3173 STEPHENS, Ogden have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 3173 STEPHENS, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 33

What is the commute like from 3173 STEPHENS, Ogden?

Accepted Answer

3173 STEPHENS, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 34

What shopping and dining is near 3173 STEPHENS, Ogden?

Accepted Answer

The nearest restaurant is Javier's (0.4 miles away) and the nearest grocery store is 7-Eleven (0.6 miles). Coffee: Rosa's Cafe (0.9 mi). Banking: America First Credit Union (0.6 mi). Overall amenity proximity score: 92/100.

Question 35

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 36

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 37

What would homeowner's insurance cost for 3173 STEPHENS, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $330,000, expect approximately $990-$1,650/year ($83-$138/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 3173 STEPHENS, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $330,000, expect approximately $6,600-$16,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 3173 STEPHENS, Ogden?

Accepted Answer

The annual property tax of $1,996 represents an effective rate of 0.60% relative to the list price of $330,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 3173 STEPHENS, Ogden?

Accepted Answer

Estimated total monthly housing cost: $1,938. This includes principal & interest ($1,662 at 6.46% with 20% down), property tax ($166/mo), and estimated insurance (~$110/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 3173 STEPHENS, Ogden eligible for FHA or VA financing?

Accepted Answer

At $330,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

What is the estimated cap rate for 3173 STEPHENS, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.7%, based on estimated annual rent of $13,603 and a purchase price of $330,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 43

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,426. Homes in Ogden sell in an average of 71 days, indicating moderate demand in this market. There are 280 active listings currently. Gross rental yield in this area: 4.1%. Utah's steady population growth continues to drive rental demand.

Question 44

Could 3173 STEPHENS, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 3173 STEPHENS, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 45

How does 3173 STEPHENS, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 6 comparable properties, the median sold price in this area is $537,500. This listing is 39% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $450,000. Comparable analysis is based on similar size, age, and location.

Question 46

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.9% over the past year. The current Zillow Home Value Index for this area is $391,600. This listing is priced at 84% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 47

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 48

Is 3173 STEPHENS, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 39% below comparable homes, this property appears competitively priced. Deal score: 59/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 49

What school district is 3173 STEPHENS, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: None/Other. Assigned middle: None/Other. Assigned high: None/Other. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 50

What parks are near 3173 STEPHENS, Ogden?

Accepted Answer

The nearest local park is Jefferson Park (0.5 miles away). The nearest state park is Willard Bay State Park (15.3 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 51

Is there a golf course near 3173 STEPHENS, Ogden?

Accepted Answer

The nearest golf course is Ogden Golf and Country Club, 1.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 52

What water activities are near 3173 STEPHENS, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (9.1 mi); boat ramp at Ogden Bay WMA small boat (9.4 mi); fishing at Ogden River (5.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 53

Is 3173 STEPHENS, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 54

What updates might 3173 STEPHENS, Ogden need?

Accepted Answer

At 103 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Electric,Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 55

Does 3173 STEPHENS, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 56

What is the lot like at 3173 STEPHENS, Ogden?

Accepted Answer

The lot is 0.18 acres. Lot features: Curb & Gutter,Fenced: Full,Sidewalks,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Sidewalks, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 57

What utilities are available at 3173 STEPHENS, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 58

Does 3173 STEPHENS, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Electric,Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating.  Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 59

Is there EV charging near 3173 STEPHENS, Ogden?

Accepted Answer

The nearest EV charging station is Electrify America, approximately 1.1 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

3173 STEPHENS, Ogden, UT 84401

3173 S STEPHENS AVE, Ogden, UT 84401

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Schools

Property Intelligence

Recreation & Amenities

All Property Details

Ogden Market Context

Crime & Safety

Location

Connect with a Buyer's Agent

Similar Homes

$369,900

$585,000

$457,000

$500,000

$575,000

Find Your Dream Home

Frequently Asked Questions

Discover