Question 1

What is the asking price for 1640 21ST, Ogden?

Accepted Answer

1640 21ST, Ogden is listed at $400,000 ($201/sqft). The original list price was $425,000, representing a reduction of $25,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1640 21ST, Ogden have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 1,990 square feet of living space. It is a 2-story home. The lot is 0.21 acres.

Question 3

When was 1640 21ST, Ogden built?

Accepted Answer

This property was built in 1951, making it 75 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 1640 21ST, Ogden?

Accepted Answer

1640 21ST, Ogden is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage.  Zoning: Single-Family.

Question 5

Is there an HOA for 1640 21ST, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 6

What are the property taxes for 1640 21ST, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,708 (about $226/month). This represents an effective tax rate of approximately 0.68% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 1640 21ST, Ogden?

Accepted Answer

Interior features include: Oven: Wall, Range: Countertop. Exterior features include: Patio: Covered.    View: Mountain(s).

Question 8

Is 1640 21ST, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 22/100. Key deal signals: 6% price reduction from original list; 4.6% gross rental yield. The price is 0% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $399,900 (based on 10 homes). At $400,000, this listing is right at the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 10

Has the price been reduced on 1640 21ST, Ogden?

Accepted Answer

Yes, the price has been reduced by 5.9% from the original list price of $425,000 to the current price of $400,000 — a reduction of $25,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 1640 21ST, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,014. Including estimated taxes, the total monthly cost is approximately $2,240. A 15-year mortgage at 5.77% would be $2,661/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1640 21ST, Ogden been on the market?

Accepted Answer

This property has been listed for 14 days. The average days on market in Ogden is 71 days, meaning this listing is moving faster than the local average.

Question 13

Is 1640 21ST, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $18,192 with a gross rental yield of 4.5%. Net rental yield (after estimated expenses): 3.0%.  Estimated debt service coverage ratio (DSCR): 0.56. Investor score: 39/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1640 21ST, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,516 ($18,192/year). The gross rent multiplier is 22.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1640 21ST, Ogden offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Near Ski Resort, OHV/ATV Trails, Scenic Views. The primary lifestyle niche is "ohv_atv_trails." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 1640 21ST, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 4.2 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What recreation is near 1640 21ST, Ogden?

Accepted Answer

This property has a recreation score of 78/100. Nearby recreation includes: Park Road trailhead (0.8 mi); Lion's Club Park park (0.2 mi); El Monte Golf Course (0.5 mi); Willard Bay State Park (14.4 mi). Skiing: Snowbasin Resort (4.2 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 1640 21ST, Ogden?

Accepted Answer

Yes, the nearest trailhead is Park Road, just 0.8 miles from the property. Willard Bay State Park is 14.4 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 1640 21ST, Ogden?

Accepted Answer

This property has an amenity proximity score of 94/100. Nearby services include: Grocery: Fresh Market (0.0 mi); Hospital: Lawrence T Dee Medical Arts Building (0.7 mi); Pharmacy: Fresh Market East Ogden Pharmacy (0.0 mi). Gas station: 0.0 miles. Gym: My Mind and Body Collective (1.3 mi).

Question 20

How far is the nearest hospital from 1640 21ST, Ogden?

Accepted Answer

The nearest hospital is Lawrence T Dee Medical Arts Building, approximately 0.7 miles from the property. The nearest fire station is 0.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 1640 21ST, Ogden?

Accepted Answer

Assigned schools: Elementary: Polk; Middle: Mound Fort; High: Ogden.   School district: Ogden.

Question 22

What is the internet speed at 1640 21ST, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); All West/Utah Inc. (8000 Mbps, Fiber). Total providers: 13.

Question 23

Is 1640 21ST, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Ogden market?

Accepted Answer

1640 21ST, Ogden is listed at $400,000, which is above the Ogden median of $365,000 by $35,000. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 25

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $400,000, this property is below the Utah state median of $510,000 by $110,000. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 1640 21ST, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 53/100, combining deal value (22), recreation access (78), amenity proximity (94), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 1640 21ST, Ogden have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 1640 21ST, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 75-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 1640 21ST, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 1640 21ST, Ogden constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 32

What type of flooring does 1640 21ST, Ogden have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 1640 21ST, Ogden?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 34

What is the commute like from 1640 21ST, Ogden?

Accepted Answer

1640 21ST, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 35

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 36

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 37

What would homeowner's insurance cost for 1640 21ST, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $400,000, expect approximately $1,200-$2,000/year ($100-$167/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 1640 21ST, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $400,000, expect approximately $8,000-$20,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 1640 21ST, Ogden?

Accepted Answer

The annual property tax of $2,708 represents an effective rate of 0.68% relative to the list price of $400,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 1640 21ST, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,373. This includes principal & interest ($2,014 at 6.46% with 20% down), property tax ($226/mo), and estimated insurance (~$133/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 1640 21ST, Ogden eligible for FHA or VA financing?

Accepted Answer

At $400,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

What is the estimated cap rate for 1640 21ST, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.0%, based on estimated annual rent of $18,192 and a purchase price of $400,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 43

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,426. Homes in Ogden sell in an average of 71 days, indicating moderate demand in this market. There are 280 active listings currently. Gross rental yield in this area: 4.5%. Utah's steady population growth continues to drive rental demand.

Question 44

Could 1640 21ST, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 1640 21ST, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 45

How does 1640 21ST, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $399,900. This listing is right at the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $400,000. Comparable analysis is based on similar size, age, and location.

Question 46

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.9% over the past year. The current Zillow Home Value Index for this area is $391,600. This listing is priced at 102% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 47

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 48

Is 1640 21ST, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 22/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 49

What school district is 1640 21ST, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Polk. Assigned middle: Mound Fort. Assigned high: Ogden. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 50

What parks are near 1640 21ST, Ogden?

Accepted Answer

The nearest local park is Lion's Club Park (0.2 miles away). The nearest state park is Willard Bay State Park (14.4 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 51

Is there a golf course near 1640 21ST, Ogden?

Accepted Answer

The nearest golf course is El Monte Golf Course, 0.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 52

What water activities are near 1640 21ST, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (6.9 mi); boat ramp at Pineview Reservoir (7.2 mi); fishing at Ogden River (3.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 53

Is 1640 21ST, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 54

What updates might 1640 21ST, Ogden need?

Accepted Answer

At 75 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 55

Does 1640 21ST, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 56

What is the lot like at 1640 21ST, Ogden?

Accepted Answer

The lot is 0.21 acres. Lot features: Curb & Gutter,Fenced: Part,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 57

What utilities are available at 1640 21ST, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 58

Does 1640 21ST, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 59

Is there EV charging near 1640 21ST, Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.6 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

1640 21ST, Ogden, UT 84401

1640 E 21ST ST, Ogden, UT 84401

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