Question 1

What is the asking price for 622 21ST, Ogden?

Accepted Answer

622 21ST, Ogden is listed at $349,900 ($226/sqft). The original list price was $359,900, representing a reduction of $10,000. Current status: Active Under Contract.

Question 2

How many bedrooms and bathrooms does 622 21ST, Ogden have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 1,550 square feet of living space. It is a 2-story home. The lot is 0.08 acres.

Question 3

When was 622 21ST, Ogden built?

Accepted Answer

This property was built in 1928, making it 98 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 622 21ST, Ogden?

Accepted Answer

622 21ST, Ogden is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the OGDEN CITY SURVEY subdivision. Zoning: Single-Family.

Question 5

Does 622 21ST, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 622 21ST, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 622 21ST, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,200 (about $183/month). This represents an effective tax rate of approximately 0.63% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 622 21ST, Ogden?

Accepted Answer

Interior features include: Basement Apartment, Disposal, Kitchen: Updated, Mother-in-Law Apt., Oven: Gas. Exterior features include: Porch: Open.    View: Mountain(s).

Question 9

Is 622 21ST, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 32/100. Key deal signals: Priced 16% below market median (per-type); 4.2% gross rental yield.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 622 21ST, Ogden?

Accepted Answer

Yes, the price has been reduced by 2.8% from the original list price of $359,900 to the current price of $349,900 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 622 21ST, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.11% with 20% down, the estimated monthly principal and interest payment is $1,698. Including estimated taxes, the total monthly cost is approximately $1,881. A 15-year mortgage at 5.50% would be $2,287/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 622 21ST, Ogden been on the market?

Accepted Answer

This property has been listed for 31 days. The average days on market in Ogden is 71 days, meaning this listing is moving faster than the local average.

Question 13

Is 622 21ST, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $14,635 with a gross rental yield of 4.2%. Net rental yield (after estimated expenses): 2.7%.  Estimated debt service coverage ratio (DSCR): 0.54. Investor score: 47/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 622 21ST, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,220 ($14,640/year). The gross rent multiplier is 23.9x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 622 21ST, Ogden offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: ADU/Multigenerational. The primary lifestyle niche is "adu_multigenerational." These tags are derived from MLS data, property features, and location analysis.

Question 16

What schools serve 622 21ST, Ogden?

Accepted Answer

Assigned schools: Elementary: James Madison; Middle: Mound Fort; High: Ogden.   School district: Ogden.

Question 17

How does this listing compare to the Ogden market?

Accepted Answer

622 21ST, Ogden is listed at $349,900, which is below the Ogden median of $365,000 by $15,100. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 18

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 19

How does this price compare to the Utah state average?

Accepted Answer

At $349,900, this property is below the Utah state median of $510,000 by $160,100. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 20

What is the Propaired intelligence score for 622 21ST, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 23/100, combining deal value (32), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 21

What heating and cooling systems does 622 21ST, Ogden have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 22

What type of roof does 622 21ST, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 98-year-old home, reviewing recent roof inspections is recommended.

Question 23

Does 622 21ST, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 24

What is 622 21ST, Ogden constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 25

What type of flooring does 622 21ST, Ogden have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 26

What are the water and sewer connections for 622 21ST, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 27

What is the commute like from 622 21ST, Ogden?

Accepted Answer

622 21ST, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 28

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 29

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 30

What would homeowner's insurance cost for 622 21ST, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $349,900, expect approximately $1,050-$1,750/year ($88-$146/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 31

What are the estimated closing costs for 622 21ST, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $349,900, expect approximately $6,998-$17,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 32

How does the property tax compare to the list price at 622 21ST, Ogden?

Accepted Answer

The annual property tax of $2,200 represents an effective rate of 0.63% relative to the list price of $349,900. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 33

What are the total estimated monthly costs for 622 21ST, Ogden?

Accepted Answer

Estimated total monthly housing cost: $1,998. This includes principal & interest ($1,698 at 6.11% with 20% down), property tax ($183/mo), and estimated insurance (~$117/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 34

Is 622 21ST, Ogden eligible for FHA or VA financing?

Accepted Answer

At $349,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 35

What is the estimated cap rate for 622 21ST, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.7%, based on estimated annual rent of $14,635 and a purchase price of $349,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 36

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,426. Homes in Ogden sell in an average of 71 days, indicating moderate demand in this market. There are 280 active listings currently. Gross rental yield in this area: 4.2%. Utah's steady population growth continues to drive rental demand.

Question 37

Could 622 21ST, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 622 21ST, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 38

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.0% over the past year. The current Zillow Home Value Index for this area is $391,600. This listing is priced at 89% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 39

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 40

What school district is 622 21ST, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: James Madison. Assigned middle: Mound Fort. Assigned high: Ogden. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

Is 622 21ST, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 42

What updates might 622 21ST, Ogden need?

Accepted Answer

At 98 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 43

Does 622 21ST, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 44

What is the lot like at 622 21ST, Ogden?

Accepted Answer

The lot is 0.08 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 45

What utilities are available at 622 21ST, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 46

Does 622 21ST, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

622 21ST, Ogden, UT 84401

622 E 21ST ST, Ogden, UT 84401

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