Question 1

What is the asking price for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

1038 LIBERTY COTTAGES, Ogden is listed at $488,900 ($272/sqft).  Current status: Pending.

Question 2

How many bedrooms and bathrooms does 1038 LIBERTY COTTAGES, Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,800 square feet of living space. It is a 1-story home. The lot is 0.17 acres.

Question 3

When was 1038 LIBERTY COTTAGES, Ogden built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

1038 LIBERTY COTTAGES, Ogden is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the LIBERTY COTTAGES subdivision. Zoning: Single-Family.

Question 5

Does 1038 LIBERTY COTTAGES, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,000 (about $167/month). This represents an effective tax rate of approximately 0.41% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Entry (Foyer), Lighting, Secured Parking.    View: Mountain(s).

Question 9

Is 1038 LIBERTY COTTAGES, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 23/100. Key deal signals: 5.0% gross rental yield. The price is 16% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $422,450 (based on 10 homes). At $488,900, this listing is 16% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.22% with 20% down, the estimated monthly principal and interest payment is $2,401. Including estimated taxes, the total monthly cost is approximately $2,568. A 15-year mortgage at 5.54% would be $3,204/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1038 LIBERTY COTTAGES, Ogden been on the market?

Accepted Answer

This property has been listed for 61 days. The average days on market in Ogden is 71 days, meaning this listing is moving faster than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 13

Is 1038 LIBERTY COTTAGES, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $24,334 with a gross rental yield of 5.0%. Net rental yield (after estimated expenses): 3.2%.  Estimated debt service coverage ratio (DSCR): 0.63. Investor score: 41/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,028 ($24,336/year). The gross rent multiplier is 20.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1038 LIBERTY COTTAGES, Ogden offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Near Ski Resort, Luxury Estate, Scenic Views, Historic/Character. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 1038 LIBERTY COTTAGES, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Nordic Valley is 5.4 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What makes 1038 LIBERTY COTTAGES, Ogden a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 1,800 sqft on 0.17 acres, it offers premium living.  The property features scenic views.  Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 18

What recreation is near 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

This property has a recreation score of 71/100. Nearby recreation includes: Ogden Nature Center trailhead (0.5 mi); Ron Claire Park park (0.3 mi); The Barn Golf Course (2.6 mi); Willard Bay State Park (11.2 mi); Capitol Reef NP — Cathedral Valley (201.1 mi). Skiing: Nordic Valley (5.4 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Yes, the nearest trailhead is Ogden Nature Center, just 0.5 miles from the property. Willard Bay State Park is 11.2 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

This property has an amenity proximity score of 98/100. Nearby services include: Grocery: Kwick Shop 2 (0.4 mi); Hospital: Aloha Medical Services (1.1 mi); Pharmacy: Walmart Pharmacy (0.8 mi); Dining: Boctia's D'italia (0.5 mi). Gas station: 0.5 miles. Gym: United Sport Academy (0.7 mi).

Question 21

How far is the nearest hospital from 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

The nearest hospital is Aloha Medical Services, approximately 1.1 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Assigned schools: Elementary: Bonneville; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 23

How does this listing compare to the Ogden market?

Accepted Answer

1038 LIBERTY COTTAGES, Ogden is listed at $488,900, which is above the Ogden median of $365,000 by $123,900. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 24

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $488,900, this property is below the Utah state median of $510,000 by $21,100. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 53/100, combining deal value (23), recreation access (71), amenity proximity (98), broadband quality (N/A), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 1038 LIBERTY COTTAGES, Ogden have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 1038 LIBERTY COTTAGES, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 1038 LIBERTY COTTAGES, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 1038 LIBERTY COTTAGES, Ogden constructed from?

Accepted Answer

Construction materials include: Composition,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 31

What type of flooring does 1038 LIBERTY COTTAGES, Ogden have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 33

What is the commute like from 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

1038 LIBERTY COTTAGES, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 34

What shopping and dining is near 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

The nearest restaurant is Boctia's D'italia (0.5 miles away) and the nearest grocery store is Kwick Shop 2 (0.4 miles).   Overall amenity proximity score: 98/100.

Question 35

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 36

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 37

What would homeowner's insurance cost for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $488,900, expect approximately $1,467-$2,445/year ($122-$204/month).   Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $488,900, expect approximately $9,778-$24,445 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

The annual property tax of $2,000 represents an effective rate of 0.41% relative to the list price of $488,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,731. This includes principal & interest ($2,401 at 6.22% with 20% down), property tax ($167/mo), and estimated insurance (~$163/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 1038 LIBERTY COTTAGES, Ogden eligible for FHA or VA financing?

Accepted Answer

At $488,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

What is the estimated cap rate for 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.2%, based on estimated annual rent of $24,334 and a purchase price of $488,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 43

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,715. Homes in Ogden sell in an average of 71 days, indicating moderate demand in this market. There are 280 active listings currently. Gross rental yield in this area: 5.0%. Utah's steady population growth continues to drive rental demand.

Question 44

Could 1038 LIBERTY COTTAGES, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 1038 LIBERTY COTTAGES, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 45

How does 1038 LIBERTY COTTAGES, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $422,450. This listing is 16% above the comparable median. It ranks Premium among similar listings by value.  Comparable analysis is based on similar size, age, and location.

Question 46

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.0% over the past year. The current Zillow Home Value Index for this area is $391,600. This listing is priced at 125% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 47

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 48

Is 1038 LIBERTY COTTAGES, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 16% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 23/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 49

What school district is 1038 LIBERTY COTTAGES, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Bonneville. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 50

What parks are near 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

The nearest local park is Ron Claire Park (0.3 miles away). The nearest state park is Willard Bay State Park (11.2 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (201.1 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 51

Is there a golf course near 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

The nearest golf course is The Barn Golf Course, 2.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 52

What water activities are near 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (7.7 mi); boat ramp at Pineview Reservoir-North Arm (7.3 mi); fishing at Ogden River (5.7 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 53

Is 1038 LIBERTY COTTAGES, Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 54

Does 1038 LIBERTY COTTAGES, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 55

What is the lot like at 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

The lot is 0.17 acres. Lot features: Fenced: Part,View: Mountain. Terrain: Fenced: Part, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 56

What utilities are available at 1038 LIBERTY COTTAGES, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 57

Does 1038 LIBERTY COTTAGES, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 58

Is 1038 LIBERTY COTTAGES, Ogden a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2026, it represents mid-century design elements. Architectural style: Rambler/Ranch. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

1038 LIBERTY COTTAGES, Ogden, UT 84404

1038 LIBERTY COTTAGES CT, Ogden, UT 84404

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