Question 1

What is the asking price for 1260 28TH, Ogden?

Accepted Answer

1260 28TH, Ogden is listed at $340,000 ($213/sqft). The original list price was $380,000, representing a reduction of $40,000. Current status: Active Under Contract.

Question 2

How many bedrooms and bathrooms does 1260 28TH, Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 1 bathroom, 1,594 square feet of living space. It is a 2-story home. The lot is 0.14 acres.

Question 3

When was 1260 28TH, Ogden built?

Accepted Answer

This property was built in 1928, making it 98 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 1260 28TH, Ogden?

Accepted Answer

1260 28TH, Ogden is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage.  Zoning: Single-Family.

Question 5

Does 1260 28TH, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 1260 28TH, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 1260 28TH, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,981 (about $248/month). This represents an effective tax rate of approximately 0.88% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1260 28TH, Ogden?

Accepted Answer

Interior features include: Range/Oven: Built-In, Smart Thermostat(s). Exterior features include: Patio: Open. The home has 1 fireplace.   View: Mountain(s).

Question 9

How long has 1260 28TH, Ogden been on the market?

Accepted Answer

This property has been listed for 117 days. The average days on market in Ogden is 71 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What schools serve 1260 28TH, Ogden?

Accepted Answer

Assigned schools: Elementary: Polk; Middle: Mount Ogden; High: Ogden.   School district: Ogden.

Question 11

How does this listing compare to the Ogden market?

Accepted Answer

1260 28TH, Ogden is listed at $340,000, which is below the Ogden median of $365,000 by $25,000. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 12

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $340,000, this property is below the Utah state median of $510,000 by $170,000. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What heating and cooling systems does 1260 28TH, Ogden have?

Accepted Answer

Heating: Gas: Central. Cooling: Evaporative Cooling. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 15

What type of roof does 1260 28TH, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 98-year-old home, reviewing recent roof inspections is recommended.

Question 16

Does 1260 28TH, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 17

What is 1260 28TH, Ogden constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 18

What type of flooring does 1260 28TH, Ogden have?

Accepted Answer

Flooring types include: Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms.

Question 19

What are the water and sewer connections for 1260 28TH, Ogden?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 20

What is the commute like from 1260 28TH, Ogden?

Accepted Answer

1260 28TH, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 21

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 22

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 23

What would homeowner's insurance cost for 1260 28TH, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $340,000, expect approximately $1,020-$1,700/year ($85-$142/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 24

What are the estimated closing costs for 1260 28TH, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $340,000, expect approximately $6,800-$17,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 25

How does the property tax compare to the list price at 1260 28TH, Ogden?

Accepted Answer

The annual property tax of $2,981 represents an effective rate of 0.88% relative to the list price of $340,000. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 26

Is 1260 28TH, Ogden eligible for FHA or VA financing?

Accepted Answer

At $340,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 27

Could 1260 28TH, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 1260 28TH, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 28

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 29

What school district is 1260 28TH, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Polk. Assigned middle: Mount Ogden. Assigned high: Ogden. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 30

Is 1260 28TH, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 31

What updates might 1260 28TH, Ogden need?

Accepted Answer

At 98 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 32

Does 1260 28TH, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 33

What is the lot like at 1260 28TH, Ogden?

Accepted Answer

The lot is 0.14 acres. Lot features: Curb & Gutter,Fenced: Part,Secluded,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Secluded Yard, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 34

What utilities are available at 1260 28TH, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 35

Does 1260 28TH, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Evaporative Cooling) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

1260 28TH, Ogden, UT 84403

1260 28TH ST, Ogden, UT 84403

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