Question 1

What is the asking price for 545 CHESTER, Ogden?

Accepted Answer

545 CHESTER, Ogden is listed at $345,000 ($366/sqft). The original list price was $375,000, representing a reduction of $30,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 545 CHESTER, Ogden have?

Accepted Answer

This Residential features 2 bedrooms, 1 bathroom, 943 square feet of living space. It is a 1-story home. The lot is 0.32 acres.

Question 3

When was 545 CHESTER, Ogden built?

Accepted Answer

This property was built in 1923, making it 103 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 545 CHESTER, Ogden?

Accepted Answer

545 CHESTER, Ogden is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage.  Zoning: Single-Family.

Question 5

Does 545 CHESTER, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes 3 open parking spaces. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 545 CHESTER, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 545 CHESTER, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,144 (about $179/month). This represents an effective tax rate of approximately 0.62% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 545 CHESTER, Ogden?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Range/Oven: Free Stdng., Granite Countertops. Exterior features include: Porch: Open.    View: Mountain(s).

Question 9

Is 545 CHESTER, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 23/100. Key deal signals: Priced 14% below market median (per-type); 8% price reduction from original list; 126.0 days on market — potential negotiation opportunity. The price is 7% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $322,500 (based on 10 homes). At $345,000, this listing is 7% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

Has the price been reduced on 545 CHESTER, Ogden?

Accepted Answer

Yes, the price has been reduced by 8.0% from the original list price of $375,000 to the current price of $345,000 — a reduction of $30,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 545 CHESTER, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $1,737. Including estimated taxes, the total monthly cost is approximately $1,916. A 15-year mortgage at 5.77% would be $2,295/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 545 CHESTER, Ogden been on the market?

Accepted Answer

This property has been listed for 126 days. The average days on market in Ogden is 71 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 545 CHESTER, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $12,339 with a gross rental yield of 3.6%. Net rental yield (after estimated expenses): 2.3%.  Estimated debt service coverage ratio (DSCR): 0.44. Investor score: 39/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 545 CHESTER, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,028 ($12,336/year). The gross rent multiplier is 28.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 545 CHESTER, Ogden offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Near Ski Resort, Scenic Views. The primary lifestyle niche is "vineyard_orchard." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 545 CHESTER, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 5.6 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 18

What recreation is near 545 CHESTER, Ogden?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: Park Road trailhead (0.7 mi); 9th Street Park park (0.3 mi); El Monte Golf Course (1.4 mi); Willard Bay State Park (13.0 mi). Skiing: Snowbasin Resort (5.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 545 CHESTER, Ogden?

Accepted Answer

Yes, the nearest trailhead is Park Road, just 0.7 miles from the property. Willard Bay State Park is 13.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 545 CHESTER, Ogden?

Accepted Answer

This property has an amenity proximity score of 97/100. Nearby services include: Grocery: Ocean Mart (0.2 mi); Hospital: Ogden Clinic-Canyon View (0.2 mi); Pharmacy: Canyon View Health Mart (0.1 mi); Dining: Kohana (0.2 mi). Gas station: 0.5 miles. Gym: VASA Fitness (0.2 mi).

Question 21

How far is the nearest hospital from 545 CHESTER, Ogden?

Accepted Answer

The nearest hospital is Ogden Clinic-Canyon View, approximately 0.2 miles from the property. The nearest fire station is 1.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 545 CHESTER, Ogden?

Accepted Answer

Assigned schools: Elementary: East Ridge Elementary; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 23

What is the internet speed at 545 CHESTER, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); All West/Utah Inc. (8000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 13.

Question 24

Is 545 CHESTER, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Ogden market?

Accepted Answer

545 CHESTER, Ogden is listed at $345,000, which is below the Ogden median of $365,000 by $20,000. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 26

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $345,000, this property is below the Utah state median of $510,000 by $165,000. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 545 CHESTER, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 53/100, combining deal value (23), recreation access (72), amenity proximity (97), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 545 CHESTER, Ogden have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 545 CHESTER, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 103-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 545 CHESTER, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What type of flooring does 545 CHESTER, Ogden have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 545 CHESTER, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 34

What is the commute like from 545 CHESTER, Ogden?

Accepted Answer

545 CHESTER, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 35

What shopping and dining is near 545 CHESTER, Ogden?

Accepted Answer

The nearest restaurant is Kohana (0.2 miles away) and the nearest grocery store is Ocean Mart (0.2 miles). Coffee: Starbucks Coffee Company (0.4 mi). Banking: LendNation (0.4 mi). Overall amenity proximity score: 97/100.

Question 36

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 37

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 38

What would homeowner's insurance cost for 545 CHESTER, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $345,000, expect approximately $1,035-$1,725/year ($86-$144/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 545 CHESTER, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $345,000, expect approximately $6,900-$17,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 545 CHESTER, Ogden?

Accepted Answer

The annual property tax of $2,144 represents an effective rate of 0.62% relative to the list price of $345,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 545 CHESTER, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,031. This includes principal & interest ($1,737 at 6.46% with 20% down), property tax ($179/mo), and estimated insurance (~$115/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 545 CHESTER, Ogden eligible for FHA or VA financing?

Accepted Answer

At $345,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

What is the estimated cap rate for 545 CHESTER, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.3%, based on estimated annual rent of $12,339 and a purchase price of $345,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 44

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,715. Homes in Ogden sell in an average of 71 days, indicating moderate demand in this market. There are 280 active listings currently. Gross rental yield in this area: 3.6%. Utah's steady population growth continues to drive rental demand.

Question 45

Could 545 CHESTER, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 545 CHESTER, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 46

How does 545 CHESTER, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $322,500. This listing is 7% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $400,000. Comparable analysis is based on similar size, age, and location.

Question 47

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.9% over the past year. The current Zillow Home Value Index for this area is $391,600. This listing is priced at 88% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 48

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 49

Is 545 CHESTER, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 7% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 23/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 50

What school district is 545 CHESTER, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: East Ridge Elementary. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 51

What parks are near 545 CHESTER, Ogden?

Accepted Answer

The nearest local park is 9th Street Park (0.3 miles away). The nearest state park is Willard Bay State Park (13.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 52

Is there a golf course near 545 CHESTER, Ogden?

Accepted Answer

The nearest golf course is El Monte Golf Course, 1.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 53

What water activities are near 545 CHESTER, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (7.6 mi); boat ramp at Pineview Reservoir (7.7 mi); fishing at Ogden River (4.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 54

Is 545 CHESTER, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 55

What updates might 545 CHESTER, Ogden need?

Accepted Answer

At 103 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 56

Does 545 CHESTER, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 545 CHESTER, Ogden?

Accepted Answer

The lot is 0.32 acres. Lot features: Curb & Gutter,Fenced: Part,Sidewalks,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Sidewalks, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 545 CHESTER, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 545 CHESTER, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 60

Is there EV charging near 545 CHESTER, Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.9 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

545 CHESTER, Ogden, UT 84404

545 E CHESTER ST, Ogden, UT 84404

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