Question 1

What is the asking price for 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

983 LIBERTY COTTAGES, Ogden is listed at $449,900 ($290/sqft). The original list price was $468,000, representing a reduction of $18,100. Current status: Closed.

Question 2

How many bedrooms and bathrooms does 983 LIBERTY COTTAGES, Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,552 square feet of living space. It is a 2-story home. The lot is 0.18 acres.

Question 3

When was 983 LIBERTY COTTAGES, Ogden built?

Accepted Answer

This property was built in 2025, making it 1 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

983 LIBERTY COTTAGES, Ogden is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the LIBERTY COTTAGES subdivision. Zoning: Single-Family.

Question 5

Does 983 LIBERTY COTTAGES, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $1,500 (about $125/month). This represents an effective tax rate of approximately 0.33% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Entry (Foyer), Lighting, Secured Parking.    View: Mountain(s).

Question 9

How long has 983 LIBERTY COTTAGES, Ogden been on the market?

Accepted Answer

This property has been listed for 140 days. The average days on market in Ogden is 71 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What schools serve 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

Assigned schools: Elementary: Bonneville; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 11

How does this listing compare to the Ogden market?

Accepted Answer

983 LIBERTY COTTAGES, Ogden is listed at $449,900, which is above the Ogden median of $365,000 by $84,900. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 12

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $449,900, this property is below the Utah state median of $510,000 by $60,100. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What heating and cooling systems does 983 LIBERTY COTTAGES, Ogden have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 15

What type of roof does 983 LIBERTY COTTAGES, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 1-year-old home, reviewing recent roof inspections is recommended.

Question 16

Does 983 LIBERTY COTTAGES, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 17

What is 983 LIBERTY COTTAGES, Ogden constructed from?

Accepted Answer

Construction materials include: Composition,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 18

What type of flooring does 983 LIBERTY COTTAGES, Ogden have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 19

What are the water and sewer connections for 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 20

What is the commute like from 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

983 LIBERTY COTTAGES, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 21

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 22

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 23

What would homeowner's insurance cost for 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $449,900, expect approximately $1,350-$2,250/year ($113-$188/month).   Get multiple quotes — rates vary significantly by insurer.

Question 24

What are the estimated closing costs for 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $449,900, expect approximately $8,998-$22,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 25

How does the property tax compare to the list price at 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

The annual property tax of $1,500 represents an effective rate of 0.33% relative to the list price of $449,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 26

Is 983 LIBERTY COTTAGES, Ogden eligible for FHA or VA financing?

Accepted Answer

At $449,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 27

Could 983 LIBERTY COTTAGES, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 983 LIBERTY COTTAGES, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 28

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 29

What school district is 983 LIBERTY COTTAGES, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Bonneville. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 30

Is 983 LIBERTY COTTAGES, Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 31

Does 983 LIBERTY COTTAGES, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 32

What is the lot like at 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

The lot is 0.18 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 33

What utilities are available at 983 LIBERTY COTTAGES, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 34

Does 983 LIBERTY COTTAGES, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

983 LIBERTY COTTAGES, Ogden, UT 84404

983 LIBERTY COTTAGES CT, Ogden, UT 84404

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