Question 1

What is the asking price for 19 RIVER, Oakley?

Accepted Answer

19 RIVER, Oakley is listed at $350,000 ($417/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 19 RIVER, Oakley have?

Accepted Answer

This Residential features 1 bedroom, 1 bathroom, 840 square feet of living space. It is a 2-story home. The lot is 0.47 acres.

Question 3

When was 19 RIVER, Oakley built?

Accepted Answer

This property was built in 1962, making it 64 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 19 RIVER, Oakley?

Accepted Answer

19 RIVER, Oakley is a Residential (Single Family Residence). The architectural style is Cabin. It is located in the ASPEN ACRES subdivision.

Question 5

Is there an HOA for 19 RIVER, Oakley?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $900 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 6

What are the property taxes for 19 RIVER, Oakley?

Accepted Answer

Annual property taxes for this property are approximately $1,657 (about $138/month). This represents an effective tax rate of approximately 0.47% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 19 RIVER, Oakley?

Accepted Answer

Interior features include: Great Room.  The home has 1 fireplace.   View: Mountain(s).

Question 8

Is 19 RIVER, Oakley a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 100/100. Key deal signals: Priced 54% below market value.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

What would the monthly mortgage payment be for 19 RIVER, Oakley?

Accepted Answer

At the current 30-year mortgage rate of 6.66% with 20% down, the estimated monthly principal and interest payment is $1,799. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,837. A 15-year mortgage at 6.04% would be $2,369/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 10

How long has 19 RIVER, Oakley been on the market?

Accepted Answer

This property has been listed for 2 days. The average days on market in Oakley is 44 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 11

What lifestyle features does 19 RIVER, Oakley offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Cabin/Mountain, Fishing, Scenic Views. The primary lifestyle niche is "cabin_mountain." These tags are derived from MLS data, property features, and location analysis.

Question 12

Is 19 RIVER, Oakley good for fishing or outdoor recreation?

Accepted Answer

Yes, this property is well-positioned for outdoor recreation.    Utah offers year-round fishing in rivers, reservoirs, and lakes — a fishing license is required.

Question 13

What schools serve 19 RIVER, Oakley?

Accepted Answer

Assigned schools: Elementary: South Summit; Middle: South Summit; High: South Summit.   School district: South Summit.

Question 14

What high school is near 19 RIVER, Oakley?

Accepted Answer

The nearest high school is South Summit. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 15

What elementary school is near 19 RIVER, Oakley?

Accepted Answer

The nearest elementary school is South Summit. Propaired provides full school ratings and comparison data for all schools in this area.

Question 16

What middle school is near 19 RIVER, Oakley?

Accepted Answer

The nearest middle school is South Summit.

Question 17

Is 19 RIVER, Oakley in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Oakley market?

Accepted Answer

19 RIVER, Oakley is listed at $350,000, which is below the Oakley median of $560,000 by $210,000. There are currently 34 active listings in Oakley. Homes in Oakley sell in an average of 44 days. The average sale-to-list ratio is 98.1%.

Question 19

What is the Oakley real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Oakley is $560,000. There are currently 34 active listings. Homes sell in an average of 44 days. The average sale-to-list ratio is 98.1%. This listing at $350,000 is below the Oakley 2026 median.

Question 20

Are there other homes for sale in Oakley?

Accepted Answer

Yes — there are currently 34 active listings in Oakley. Browse all Oakley homes for sale at propaired.ai/listings/ut/oakley. Prices range around a median of $560,000. Homes in Oakley are selling in about 44 days on average.

Question 21

How does this price compare to the Utah state average?

Accepted Answer

At $350,000, this property is below the Utah state median of $525,000 by $175,000. Oakley prices are 7% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 22

What is the Propaired intelligence score for 19 RIVER, Oakley?

Accepted Answer

This property has a Propaired intelligence score of 55/100, combining deal value (100), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 23

What heating and cooling systems does 19 RIVER, Oakley have?

Accepted Answer

Heating: Electric,Forced Air,Wood. Cooling system details are not listed. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 24

What type of roof does 19 RIVER, Oakley have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 64-year-old home, reviewing recent roof inspections is recommended.

Question 25

Does 19 RIVER, Oakley have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 26

What is 19 RIVER, Oakley constructed from?

Accepted Answer

Construction materials include: Aluminum. The construction type affects long-term maintenance requirements and insurance costs.

Question 27

What type of flooring does 19 RIVER, Oakley have?

Accepted Answer

Flooring types include: Tile,Vinyl.  Tile flooring is durable and ideal for high-traffic areas and bathrooms.  Luxury vinyl/LVP is waterproof, durable, and increasingly popular in Utah homes.

Question 28

What are the water and sewer connections for 19 RIVER, Oakley?

Accepted Answer

Water source: Private. Sewer: Septic Tank.  Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 29

What would homeowner's insurance cost for 19 RIVER, Oakley?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $350,000, expect approximately $1,050-$1,750/year ($88-$146/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 30

What are the estimated closing costs for 19 RIVER, Oakley?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $350,000, expect approximately $7,000-$17,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 31

How does the property tax compare to the list price at 19 RIVER, Oakley?

Accepted Answer

The annual property tax of $1,657 represents an effective rate of 0.47% relative to the list price of $350,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 32

What are the total estimated monthly costs for 19 RIVER, Oakley?

Accepted Answer

Estimated total monthly housing cost: $2,954. This includes principal & interest ($1,799 at 6.66% with 20% down), property tax ($138/mo), HOA ($900/mo), and estimated insurance (~$117/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 33

Is 19 RIVER, Oakley eligible for FHA or VA financing?

Accepted Answer

At $350,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 34

Could 19 RIVER, Oakley be a 1031 exchange property?

Accepted Answer

Yes, 19 RIVER, Oakley could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 35

Is the Oakley neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.7% over the past year. The current Zillow Home Value Index for this area is $724,449. This listing is priced at 48% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 36

What is the price trend in Oakley?

Accepted Answer

Oakley's median price has increased 7.5% month-over-month. Current median: $560,000. Days on market have decreased by 46.8% month-over-month. Homes are selling at 98.1% of list price on average. Monitor these trends to time your offer strategically.

Question 37

What school district is 19 RIVER, Oakley in?

Accepted Answer

This property is in the South Summit school district. Assigned elementary: South Summit. Assigned middle: South Summit. Assigned high: South Summit. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

Is 19 RIVER, Oakley move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 39

What updates might 19 RIVER, Oakley need?

Accepted Answer

At 64 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal. Current heating: Electric,Forced Air,Wood. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 40

Does 19 RIVER, Oakley come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 41

What is the lot like at 19 RIVER, Oakley?

Accepted Answer

The lot is 0.47 acres. Lot features: Secluded,Terrain: Grad Slope,View: Mountain,Wooded,Private. Terrain: Secluded Yard, Terrain, Flat, Terrain: Grad Slope, View: Mountain, Wooded, Private. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 42

What utilities are available at 19 RIVER, Oakley?

Accepted Answer

Available utilities include: Electricity Connected,Sewer: Septic Tank,Water Connected. Water source: Private. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

19 RIVER, Oakley, UT 84055

19 RIVER, Oakley, UT 84055

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