Question 1

What is the asking price for 638 MOUNTAIN, North Ogden?

Accepted Answer

638 MOUNTAIN, North Ogden is listed at $897,900 ($223/sqft). The original list price was $924,900, representing a reduction of $27,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 638 MOUNTAIN, North Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 4,025 square feet of living space. It is a 2-story home. The lot is 0.29 acres.

Question 3

When was 638 MOUNTAIN, North Ogden built?

Accepted Answer

This property was built in 2025, making it 1 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 638 MOUNTAIN, North Ogden?

Accepted Answer

638 MOUNTAIN, North Ogden is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the NORTHVIEW ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 638 MOUNTAIN, North Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 4-car garage and 6 open parking spaces. Total parking capacity: 10 vehicles.

Question 6

Is there an HOA for 638 MOUNTAIN, North Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 638 MOUNTAIN, North Ogden?

Accepted Answer

Annual property taxes for this property are approximately $1 (about Contact for Price/month). This represents an effective tax rate of approximately 0.00% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 638 MOUNTAIN, North Ogden?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Double Pane Windows, Lighting, Patio: Covered, Walkout. The home has 1 fireplace.   View: Mountain(s),Valley.

Question 9

Is 638 MOUNTAIN, North Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 28/100. Key deal signals: Priced 11% below similar homes. The price is 11% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in North Ogden?

Accepted Answer

The median price for similar properties in the area is $1,007,450 (based on 10 homes). At $897,900, this listing is 11% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

Has the price been reduced on 638 MOUNTAIN, North Ogden?

Accepted Answer

Yes, the price has been reduced by 2.9% from the original list price of $924,900 to the current price of $897,900 — a reduction of $27,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 638 MOUNTAIN, North Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $4,521. Including estimated taxes, the total monthly cost is approximately $4,521. A 15-year mortgage at 5.77% would be $5,973/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 638 MOUNTAIN, North Ogden been on the market?

Accepted Answer

This property has been listed for 48 days. The average days on market in North Ogden is 89 days, meaning this listing is moving faster than the local average.

Question 14

Is 638 MOUNTAIN, North Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $26,507 with a gross rental yield of 3.0%. Net rental yield (after estimated expenses): 1.9%.  Estimated debt service coverage ratio (DSCR): 0.37. Investor score: 24/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 638 MOUNTAIN, North Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,209 ($26,508/year). The gross rent multiplier is 33.9x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 638 MOUNTAIN, North Ogden offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: ADU/Multigenerational, Near Ski Resort, Green/Sustainable, Scenic Views. The primary lifestyle niche is "adu_multigenerational." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 638 MOUNTAIN, North Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Nordic Valley is 5.1 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 18

What recreation is near 638 MOUNTAIN, North Ogden?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: North Ogden BST trailhead (1.2 mi); Mountain View Park park (0.8 mi); The Barn Golf Club (1.9 mi); Willard Bay State Park (8.0 mi). Skiing: Nordic Valley (5.1 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 638 MOUNTAIN, North Ogden?

Accepted Answer

Yes, the nearest trailhead is North Ogden BST, just 1.2 miles from the property. Willard Bay State Park is 8.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 638 MOUNTAIN, North Ogden?

Accepted Answer

This property has an amenity proximity score of 72/100. Nearby services include: Grocery: Lee's Marketplace (1.7 mi); Hospital: North Ogden Clinic (2.1 mi); Pharmacy: Roe Rx Inc (3.9 mi); Dining: Papa Murphy's (1.7 mi). Gas station: 2.0 miles. Gym: North Shore Aquatic Center (2.0 mi).

Question 21

How far is the nearest hospital from 638 MOUNTAIN, North Ogden?

Accepted Answer

The nearest hospital is North Ogden Clinic, approximately 2.1 miles from the property. The nearest fire station is 2.0 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 638 MOUNTAIN, North Ogden?

Accepted Answer

Assigned schools: Elementary: Bates; Middle: North Ogden; High: Weber. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Bates School with a 50% state performance score (0.9 miles away). School district: Weber.

Question 23

What is the internet speed at 638 MOUNTAIN, North Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL). Total providers: 12.

Question 24

Is 638 MOUNTAIN, North Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the North Ogden market?

Accepted Answer

638 MOUNTAIN, North Ogden is listed at $897,900, which is above the North Ogden median of $514,500 by $383,400. There are currently 86 active listings in North Ogden. Homes in North Ogden sell in an average of 89 days. The average sale-to-list ratio is 99.3%.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $897,900, this property is above the Utah state median of $510,000 by $387,900. North Ogden prices are 1% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 638 MOUNTAIN, North Ogden?

Accepted Answer

This property has a Propaired intelligence score of 52/100, combining deal value (28), recreation access (72), amenity proximity (72), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

Does 638 MOUNTAIN, North Ogden have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Forced Air,>= 95% efficiency. Cooling: Central Air. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 29

What heating and cooling systems does 638 MOUNTAIN, North Ogden have?

Accepted Answer

Heating: Forced Air,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 638 MOUNTAIN, North Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 1-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 638 MOUNTAIN, North Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Full,Walk-Out Access. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 638 MOUNTAIN, North Ogden constructed from?

Accepted Answer

Construction materials include: Stone,Stucco,Cement Siding. Stone construction provides exceptional durability and a premium aesthetic.

Question 33

What type of flooring does 638 MOUNTAIN, North Ogden have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 638 MOUNTAIN, North Ogden?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 35

What shopping and dining is near 638 MOUNTAIN, North Ogden?

Accepted Answer

The nearest restaurant is Papa Murphy's (1.7 miles away) and the nearest grocery store is Lee's Marketplace (1.7 miles). Coffee: Starbucks (2.0 mi). Banking: America First Credit Union (1.7 mi). Overall amenity proximity score: 72/100.

Question 36

What would homeowner's insurance cost for 638 MOUNTAIN, North Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $897,900, expect approximately $2,694-$4,490/year ($225-$374/month).   Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 638 MOUNTAIN, North Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $897,900, expect approximately $17,958-$44,895 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 638 MOUNTAIN, North Ogden?

Accepted Answer

The annual property tax of $1 represents an effective rate of 0.00% relative to the list price of $897,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 638 MOUNTAIN, North Ogden?

Accepted Answer

Estimated total monthly housing cost: $4,820. This includes principal & interest ($4,521 at 6.46% with 20% down), and estimated insurance (~$299/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 638 MOUNTAIN, North Ogden eligible for FHA or VA financing?

Accepted Answer

At $897,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

What is the estimated cap rate for 638 MOUNTAIN, North Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 1.9%, based on estimated annual rent of $26,507 and a purchase price of $897,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 42

Is North Ogden a good rental market?

Accepted Answer

Estimated monthly rent in North Ogden is approximately $1,774. Homes in North Ogden sell in an average of 89 days, indicating moderate demand in this market. There are 86 active listings currently. Gross rental yield in this area: 3.0%. Utah's steady population growth continues to drive rental demand.

Question 43

Could 638 MOUNTAIN, North Ogden be a 1031 exchange property?

Accepted Answer

Yes, 638 MOUNTAIN, North Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 638 MOUNTAIN, North Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $1,007,450. This listing is 11% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $730,000. Comparable analysis is based on similar size, age, and location.

Question 45

Is the North Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 3.0% over the past year. The current Zillow Home Value Index for this area is $519,482. This listing is priced at 173% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 46

What is the price trend in North Ogden?

Accepted Answer

North Ogden's median price has decreased 1.9% month-over-month. Current median: $514,500. Days on market have decreased by 91.6% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 47

Is 638 MOUNTAIN, North Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 11% below comparable homes, this property appears competitively priced. Deal score: 28/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 48

What school district is 638 MOUNTAIN, North Ogden in?

Accepted Answer

This property is in the Weber school district. Assigned elementary: Bates. Assigned middle: North Ogden. Assigned high: Weber. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

What parks are near 638 MOUNTAIN, North Ogden?

Accepted Answer

The nearest local park is Mountain View Park (0.8 miles away). The nearest state park is Willard Bay State Park (8.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 50

Is there a golf course near 638 MOUNTAIN, North Ogden?

Accepted Answer

The nearest golf course is The Barn Golf Club, 1.9 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 51

What water activities are near 638 MOUNTAIN, North Ogden?

Accepted Answer

Water recreation near this property includes: Willard Bay (7.4 mi); boat ramp at Willard Bay South Marina (6.2 mi); fishing at Ogden River (8.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 52

Is 638 MOUNTAIN, North Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 53

Does 638 MOUNTAIN, North Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 54

What is the lot like at 638 MOUNTAIN, North Ogden?

Accepted Answer

The lot is 0.29 acres. Lot features: Curb & Gutter,Road: Paved,Sidewalks,View: Mountain,View: Valley. Terrain: Curb & Gutter, Road: Paved, Sidewalks, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 55

What utilities are available at 638 MOUNTAIN, North Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 56

Does 638 MOUNTAIN, North Ogden have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 57

Is there EV charging near 638 MOUNTAIN, North Ogden?

Accepted Answer

The nearest EV charging station is Tesla, approximately 1.7 miles from the property. With a 4-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

638 MOUNTAIN, North Ogden, UT 84414

638 E MOUNTAIN RD, North Ogden, UT 84414

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