Question 1

What is the asking price for 409 3085, Nibley?

Accepted Answer

409 3085, Nibley is listed at $469,000 ($297/sqft). The original list price was $489,000, representing a reduction of $20,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 409 3085, Nibley have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,578 square feet of living space. It is a 1-story home. The lot is 0.16 acres.

Question 3

When was 409 3085, Nibley built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 409 3085, Nibley?

Accepted Answer

409 3085, Nibley is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the RIDGELINE PARK subdivision. Zoning: Single-Family.

Question 5

Does 409 3085, Nibley have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 409 3085, Nibley?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $222 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 409 3085, Nibley?

Accepted Answer

Annual property taxes for this property are approximately $1,871 (about $156/month). This represents an effective tax rate of approximately 0.40% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 409 3085, Nibley?

Accepted Answer

Interior features include: Closet: Walk-In, Den/Office, Disposal, Great Room, Range: Gas. Exterior features include: Double Pane Windows, Sliding Glass Doors, Patio: Open.    View: Mountain(s).

Question 9

Is 409 3085, Nibley a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 23/100. Key deal signals: Priced 12% below market median (per-type); 4% price reduction from original list.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 409 3085, Nibley?

Accepted Answer

Yes, the price has been reduced by 4.1% from the original list price of $489,000 to the current price of $469,000 — a reduction of $20,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 409 3085, Nibley?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,362. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,740. A 15-year mortgage at 5.77% would be $3,120/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 409 3085, Nibley been on the market?

Accepted Answer

This property has been listed for 29 days. The average days on market in Nibley is 78 days, meaning this listing is moving faster than the local average.

Question 13

Is 409 3085, Nibley a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $11,433 with a gross rental yield of 2.4%. Net rental yield (after estimated expenses): 1.6%.  Estimated debt service coverage ratio (DSCR): 0.30. Investor score: 35/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 409 3085, Nibley?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $953 ($11,436/year). The gross rent multiplier is 41.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 409 3085, Nibley offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: Pool, Trail/Hiking Access, Scenic Views, Sport Court, Historic/Character, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 16

Does 409 3085, Nibley have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 17

Is 409 3085, Nibley new construction?

Accepted Answer

Yes, this is a new construction property built in 2023. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

What recreation is near 409 3085, Nibley?

Accepted Answer

This property has a recreation score of 63/100. Nearby recreation includes: Providence Canyon trailhead (2.7 mi); Anhder Park park (0.3 mi); Logan River Golf Course (2.2 mi); Hyrum State Park (3.2 mi). Skiing: Cherry Peak (17.2 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 409 3085, Nibley?

Accepted Answer

Yes, the nearest trailhead is Providence Canyon, just 2.7 miles from the property. Hyrum State Park is 3.2 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 409 3085, Nibley?

Accepted Answer

This property has an amenity proximity score of 80/100. Nearby services include: Grocery: Ginny's Pit Stop (0.5 mi); Hospital: South Cache Valley Clinic (1.9 mi); Pharmacy: Macey's Pharmacy (2.2 mi); Dining: Mo Bettah's (2.0 mi). Gas station: 1.6 miles. Gym: Millville pickleball courts (1.7 mi).

Question 21

How far is the nearest hospital from 409 3085, Nibley?

Accepted Answer

The nearest hospital is South Cache Valley Clinic, approximately 1.9 miles from the property. The nearest fire station is 2.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 409 3085, Nibley?

Accepted Answer

Assigned schools: Elementary: Nibley; Middle: Spring Creek; High: Ridgeline.   School district: Cache.

Question 23

What is the internet speed at 409 3085, Nibley?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Blue Spring Broadband (50 Mbps, Fixed Wireless); CenturyLink (40 Mbps, DSL). Total providers: 12.

Question 24

Is 409 3085, Nibley in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Nibley market?

Accepted Answer

409 3085, Nibley is listed at $469,000, which is above the Nibley median of $445,000 by $24,000. There are currently 57 active listings in Nibley. Homes in Nibley sell in an average of 78 days. The average sale-to-list ratio is 99.5%.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $469,000, this property is below the Utah state median of $510,000 by $41,000. Nibley prices are 13% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 409 3085, Nibley?

Accepted Answer

This property has a Propaired intelligence score of 50/100, combining deal value (23), recreation access (63), amenity proximity (80), broadband quality (100), and lifestyle features (6 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 409 3085, Nibley have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 409 3085, Nibley have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 409 3085, Nibley have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 409 3085, Nibley constructed from?

Accepted Answer

Construction materials include: Stone,Stucco,Cement Siding. Stone construction provides exceptional durability and a premium aesthetic.

Question 32

What type of flooring does 409 3085, Nibley have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 409 3085, Nibley?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 34

What shopping and dining is near 409 3085, Nibley?

Accepted Answer

The nearest restaurant is Mo Bettah's (2.0 miles away) and the nearest grocery store is Ginny's Pit Stop (0.5 miles). Coffee: Cache Coffee and More (2.4 mi). Banking: Zions Bank (1.7 mi). Overall amenity proximity score: 80/100.

Question 35

What would homeowner's insurance cost for 409 3085, Nibley?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $469,000, expect approximately $1,407-$2,345/year ($117-$195/month).   Get multiple quotes — rates vary significantly by insurer.

Question 36

What are the estimated closing costs for 409 3085, Nibley?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $469,000, expect approximately $9,380-$23,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 37

How does the property tax compare to the list price at 409 3085, Nibley?

Accepted Answer

The annual property tax of $1,871 represents an effective rate of 0.40% relative to the list price of $469,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 38

What are the total estimated monthly costs for 409 3085, Nibley?

Accepted Answer

Estimated total monthly housing cost: $2,896. This includes principal & interest ($2,362 at 6.46% with 20% down), property tax ($156/mo), HOA ($222/mo), and estimated insurance (~$156/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 39

Is 409 3085, Nibley eligible for FHA or VA financing?

Accepted Answer

At $469,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 40

What is the estimated cap rate for 409 3085, Nibley?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 1.6%, based on estimated annual rent of $11,433 and a purchase price of $469,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 41

Is Nibley a good rental market?

Accepted Answer

Estimated monthly rent in Nibley is approximately $1,231. Homes in Nibley sell in an average of 78 days, indicating moderate demand in this market. There are 57 active listings currently. Gross rental yield in this area: 2.4%. Utah's steady population growth continues to drive rental demand.

Question 42

Could 409 3085, Nibley be a 1031 exchange property?

Accepted Answer

Yes, 409 3085, Nibley could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

Is the Nibley neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.7% over the past year. The current Zillow Home Value Index for this area is $475,626. This listing is priced at 99% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Nibley?

Accepted Answer

Nibley's median price has decreased 2.5% month-over-month. Current median: $445,000. Days on market have decreased by 72.8% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 45

What school district is 409 3085, Nibley in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Nibley. Assigned middle: Spring Creek. Assigned high: Ridgeline. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 46

What parks are near 409 3085, Nibley?

Accepted Answer

The nearest local park is Anhder Park (0.3 miles away). The nearest state park is Hyrum State Park (3.2 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 47

Is there a golf course near 409 3085, Nibley?

Accepted Answer

The nearest golf course is Logan River Golf Course, 2.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 48

What water activities are near 409 3085, Nibley?

Accepted Answer

Water recreation near this property includes: Willard Bay (23.9 mi); boat ramp at Hyrum State Park (3.8 mi); fishing at Logan River (7.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 49

Is 409 3085, Nibley move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 50

Does 409 3085, Nibley come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 51

What is the lot like at 409 3085, Nibley?

Accepted Answer

The lot is 0.16 acres. Lot features: Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 52

What utilities are available at 409 3085, Nibley?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 53

Does 409 3085, Nibley have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 54

Is there EV charging near 409 3085, Nibley?

Accepted Answer

The nearest EV charging station is Tesla Destination Charger, approximately 2.9 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 55

Is 409 3085, Nibley a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2023, it represents mid-century design elements. Architectural style: Rambler/Ranch. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

409 3085, Nibley, UT 84321

409 W 3085 S, Nibley, UT 84321

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