Question 1

What is the asking price for 55 400, Nephi?

Accepted Answer

55 400, Nephi is listed at $439,000 ($199/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 55 400, Nephi have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 2,208 square feet of living space. It is a 2-story home. The lot is 0.26 acres.

Question 3

When was 55 400, Nephi built?

Accepted Answer

This property was built in 1958, making it 68 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 55 400, Nephi?

Accepted Answer

55 400, Nephi is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Does 55 400, Nephi have a garage or parking?

Accepted Answer

Yes, this property includes 2 open parking spaces and a carport. Total parking capacity: 4 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 55 400, Nephi?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 55 400, Nephi?

Accepted Answer

Annual property taxes for this property are approximately $1,837 (about $153/month). This represents an effective tax rate of approximately 0.42% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 55 400, Nephi?

Accepted Answer

Interior features include: Central Vacuum, Disposal, Floor Drains, French Doors, Range: Gas. Exterior features include: Basement Entrance, Out Buildings, Patio: Covered, Walkout. The home has 2 fireplaces.   View: Mountain(s).

Question 9

Is 55 400, Nephi a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 100/100. Key deal signals: Priced 18% below similar homes; Priced 18% below market value; 10.3% year-over-year market appreciation. The price is 18% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Nephi?

Accepted Answer

The median price for similar properties in the area is $534,450 (based on 10 homes). At $439,000, this listing is 18% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 55 400, Nephi?

Accepted Answer

At the current 30-year mortgage rate of 6.66% with 20% down, the estimated monthly principal and interest payment is $2,257. Including estimated taxes, the total monthly cost is approximately $2,410. A 15-year mortgage at 6.04% would be $2,971/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 55 400, Nephi been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Nephi is 93 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What lifestyle features does 55 400, Nephi offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Pool, RV-Friendly, Hot Tub/Spa. The primary lifestyle niche is "rv_friendly." These tags are derived from MLS data, property features, and location analysis.

Question 14

Does 55 400, Nephi have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 15

What recreation is near 55 400, Nephi?

Accepted Answer

This property has a recreation score of 64/100. Nearby recreation includes: Nebo Bench trailhead (7.6 mi); Old Mill Park park (0.1 mi); Canyon Hills Golf Course (1.3 mi); Yuba State Park (24.8 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

Are there hiking trails near 55 400, Nephi?

Accepted Answer

Yes, the nearest trailhead is Nebo Bench, just 7.6 miles from the property. Yuba State Park is 24.8 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 17

What amenities and services are near 55 400, Nephi?

Accepted Answer

This property has an amenity proximity score of 98/100. Nearby services include: Grocery: Dollar General (0.5 mi); Hospital: James M. Besendorfer, MD (1.7 mi); Pharmacy: Mt Nebo Pharmacy (1.1 mi); Dining: Peak Wellness & Nutrition LLC (0.1 mi). Gas station: 0.3 miles. Gym: Quality Fitness & Health (0.8 mi).

Question 18

How far is the nearest hospital from 55 400, Nephi?

Accepted Answer

The nearest hospital is James M. Besendorfer, MD, approximately 1.7 miles from the property. The nearest fire station is 0.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 55 400, Nephi?

Accepted Answer

Assigned schools: Elementary: Nebo View; Middle: Juab; High: Juab.   School district: Juab.

Question 20

What high school is near 55 400, Nephi?

Accepted Answer

The nearest high school is Juab. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 21

What elementary school is near 55 400, Nephi?

Accepted Answer

The nearest elementary school is Nebo View. Propaired provides full school ratings and comparison data for all schools in this area.

Question 22

What middle school is near 55 400, Nephi?

Accepted Answer

The nearest middle school is Juab.

Question 23

What is the internet speed at 55 400, Nephi?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 2000 Mbps upload. Fiber internet is available at this address. Available providers: CentraCom (2000 Mbps, Fiber); CentraCom (1000 Mbps, Fiber); CentraCom (1000 Mbps, Cable). Total providers: 7.

Question 24

Is 55 400, Nephi in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Nephi market?

Accepted Answer

55 400, Nephi is listed at $439,000, which is below the Nephi median of $509,900 by $70,900. There are currently 40 active listings in Nephi. Homes in Nephi sell in an average of 93 days. The average sale-to-list ratio is 99.1%.

Question 26

What is the Nephi real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Nephi is $509,900. There are currently 40 active listings. Homes sell in an average of 93 days. The average sale-to-list ratio is 99.1%. This listing at $439,000 is below the Nephi 2026 median.

Question 27

Are there other homes for sale in Nephi?

Accepted Answer

Yes — there are currently 40 active listings in Nephi. Browse all Nephi homes for sale at propaired.ai/listings/ut/nephi. Prices range around a median of $509,900. Homes in Nephi are selling in about 93 days on average.

Question 28

How does this price compare to the Utah state average?

Accepted Answer

At $439,000, this property is below the Utah state median of $525,000 by $86,000. Nephi prices are 3% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 29

What is the Propaired intelligence score for 55 400, Nephi?

Accepted Answer

This property has a Propaired intelligence score of 79/100, combining deal value (100), recreation access (64), amenity proximity (98), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 30

What heating and cooling systems does 55 400, Nephi have?

Accepted Answer

Heating: Forced Air,Gas: Central,Wood. Cooling: Evaporative Cooling. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 31

What type of roof does 55 400, Nephi have?

Accepted Answer

The roof material is Asphalt,Tar/Gravel. Asphalt shingles typically last 20-30 years in Utah's climate. With a 68-year-old home, reviewing recent roof inspections is recommended.

Question 32

Does 55 400, Nephi have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 33

What is 55 400, Nephi constructed from?

Accepted Answer

Construction materials include: Brick,Clapboard/Masonite. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 34

What type of flooring does 55 400, Nephi have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 35

What are the water and sewer connections for 55 400, Nephi?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 36

What shopping and dining is near 55 400, Nephi?

Accepted Answer

The nearest restaurant is Peak Wellness & Nutrition LLC (0.1 miles away) and the nearest grocery store is Dollar General (0.5 miles). Coffee: The Haven Coffee House & Roasting Co (0.1 mi). Banking: Wells Fargo Bank (0.2 mi). Overall amenity proximity score: 98/100.

Question 37

What would homeowner's insurance cost for 55 400, Nephi?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $439,000, expect approximately $1,317-$2,195/year ($110-$183/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 55 400, Nephi?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $439,000, expect approximately $8,780-$21,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 55 400, Nephi?

Accepted Answer

The annual property tax of $1,837 represents an effective rate of 0.42% relative to the list price of $439,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 55 400, Nephi?

Accepted Answer

Estimated total monthly housing cost: $2,556. This includes principal & interest ($2,257 at 6.66% with 20% down), property tax ($153/mo), and estimated insurance (~$146/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 55 400, Nephi eligible for FHA or VA financing?

Accepted Answer

At $439,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

Could 55 400, Nephi be a 1031 exchange property?

Accepted Answer

Yes, 55 400, Nephi could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 55 400, Nephi compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $534,450. This listing is 18% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $549,900. Comparable analysis is based on similar size, age, and location.

Question 44

Is the Nephi neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 10.3% over the past year. The current Zillow Home Value Index for this area is $222,559. This listing is priced at 197% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 45

What is the price trend in Nephi?

Accepted Answer

Nephi's median price has increased 7.1% month-over-month. Current median: $509,900. Days on market have increased by 21.3% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 46

Is 55 400, Nephi overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 18% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 47

What school district is 55 400, Nephi in?

Accepted Answer

This property is in the Juab school district. Assigned elementary: Nebo View. Assigned middle: Juab. Assigned high: Juab. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 48

What parks are near 55 400, Nephi?

Accepted Answer

The nearest local park is Old Mill Park (0.1 miles away). The nearest state park is Yuba State Park (24.8 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 49

Is there a golf course near 55 400, Nephi?

Accepted Answer

The nearest golf course is Canyon Hills Golf Course, 1.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 50

What water activities are near 55 400, Nephi?

Accepted Answer

Water recreation near this property includes: Utah Lake (35.5 mi); boat ramp at Mona Reservoir (11.7 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 51

Is 55 400, Nephi move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 52

What updates might 55 400, Nephi need?

Accepted Answer

At 68 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt,Tar/Gravel. Current heating: Forced Air,Gas: Central,Wood. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 53

Does 55 400, Nephi come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 54

What is the lot like at 55 400, Nephi?

Accepted Answer

The lot is 0.26 acres. Lot features: Fenced: Part,Road: Paved,Secluded,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Part, Road: Paved, Secluded Yard, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 55

What utilities are available at 55 400, Nephi?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 56

Does 55 400, Nephi have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,Wood. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Evaporative Cooling) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 57

Is there EV charging near 55 400, Nephi?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 2.1 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 58

Can I park an RV or boat at 55 400, Nephi?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.26-acre lot provides ample space.  RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

55 400, Nephi, UT 84648

55 E 400 N, Nephi, UT 84648

About This Property

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Property Info

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Structure & Systems

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Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

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Short-Term Rental

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Recreation NearbyScore: 64/100

Amenities NearbyScore: 98/100

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All Property Details

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Recreation NearbyScore: 64/100

Amenities NearbyScore: 98/100

All Property Details

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Recreation Nearby
Score: 64/100

Amenities Nearby
Score: 98/100

Recreation Nearby
Score: 64/100

Amenities Nearby
Score: 98/100