Question 1

What is the asking price for 1318 550, Nephi?

Accepted Answer

1318 550, Nephi is listed at $519,000 ($188/sqft). The original list price was $549,000, representing a reduction of $30,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1318 550, Nephi have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 2,758 square feet of living space. It is a 2-story home. The lot is 0.33 acres.

Question 3

When was 1318 550, Nephi built?

Accepted Answer

This property was built in 1997, making it 29 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1318 550, Nephi?

Accepted Answer

1318 550, Nephi is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the NEBO HEIGHTS SUBD subdivision. Zoning: Single-Family.

Question 5

Does 1318 550, Nephi have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces and a carport. Total parking capacity: 8 vehicles.

Question 6

Is there an HOA for 1318 550, Nephi?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 1318 550, Nephi?

Accepted Answer

Annual property taxes for this property are approximately $2,447 (about $204/month). This represents an effective tax rate of approximately 0.47% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1318 550, Nephi?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Great Room, Jetted Tub, Range: Gas. Exterior features include: Double Pane Windows, Out Buildings, Lighting, Patio: Open.    View: Mountain(s),Valley.

Question 9

Is 1318 550, Nephi a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 60/100. Key deal signals: 4.3% year-over-year market appreciation; 5% price reduction from original list. The price is 2% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Nephi?

Accepted Answer

The median price for similar properties in the area is $527,500 (based on 10 homes). At $519,000, this listing is 2% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 1318 550, Nephi?

Accepted Answer

Yes, the price has been reduced by 5.5% from the original list price of $549,000 to the current price of $519,000 — a reduction of $30,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 1318 550, Nephi?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $2,570. Including estimated taxes, the total monthly cost is approximately $2,774. A 15-year mortgage at 5.65% would be $3,426/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 1318 550, Nephi been on the market?

Accepted Answer

This property has been listed for 57 days. The average days on market in Nephi is 134 days, meaning this listing is moving faster than the local average.

Question 14

What lifestyle features does 1318 550, Nephi offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Scenic Views, Hot Tub/Spa, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 15

Is 1318 550, Nephi new construction?

Accepted Answer

Yes, this is a new construction property built in 1997. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 16

What recreation is near 1318 550, Nephi?

Accepted Answer

This property has a recreation score of 73/100. Nearby recreation includes: Nebo Bench trailhead (6.7 mi); Nebo Heights Park park (0.3 mi); Canyon Hills Golf Course (1.4 mi); Yuba State Park (26.2 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 1318 550, Nephi?

Accepted Answer

Yes, the nearest trailhead is Nebo Bench, just 6.7 miles from the property. Yuba State Park is 26.2 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 1318 550, Nephi?

Accepted Answer

This property has an amenity proximity score of 92/100. Nearby services include: Grocery: Mt Nebo Market (0.6 mi); Hospital: James M. Besendorfer, MD (0.3 mi); Pharmacy: Breckenridge Steve N (0.3 mi); Dining: Oriental Garden (0.3 mi). Gas station: 0.5 miles. Gym: Nephi Pool (0.9 mi).

Question 19

How far is the nearest hospital from 1318 550, Nephi?

Accepted Answer

The nearest hospital is James M. Besendorfer, MD, approximately 0.3 miles from the property. The nearest fire station is 1.3 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 1318 550, Nephi?

Accepted Answer

Assigned schools: Elementary: Nebo View; Middle: Juab; High: Juab.   School district: Juab.

Question 21

What high school is near 1318 550, Nephi?

Accepted Answer

The nearest high school is Juab. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 1318 550, Nephi?

Accepted Answer

The nearest elementary school is Nebo View. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 1318 550, Nephi?

Accepted Answer

The nearest middle school is Juab.

Question 24

What is the internet speed at 1318 550, Nephi?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CentraCom (1000 Mbps, Fiber); CentraCom (1000 Mbps, Cable). Total providers: 6.

Question 25

Is 1318 550, Nephi in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Nephi market?

Accepted Answer

1318 550, Nephi is listed at $519,000, which is above the Nephi median of $445,000 by $74,000. There are currently 35 active listings in Nephi. Homes in Nephi sell in an average of 134 days. The average sale-to-list ratio is 99.3%.

Question 27

What is the Nephi real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Nephi is $445,000. There are currently 35 active listings. Homes sell in an average of 134 days. The average sale-to-list ratio is 99.3%. This listing at $519,000 is above the Nephi 2026 median.

Question 28

Are there other homes for sale in Nephi?

Accepted Answer

Yes — there are currently 35 active listings in Nephi. Browse all Nephi homes for sale at propaired.ai/listings/ut/nephi. Prices range around a median of $445,000. Homes in Nephi are selling in about 134 days on average.

Question 29

How does this price compare to the Utah state average?

Accepted Answer

At $519,000, this property is above the Utah state median of $510,000 by $9,000. Nephi prices are 13% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 30

What is the Propaired intelligence score for 1318 550, Nephi?

Accepted Answer

This property has a Propaired intelligence score of 66/100, combining deal value (60), recreation access (73), amenity proximity (92), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 31

What heating and cooling systems does 1318 550, Nephi have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 1318 550, Nephi have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 29-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 1318 550, Nephi have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 1318 550, Nephi constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 35

What type of flooring does 1318 550, Nephi have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 36

What are the water and sewer connections for 1318 550, Nephi?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 37

What shopping and dining is near 1318 550, Nephi?

Accepted Answer

The nearest restaurant is Oriental Garden (0.3 miles away) and the nearest grocery store is Mt Nebo Market (0.6 miles). Coffee: 7-Eleven (1.5 mi). Banking: America First Credit Union (inside Mt Nebo Market) (0.5 mi). Overall amenity proximity score: 92/100.

Question 38

What would homeowner's insurance cost for 1318 550, Nephi?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $519,000, expect approximately $1,557-$2,595/year ($130-$216/month).   Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 1318 550, Nephi?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $519,000, expect approximately $10,380-$25,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 1318 550, Nephi?

Accepted Answer

The annual property tax of $2,447 represents an effective rate of 0.47% relative to the list price of $519,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 1318 550, Nephi?

Accepted Answer

Estimated total monthly housing cost: $2,947. This includes principal & interest ($2,570 at 6.30% with 20% down), property tax ($204/mo), and estimated insurance (~$173/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 1318 550, Nephi eligible for FHA or VA financing?

Accepted Answer

At $519,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

Could 1318 550, Nephi be a 1031 exchange property?

Accepted Answer

Yes, 1318 550, Nephi could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 1318 550, Nephi compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $527,500. This listing is 2% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $542,450. Comparable analysis is based on similar size, age, and location.

Question 45

Is the Nephi neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 4.3% over the past year. The current Zillow Home Value Index for this area is $447,837. This listing is priced at 116% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 46

What is the price trend in Nephi?

Accepted Answer

Nephi's median price has decreased 6.3% month-over-month. Current median: $445,000. Days on market have increased by 37.6% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 47

Is 1318 550, Nephi overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 60/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 48

What school district is 1318 550, Nephi in?

Accepted Answer

This property is in the Juab school district. Assigned elementary: Nebo View. Assigned middle: Juab. Assigned high: Juab. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

What parks are near 1318 550, Nephi?

Accepted Answer

The nearest local park is Nebo Heights Park (0.3 miles away). The nearest state park is Yuba State Park (26.2 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 50

Is there a golf course near 1318 550, Nephi?

Accepted Answer

The nearest golf course is Canyon Hills Golf Course, 1.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 51

What water activities are near 1318 550, Nephi?

Accepted Answer

Water recreation near this property includes: Utah Lake (34.0 mi); boat ramp at Mona Reservoir (10.3 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 52

Is 1318 550, Nephi move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 53

What updates might 1318 550, Nephi need?

Accepted Answer

At 29 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 54

Does 1318 550, Nephi come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 55

What is the lot like at 1318 550, Nephi?

Accepted Answer

The lot is 0.33 acres. Lot features: Curb & Gutter,Fenced: Full,Secluded,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain,View: Valley. Terrain: Curb & Gutter, Fenced: Full, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 56

What utilities are available at 1318 550, Nephi?

Accepted Answer

Available utilities include: Natural Gas Available,Natural Gas Connected,Electricity Available,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 57

Does 1318 550, Nephi have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 58

Is there EV charging near 1318 550, Nephi?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 3.6 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

1318 550, Nephi, UT 84648

1318 N 550 E, Nephi, UT 84648

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