Question 1

What is the asking price for 465 3860, Naples?

Accepted Answer

465 3860, Naples is listed at $474,900 ($145/sqft). The original list price was $559,000, representing a reduction of $84,100. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 465 3860, Naples have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 3,278 square feet of living space. It is a 3-story home. The lot is 0.23 acres.

Question 3

When was 465 3860, Naples built?

Accepted Answer

This property was built in 2007, making it 19 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 465 3860, Naples?

Accepted Answer

465 3860, Naples is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the ASHLEY HEIGHTS PLAT subdivision. Zoning: Single-Family.

Question 5

Does 465 3860, Naples have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 465 3860, Naples?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $20 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 465 3860, Naples?

Accepted Answer

Annual property taxes for this property are approximately $2,162 (about $180/month). This represents an effective tax rate of approximately 0.46% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 465 3860, Naples?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Central Vacuum, Closet: Walk-In, Den/Office. Exterior features include: Basement Entrance, Double Pane Windows, Porch: Open, Walkout. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 465 3860, Naples a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 98/100. Key deal signals: Priced 10% below similar homes; 6.3% year-over-year market appreciation; 15% price reduction from original list. The price is 10% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Naples?

Accepted Answer

The median price for similar properties in the area is $529,000 (based on 5 homes). At $474,900, this listing is 10% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

Has the price been reduced on 465 3860, Naples?

Accepted Answer

Yes, the price has been reduced by 15.0% from the original list price of $559,000 to the current price of $474,900 — a reduction of $84,100. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 465 3860, Naples?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $2,352. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,552. A 15-year mortgage at 5.65% would be $3,135/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 465 3860, Naples been on the market?

Accepted Answer

This property has been listed for 421 days.  Extended time on market may present negotiation opportunities for buyers.

Question 14

Can 465 3860, Naples be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $26,800. Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 15

What lifestyle features does 465 3860, Naples offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Trail/Hiking Access, Historic/Character, Short-Term Rental Potential. The primary lifestyle niche is "str_potential." These tags are derived from MLS data, property features, and location analysis.

Question 16

What recreation is near 465 3860, Naples?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: McCoy Flats trailhead (4.1 mi); Ball Park park (2.6 mi); Dinaland Golf Course (4.3 mi); Utah Field House SP (Vernal) (3.9 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 465 3860, Naples?

Accepted Answer

Yes, the nearest trailhead is McCoy Flats, just 4.1 miles from the property. Utah Field House SP (Vernal) is 3.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 465 3860, Naples?

Accepted Answer

This property has an amenity proximity score of 67/100. Nearby services include: Grocery: Maverik (2.4 mi); Hospital: Vernal Sleep Lab (4.0 mi); Pharmacy: Walgreens Pharmacy (3.6 mi); Dining: Subway (2.4 mi). Gas station: 2.4 miles. Gym: Classy Brass Indoor Pistol Range (3.0 mi).

Question 19

How far is the nearest hospital from 465 3860, Naples?

Accepted Answer

The nearest hospital is Vernal Sleep Lab, approximately 4.0 miles from the property. The nearest fire station is 2.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 465 3860, Naples?

Accepted Answer

Assigned schools: Elementary: Naples; Middle: Vernal Mid; High: Uintah.   School district: Uintah.

Question 21

What high school is near 465 3860, Naples?

Accepted Answer

The nearest high school is Uintah. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 465 3860, Naples?

Accepted Answer

The nearest elementary school is Naples. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 465 3860, Naples?

Accepted Answer

The nearest middle school is Vernal Mid.

Question 24

What is the internet speed at 465 3860, Naples?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); HughesNet (100 Mbps, Satellite); STRATA Networks (2000 Mbps, Fiber). Total providers: 6.

Question 25

Is 465 3860, Naples in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

What is the Propaired intelligence score for 465 3860, Naples?

Accepted Answer

This property has a Propaired intelligence score of 75/100, combining deal value (98), recreation access (72), amenity proximity (67), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 465 3860, Naples have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 465 3860, Naples have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 19-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 465 3860, Naples have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 465 3860, Naples constructed from?

Accepted Answer

Construction materials include: Asphalt,Clapboard/Masonite,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 31

What type of flooring does 465 3860, Naples have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 465 3860, Naples?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 33

What shopping and dining is near 465 3860, Naples?

Accepted Answer

The nearest restaurant is Subway (2.4 miles away) and the nearest grocery store is Maverik (2.4 miles). Coffee: Beans & Brews (3.1 mi). Banking: ATM 7ELEVEN, INC. (2.5 mi). Overall amenity proximity score: 67/100.

Question 34

What would homeowner's insurance cost for 465 3860, Naples?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $474,900, expect approximately $1,425-$2,375/year ($119-$198/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 465 3860, Naples?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $474,900, expect approximately $9,498-$23,745 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 465 3860, Naples?

Accepted Answer

The annual property tax of $2,162 represents an effective rate of 0.46% relative to the list price of $474,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 465 3860, Naples?

Accepted Answer

Estimated total monthly housing cost: $2,710. This includes principal & interest ($2,352 at 6.30% with 20% down), property tax ($180/mo), HOA ($20/mo), and estimated insurance (~$158/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 465 3860, Naples eligible for FHA or VA financing?

Accepted Answer

At $474,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

Could 465 3860, Naples be a 1031 exchange property?

Accepted Answer

Yes, 465 3860, Naples could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

How does 465 3860, Naples compare to recently sold homes nearby?

Accepted Answer

Based on 5 comparable properties, the median sold price in this area is $529,000. This listing is 10% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $350,000. Comparable analysis is based on similar size, age, and location.

Question 41

Is the Naples neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.3% over the past year. The current Zillow Home Value Index for this area is $381,799. This listing is priced at 124% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

Is 465 3860, Naples overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 10% below comparable homes, this property appears competitively priced. Deal score: 98/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 43

What school district is 465 3860, Naples in?

Accepted Answer

This property is in the Uintah school district. Assigned elementary: Naples. Assigned middle: Vernal Mid. Assigned high: Uintah. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

What parks are near 465 3860, Naples?

Accepted Answer

The nearest local park is Ball Park (2.6 miles away). The nearest state park is Utah Field House SP (Vernal) (3.9 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 45

Is there a golf course near 465 3860, Naples?

Accepted Answer

The nearest golf course is Dinaland Golf Course, 4.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 46

What water activities are near 465 3860, Naples?

Accepted Answer

Water recreation near this property includes: boat ramp at Steinaker State Park (8.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 47

Is 465 3860, Naples move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 48

Does 465 3860, Naples come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 49

What is the lot like at 465 3860, Naples?

Accepted Answer

The lot is 0.23 acres. Lot features: Corner Lot,Curb & Gutter,Road: Paved,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain. Terrain: Corner Lot, Curb & Gutter, Road: Paved, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

What utilities are available at 465 3860, Naples?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 51

Does 465 3860, Naples have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 52

Is there EV charging near 465 3860, Naples?

Accepted Answer

The nearest EV charging station is Tesla Supercharger, approximately 3.1 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 53

Is 465 3860, Naples a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2007, it represents mid-century design elements. Architectural style: Stories: 2. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

465 3860, Naples, UT 84078

465 W 3860 S, Naples, UT 84078

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