Question 1

What is the asking price for 417 MAIN, Monticello?

Accepted Answer

417 MAIN, Monticello is listed at $389,900 ($130/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 417 MAIN, Monticello have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 3,008 square feet of living space. It is a 2-story home. The lot is 0.32 acres.

Question 3

When was 417 MAIN, Monticello built?

Accepted Answer

This property was built in 1977, making it 49 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 417 MAIN, Monticello?

Accepted Answer

417 MAIN, Monticello is a Residential (Single Family Residence). The architectural style is Split-Entry/Bi-Level.  Zoning: Single-Family.

Question 5

Does 417 MAIN, Monticello have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 417 MAIN, Monticello?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 417 MAIN, Monticello?

Accepted Answer

Annual property taxes for this property are approximately $1,928 (about $161/month). This represents an effective tax rate of approximately 0.49% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 417 MAIN, Monticello?

Accepted Answer

Interior features include: Disposal. Exterior features include: Basement Entrance, Deck; Covered, Double Pane Windows, Sliding Glass Doors.    View: Mountain(s).

Question 9

Is 417 MAIN, Monticello a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 90/100. Key deal signals: 11.2% year-over-year market appreciation; 143% STR gross rent coverage of monthly ownership cost. The price is 21% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Monticello?

Accepted Answer

The median price for similar properties in the area is $321,950 (based on 8 homes). At $389,900, this listing is 21% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 417 MAIN, Monticello?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,943. Including estimated taxes, the total monthly cost is approximately $2,104. A 15-year mortgage at 5.71% would be $2,584/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 417 MAIN, Monticello been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Monticello is 95 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What recreation is near 417 MAIN, Monticello?

Accepted Answer

This property has a recreation score of 96/100. Nearby recreation includes: Millsite Primary trailhead (0.4 mi); Park park (0.2 mi); The Hideout Golf Club (0.2 mi); Dead Horse Point SP (47.9 mi); Canyonlands NP — Needles Entrance (35.2 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 14

Are there hiking trails near 417 MAIN, Monticello?

Accepted Answer

Yes, the nearest trailhead is Millsite Primary, just 0.4 miles from the property. Dead Horse Point SP is 47.9 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 15

How far is 417 MAIN, Monticello from a national park?

Accepted Answer

Canyonlands NP — Needles Entrance is 35.2 miles from the property. Utah is home to five national parks (the "Mighty Five") — Zion, Bryce Canyon, Capitol Reef, Canyonlands, and Arches — plus numerous national monuments and recreation areas.

Question 16

What amenities and services are near 417 MAIN, Monticello?

Accepted Answer

This property has an amenity proximity score of 99/100. Nearby services include: Grocery: Blue Mountain Foods (0.5 mi); Hospital: San Juan Hospital (0.6 mi); Pharmacy: Express Scripts Inc. (0.4 mi); Dining: Ja-Roen Thai & Sushi เจริญไทยและชูชิ (0.3 mi). Gas station: 0.6 miles. Gym: The Gym Monticello (0.3 mi).

Question 17

How far is the nearest hospital from 417 MAIN, Monticello?

Accepted Answer

The nearest hospital is San Juan Hospital, approximately 0.6 miles from the property. The nearest fire station is 0.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 18

What schools serve 417 MAIN, Monticello?

Accepted Answer

Assigned schools: Elementary: Monticello; Middle: None/Other; High: Monticello. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Monticello High with a 64% state performance score (0.4 miles away). School district: San Juan.

Question 19

What high school is near 417 MAIN, Monticello?

Accepted Answer

The nearest high school is Monticello. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 20

What elementary school is near 417 MAIN, Monticello?

Accepted Answer

The nearest elementary school is Monticello. Propaired provides full school ratings and comparison data for all schools in this area.

Question 21

What middle school is near 417 MAIN, Monticello?

Accepted Answer

The nearest middle school is None/Other.

Question 22

What is the internet speed at 417 MAIN, Monticello?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: E Fiber (1000 Mbps, Fiber); Frontier (10 Mbps, DSL); HughesNet (50 Mbps, Satellite). Total providers: 7.

Question 23

Is 417 MAIN, Monticello in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Monticello market?

Accepted Answer

417 MAIN, Monticello is listed at $389,900, which is above the Monticello median of $322,500 by $67,400. There are currently 16 active listings in Monticello. Homes in Monticello sell in an average of 95 days. The average sale-to-list ratio is 94.9%.

Question 25

What is the Monticello real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Monticello is $322,500. There are currently 16 active listings. Homes sell in an average of 95 days. The average sale-to-list ratio is 94.9%. This listing at $389,900 is above the Monticello 2026 median.

Question 26

Are there other homes for sale in Monticello?

Accepted Answer

Yes — there are currently 16 active listings in Monticello. Browse all Monticello homes for sale at propaired.ai/listings/ut/monticello. Prices range around a median of $322,500. Homes in Monticello are selling in about 95 days on average.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $389,900, this property is below the Utah state median of $510,000 by $120,100. Monticello prices are 37% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 417 MAIN, Monticello?

Accepted Answer

This property has a Propaired intelligence score of 61/100, combining deal value (90), recreation access (96), amenity proximity (99), broadband quality (100), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 417 MAIN, Monticello have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 417 MAIN, Monticello have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 49-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 417 MAIN, Monticello have a basement?

Accepted Answer

Yes, the basement is described as: Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 417 MAIN, Monticello constructed from?

Accepted Answer

Construction materials include: Aluminum,Asphalt. The construction type affects long-term maintenance requirements and insurance costs.

Question 33

What type of flooring does 417 MAIN, Monticello have?

Accepted Answer

Flooring types include: Carpet,Linoleum.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 417 MAIN, Monticello?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 35

What shopping and dining is near 417 MAIN, Monticello?

Accepted Answer

The nearest restaurant is Ja-Roen Thai & Sushi เจริญไทยและชูชิ (0.3 miles away) and the nearest grocery store is Blue Mountain Foods (0.5 miles). Coffee: High Desert Cafe (1.0 mi). Banking: Zions Bank (0.7 mi). Overall amenity proximity score: 99/100.

Question 36

What would homeowner's insurance cost for 417 MAIN, Monticello?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $389,900, expect approximately $1,170-$1,950/year ($98-$163/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 417 MAIN, Monticello?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $389,900, expect approximately $7,798-$19,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 417 MAIN, Monticello?

Accepted Answer

The annual property tax of $1,928 represents an effective rate of 0.49% relative to the list price of $389,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 417 MAIN, Monticello?

Accepted Answer

Estimated total monthly housing cost: $2,234. This includes principal & interest ($1,943 at 6.36% with 20% down), property tax ($161/mo), and estimated insurance (~$130/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 417 MAIN, Monticello eligible for FHA or VA financing?

Accepted Answer

At $389,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

Could 417 MAIN, Monticello be a 1031 exchange property?

Accepted Answer

Yes, 417 MAIN, Monticello could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 417 MAIN, Monticello compare to recently sold homes nearby?

Accepted Answer

Based on 8 comparable properties, the median sold price in this area is $321,950. This listing is 21% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $399,000. Comparable analysis is based on similar size, age, and location.

Question 43

Is the Monticello neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 11.2% over the past year. The current Zillow Home Value Index for this area is $287,623. This listing is priced at 136% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Monticello?

Accepted Answer

Monticello's median price has decreased 44.2% month-over-month. Current median: $322,500. Days on market have decreased by 22.0% month-over-month. Homes are selling at 94.9% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 417 MAIN, Monticello overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 21% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 90/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 417 MAIN, Monticello in?

Accepted Answer

This property is in the San Juan school district. Assigned elementary: Monticello. Assigned middle: None/Other. Assigned high: Monticello. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

What parks are near 417 MAIN, Monticello?

Accepted Answer

The nearest local park is Park (0.2 miles away). The nearest state park is Dead Horse Point SP (47.9 miles). Nearest national park: Canyonlands NP — Needles Entrance (35.2 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 48

Is there a golf course near 417 MAIN, Monticello?

Accepted Answer

The nearest golf course is The Hideout Golf Club, 0.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 49

Is 417 MAIN, Monticello move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 50

What updates might 417 MAIN, Monticello need?

Accepted Answer

At 49 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 51

Does 417 MAIN, Monticello come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 417 MAIN, Monticello?

Accepted Answer

The lot is 0.32 acres. Lot features: Corner Lot,Curb & Gutter,Road: Paved,View: Mountain. Terrain: Corner Lot, Curb & Gutter, Road: Paved, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 417 MAIN, Monticello?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Does 417 MAIN, Monticello have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 55

Is there EV charging near 417 MAIN, Monticello?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.4 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

417 MAIN, Monticello, UT 84535

417 S MAIN ST, Monticello, UT 84535

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Schools

Recreation & Amenities

Recreation Nearby
Score: 96/100

Amenities Nearby
Score: 99/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Monticello Market Context

Connect with a Buyer’s Agent

Similar Homes

$314,000

$399,000

$329,900

$289,900

$264,900

Find Your Dream Home

Frequently Asked Questions

Discover

417 MAIN, Monticello, UT 84535

417 S MAIN ST, Monticello, UT 84535

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Schools

Recreation & Amenities

Recreation NearbyScore: 96/100

Amenities NearbyScore: 99/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Monticello Market Context

Connect with a Buyer’s Agent

Similar Homes

$314,000

$399,000

$329,900

$289,900

$264,900

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 96/100

Amenities Nearby
Score: 99/100