4 COUNTY ROAD 320, Monticello, UT 84535
2BD/—BA Residential in Monticello, UT 84535. 1,767 sqft. Built 2006. Listed at $498,900. MLS #2123912.
2BD/—BA Residential in Monticello, UT 84535. 1,767 sqft. Built 2006. Listed at $498,900. MLS #2123912.
This turnkey, fully off-grid home blends high-quality craftsmanship with exceptional comfort and privacy. Built with rastra block construction and foot-thick walls, it offers remarkable energy efficiency, durability, and year-round comfort. The Great Room is the heart of the home, featuring 25-foot vaulted ceilings and an open layout that enhances the sense of space. A sweeping living and dining area flows into a huge kitchen, all opening onto a wraparound porch perfect for enjoying the surrounding mountain scenery. Interior finishes are warm and inviting, including Pella double-pane windows and French doors, solid oak and Saltillo tile flooring, custom cabinetry, solid-surface countertops, and knotty pine tongue-and-groove ceilings. The main floor features a guest bedroom, full bath with a soaking tub, and access to the beautiful curved staircase leading upstairs. The upper level includes a cozy loft, ideal for a home office or library, and a private master suite and an oversized custom-tiled shower. Designed for complete independence, the home runs on solar power with battery storage, propane for cooking and hot water, a wood stove for heat, and a cistern with pump for portable water. The workshop includes integrated features and a sturdy workbench, making it immediately functional. Also outside, a four-stall deep carport, storage shed, and wood storage complete this peaceful mountain retreat. Square footage figures are provided as a courtesy estimate only. Buyer is advised to obtain an independent measurement.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
County
San Juan
Zoning
Single-Family
Construction
Stucco,ICFs (Insulated Concrete Forms)
Lot Size
68.35 sq ft
Above Grade Area
1,767 sq ft
Condition
Blt./Standing
MLS #
2123912
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
County
San Juan
Zoning
Single-Family
Construction
Stucco,ICFs (Insulated Concrete Forms)
Lot Size
68.35 sq ft
Above Grade Area
1,767 sq ft
Condition
Blt./Standing
MLS #
2123912
List Price
$498,900
Original Price
$548,600
Annual Taxes
$2,025
Home Warranty
No
List Price
$498,900
Original Price
$548,600
Annual Taxes
$2,025
Home Warranty
No
Heating
Wood,Passive Solar
Cooling
Passive Solar
Roof
Metal,Pitched
Flooring
Hardwood,Tile
Basement
None
Materials
Stucco,ICFs (Insulated Concrete Forms)
Appliances
Ceiling Fan,Gas Grill/BBQ,Refrigerator,Satellite Equipment,Satellite Dish
Patio & Porch
Covered,Patio: Open
Water Source
Culinary
Sewer
Septic Tank
View
Mountain(s),Valley
Heating
Wood,Passive Solar
Cooling
Passive Solar
Roof
Metal,Pitched
Flooring
Hardwood,Tile
Basement
None
Materials
Stucco,ICFs (Insulated Concrete Forms)
Appliances
Ceiling Fan,Gas Grill/BBQ,Refrigerator,Satellite Equipment,Satellite Dish
Patio & Porch
Covered,Patio: Open
Water Source
Culinary
Sewer
Septic Tank
View
Mountain(s),Valley
Covered Spaces
4
Total Parking
8
Covered Spaces
4
Total Parking
8
Why this is a deal
Classification
Standard
Deal Score
68/100
vs Market Median
7% above
Price Reduced
9.1%
Area Growth (YoY)
-2.3%
Deal Score Breakdown
68/100 · 1 qualifying signal
9% price reduction from original list — seller may be motivated
Priced 7% above the per-subtype city median
-2.3% year-over-year ZHVI growth in this area
STR net cashflow -$1,879/mo (-56.6% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Not enough comparable listings
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Est. Annual Revenue
$24,702/yr
$252/night · 44% occupancy · $102/bedroom · $0.18/sqft
Net Monthly Cash Flow
−$1,880 /mo (−$22,554/yr)
Monthly STR income
Monthly ownership cost
Coverage
62%
Net /mo
−$1,879
DSCR
0.58
$322,500
+55% vs median
95 days
16
$264,900 – $2,395,000
$2,025
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