Question 1

What is the asking price for 4186 MAIN, Millcreek?

Accepted Answer

4186 MAIN, Millcreek is listed at $548,900 ($330/sqft). The original list price was $549,900, representing a reduction of $1,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 4186 MAIN, Millcreek have?

Accepted Answer

This Residential features 3 bedrooms, 4 bathrooms, 1,662 square feet of living space. It is a 3-story home. The lot is 0.01 acres.

Question 3

When was 4186 MAIN, Millcreek built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 4186 MAIN, Millcreek?

Accepted Answer

4186 MAIN, Millcreek is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the OPUS GREEN subdivision. Zoning: Single-Family.

Question 5

Does 4186 MAIN, Millcreek have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 4186 MAIN, Millcreek?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $229 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 4186 MAIN, Millcreek?

Accepted Answer

Annual property taxes for this property are approximately $3,500 (about $292/month). This represents an effective tax rate of approximately 0.64% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 4186 MAIN, Millcreek?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Range/Oven: Free Stdng., Smart Thermostat(s). Exterior features include: Balcony, Deck; Covered, Double Pane Windows, Entry (Foyer), Lighting.

Question 9

Is 4186 MAIN, Millcreek a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 13/100. The price is 11% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Millcreek?

Accepted Answer

The median price for similar properties in the area is $494,900 (based on 10 homes). At $548,900, this listing is 11% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

Has the price been reduced on 4186 MAIN, Millcreek?

Accepted Answer

Yes, the price has been reduced by 0.2% from the original list price of $549,900 to the current price of $548,900 — a reduction of $1,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 4186 MAIN, Millcreek?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,764. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,285. A 15-year mortgage at 5.77% would be $3,651/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 4186 MAIN, Millcreek been on the market?

Accepted Answer

This property has been listed for 51 days. The average days on market in Millcreek is 60 days, meaning this listing is moving faster than the local average.

Question 14

Is 4186 MAIN, Millcreek a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $16,985 with a gross rental yield of 3.1%. Net rental yield (after estimated expenses): 2.0%.  Estimated debt service coverage ratio (DSCR): 0.38. Investor score: 23/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 4186 MAIN, Millcreek?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,415 ($16,980/year). The gross rent multiplier is 32.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 4186 MAIN, Millcreek offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Green/Sustainable, Smart Home, Fixer-Upper, New Construction. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 4186 MAIN, Millcreek new construction?

Accepted Answer

Yes, this is a new construction property built in 2026. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

Is 4186 MAIN, Millcreek a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly.  Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 19

Does 4186 MAIN, Millcreek have smart home features?

Accepted Answer

Yes, this home includes smart home technology. Smart features may include automated lighting, smart thermostat, security cameras, automated locks, and integrated home systems. Ask the listing agent for a detailed list of the specific smart home systems installed and their current operational status.

Question 20

What recreation is near 4186 MAIN, Millcreek?

Accepted Answer

This property has a recreation score of 71/100. Nearby recreation includes: Arrowhead Park trailhead (1.2 mi); Harmony Park park (0.7 mi); Meadowbrook Golf Course (1.4 mi); This Is The Place Heritage Park (6.5 mi). Skiing: Snowbird Ski and Summer Resort (14.1 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 21

Are there hiking trails near 4186 MAIN, Millcreek?

Accepted Answer

Yes, the nearest trailhead is Arrowhead Park, just 1.2 miles from the property. This Is The Place Heritage Park is 6.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 22

What amenities and services are near 4186 MAIN, Millcreek?

Accepted Answer

This property has an amenity proximity score of 92/100. Nearby services include: Grocery: Come N Shop (0.1 mi); Hospital: KPC Promise Hospital of Salt Lake (0.0 mi); Pharmacy: Walgreens (1.6 mi); Dining: Costa Vida (0.4 mi). Gas station: 0.5 miles. Gym: The Front Climbing Club (0.2 mi).

Question 23

How far is the nearest hospital from 4186 MAIN, Millcreek?

Accepted Answer

The nearest hospital is KPC Promise Hospital of Salt Lake, approximately 0.0 miles from the property. The nearest fire station is 0.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 24

What schools serve 4186 MAIN, Millcreek?

Accepted Answer

Assigned schools: Elementary: Olene Walker Elementary; Middle: Granite Park; High: Cottonwood.   School district: Granite.

Question 25

What is the internet speed at 4186 MAIN, Millcreek?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber). Total providers: 14.

Question 26

Is 4186 MAIN, Millcreek in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Millcreek market?

Accepted Answer

4186 MAIN, Millcreek is listed at $548,900, which is below the Millcreek median of $599,999 by $51,099. There are currently 79 active listings in Millcreek. Homes in Millcreek sell in an average of 60 days. The average sale-to-list ratio is 98.8%.

Question 28

How does this price compare to the Utah state average?

Accepted Answer

At $548,900, this property is above the Utah state median of $510,000 by $38,900. Millcreek prices are 18% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 29

What is the Propaired intelligence score for 4186 MAIN, Millcreek?

Accepted Answer

This property has a Propaired intelligence score of 54/100, combining deal value (13), recreation access (71), amenity proximity (92), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 30

Does 4186 MAIN, Millcreek have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Electric. Cooling: Central Air. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 31

What heating and cooling systems does 4186 MAIN, Millcreek have?

Accepted Answer

Heating: Electric. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 4186 MAIN, Millcreek have?

Accepted Answer

The roof material is Flat,Rubber,Membrane. Ask the listing agent about the roof's age and any recent repairs. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 4186 MAIN, Millcreek have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 4186 MAIN, Millcreek constructed from?

Accepted Answer

Construction materials include: Stucco,Metal Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 35

What are the water and sewer connections for 4186 MAIN, Millcreek?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 36

What shopping and dining is near 4186 MAIN, Millcreek?

Accepted Answer

The nearest restaurant is Costa Vida (0.4 miles away) and the nearest grocery store is Come N Shop (0.1 miles). Coffee: Sobe Eats (0.4 mi). Banking: Wells Fargo (1.1 mi). Overall amenity proximity score: 92/100.

Question 37

What would homeowner's insurance cost for 4186 MAIN, Millcreek?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $548,900, expect approximately $1,647-$2,745/year ($137-$229/month).   Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 4186 MAIN, Millcreek?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $548,900, expect approximately $10,978-$27,445 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 4186 MAIN, Millcreek?

Accepted Answer

The annual property tax of $3,500 represents an effective rate of 0.64% relative to the list price of $548,900. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 4186 MAIN, Millcreek?

Accepted Answer

Estimated total monthly housing cost: $3,468. This includes principal & interest ($2,764 at 6.46% with 20% down), property tax ($292/mo), HOA ($229/mo), and estimated insurance (~$183/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 4186 MAIN, Millcreek eligible for FHA or VA financing?

Accepted Answer

At $548,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 42

What is the estimated cap rate for 4186 MAIN, Millcreek?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.0%, based on estimated annual rent of $16,985 and a purchase price of $548,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 43

Is Millcreek a good rental market?

Accepted Answer

Estimated monthly rent in Millcreek is approximately $1,328. Homes in Millcreek sell in an average of 60 days, indicating healthy demand in this market. There are 79 active listings currently. Gross rental yield in this area: 3.1%. Utah's steady population growth continues to drive rental demand.

Question 44

Could 4186 MAIN, Millcreek be a 1031 exchange property?

Accepted Answer

Yes, 4186 MAIN, Millcreek could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 45

How does 4186 MAIN, Millcreek compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $494,900. This listing is 11% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $519,900. Comparable analysis is based on similar size, age, and location.

Question 46

Is the Millcreek neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.6% over the past year. The current Zillow Home Value Index for this area is $621,390. This listing is priced at 88% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 47

What is the price trend in Millcreek?

Accepted Answer

Millcreek's median price has decreased 11.0% month-over-month. Current median: $599,999. Days on market have increased by 15.4% month-over-month. Homes are selling at 98.8% of list price on average. Monitor these trends to time your offer strategically.

Question 48

Is 4186 MAIN, Millcreek overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 11% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 13/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 49

What school district is 4186 MAIN, Millcreek in?

Accepted Answer

This property is in the Granite school district. Assigned elementary: Olene Walker Elementary. Assigned middle: Granite Park. Assigned high: Cottonwood. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 50

What parks are near 4186 MAIN, Millcreek?

Accepted Answer

The nearest local park is Harmony Park (0.7 miles away). The nearest state park is This Is The Place Heritage Park (6.5 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 51

Is there a golf course near 4186 MAIN, Millcreek?

Accepted Answer

The nearest golf course is Meadowbrook Golf Course, 1.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 52

What water activities are near 4186 MAIN, Millcreek?

Accepted Answer

Water recreation near this property includes: Jordanelle Reservoir (25.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 53

Is 4186 MAIN, Millcreek move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 54

Does 4186 MAIN, Millcreek come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 55

What is the lot like at 4186 MAIN, Millcreek?

Accepted Answer

The lot is 0.01 acres. Lot features: Road: Paved,Sidewalks,Sprinkler: Auto-Full,Drip Irrigation: Auto-Full. Terrain: Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, Drip Irrigation: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 56

What utilities are available at 4186 MAIN, Millcreek?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 57

Does 4186 MAIN, Millcreek have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 58

Is there EV charging near 4186 MAIN, Millcreek?

Accepted Answer

The nearest EV charging station is EV Charger, approximately 0.1 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

4186 MAIN, Millcreek, UT 84107

4186 S MAIN ST #M315, Millcreek, UT 84107

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