Question 1

What is the asking price for 314 LADY BANK, Midway?

Accepted Answer

314 LADY BANK, Midway is listed at $949,000 ($439/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 314 LADY BANK, Midway have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 2,160 square feet of living space. It is a 1-story home. The lot is 0.2 acres.

Question 3

When was 314 LADY BANK, Midway built?

Accepted Answer

This property was built in 2015, making it 11 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 314 LADY BANK, Midway?

Accepted Answer

314 LADY BANK, Midway is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage. It is located in the MIDWAY VILLAGE PUD 2 subdivision. Zoning: Single-Family.

Question 5

Does 314 LADY BANK, Midway have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 314 LADY BANK, Midway?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $275 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 314 LADY BANK, Midway?

Accepted Answer

Annual property taxes for this property are approximately $10,525 (about $877/month). This represents an effective tax rate of approximately 1.11% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 314 LADY BANK, Midway?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Gas Log, Great Room. Exterior features include: Entry (Foyer), Patio: Covered, Sliding Glass Doors. The home has 1 fireplace.

Question 9

Is 314 LADY BANK, Midway a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 97/100. Key deal signals: Priced 9% below similar homes; Priced 24% below market median (per-type). The price is 9% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Midway?

Accepted Answer

The median price for similar properties in the area is $1,049,000 (based on 10 homes). At $949,000, this listing is 9% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 314 LADY BANK, Midway?

Accepted Answer

At the current 30-year mortgage rate of 6.30% with 20% down, the estimated monthly principal and interest payment is $4,699. Including estimated taxes and HOA fees, the total monthly cost is approximately $5,851. A 15-year mortgage at 5.65% would be $6,264/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 314 LADY BANK, Midway been on the market?

Accepted Answer

This property has been listed for 7 days. The average days on market in Midway is 118 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 314 LADY BANK, Midway a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $47,540 with a gross rental yield of 5.0%. Net rental yield (after estimated expenses): 3.3%.  Estimated debt service coverage ratio (DSCR): 0.74. Investor score: 51/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 314 LADY BANK, Midway?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,962 ($47,544/year). The gross rent multiplier is 20.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 314 LADY BANK, Midway offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Near Ski Resort, Historic/Character. The primary lifestyle niche is "historic_character." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 314 LADY BANK, Midway near skiing?

Accepted Answer

Yes, this property is close to skiing. Deer Valley Resort is 6.0 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What recreation is near 314 LADY BANK, Midway?

Accepted Answer

This property has a recreation score of 81/100. Nearby recreation includes: Wasatch Mountain State Park trailhead (0.6 mi); Burgi Hill Park and Midway Dog Park park (0.5 mi); Homestead Golf Club (0.5 mi); Wasatch Mountain State Park (3.7 mi). Skiing: Deer Valley Resort (6.0 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 314 LADY BANK, Midway?

Accepted Answer

Yes, the nearest trailhead is Wasatch Mountain State Park, just 0.6 miles from the property. Wasatch Mountain State Park is 3.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 314 LADY BANK, Midway?

Accepted Answer

This property has an amenity proximity score of 90/100. Nearby services include: Grocery: The Dainty Pear Co. (1.0 mi); Hospital: Andrew P. Talbott, MD - Southwest Spine & Pain Center (3.7 mi); Pharmacy: Ridley's Pharmacy #1171 (1.1 mi); Dining: Simon's (0.5 mi). Gas station: 1.2 miles. Gym: Midway Studio Collective (1.1 mi).

Question 20

How far is the nearest hospital from 314 LADY BANK, Midway?

Accepted Answer

The nearest hospital is Andrew P. Talbott, MD - Southwest Spine & Pain Center, approximately 3.7 miles from the property. The nearest fire station is 1.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 314 LADY BANK, Midway?

Accepted Answer

Assigned schools: Elementary: Midway; Middle: Rocky Mountain; High: Wasatch. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Midway School with a 63% state performance score (1.2 miles away). School district: Wasatch.

Question 22

What high school is near 314 LADY BANK, Midway?

Accepted Answer

The nearest high school is Wasatch. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 314 LADY BANK, Midway?

Accepted Answer

The nearest elementary school is Midway (1.2 miles away). State performance score: 63%. District: Wasatch District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 314 LADY BANK, Midway?

Accepted Answer

The nearest middle school is Rocky Mountain.

Question 25

What is the internet speed at 314 LADY BANK, Midway?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: CenturyLink (100 Mbps, DSL); HughesNet (100 Mbps, Satellite); Quantum Fiber (940 Mbps, Fiber). Total providers: 10.

Question 26

Is 314 LADY BANK, Midway in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Midway market?

Accepted Answer

314 LADY BANK, Midway is listed at $949,000, which is below the Midway median of $1,105,000 by $156,000. There are currently 71 active listings in Midway. Homes in Midway sell in an average of 118 days. The average sale-to-list ratio is 96.9%.

Question 28

What is the Midway real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Midway is $1,105,000. There are currently 71 active listings. Homes sell in an average of 118 days. The average sale-to-list ratio is 96.9%. This listing at $949,000 is below the Midway 2026 median.

Question 29

Are there other homes for sale in Midway?

Accepted Answer

Yes — there are currently 71 active listings in Midway. Browse all Midway homes for sale at propaired.ai/listings/ut/midway. Prices range around a median of $1,105,000. Homes in Midway are selling in about 118 days on average.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $949,000, this property is above the Utah state median of $510,000 by $439,000. Midway prices are 117% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 314 LADY BANK, Midway?

Accepted Answer

This property has a Propaired intelligence score of 77/100, combining deal value (97), recreation access (81), amenity proximity (90), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 314 LADY BANK, Midway have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 314 LADY BANK, Midway have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 11-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 314 LADY BANK, Midway have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 314 LADY BANK, Midway constructed from?

Accepted Answer

Construction materials include: Asphalt. The construction type affects long-term maintenance requirements and insurance costs.

Question 36

What type of flooring does 314 LADY BANK, Midway have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 314 LADY BANK, Midway?

Accepted Answer

Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 38

What shopping and dining is near 314 LADY BANK, Midway?

Accepted Answer

The nearest restaurant is Simon's (0.5 miles away) and the nearest grocery store is The Dainty Pear Co. (1.0 miles). Coffee: Bäckerei & Eis Zermatt Bakery (0.6 mi). Banking: Grand Valley Bank (1.1 mi). Overall amenity proximity score: 90/100.

Question 39

What would homeowner's insurance cost for 314 LADY BANK, Midway?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $949,000, expect approximately $2,847-$4,745/year ($237-$395/month).   Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 314 LADY BANK, Midway?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $949,000, expect approximately $18,980-$47,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 314 LADY BANK, Midway?

Accepted Answer

The annual property tax of $10,525 represents an effective rate of 1.11% relative to the list price of $949,000. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 314 LADY BANK, Midway?

Accepted Answer

Estimated total monthly housing cost: $6,167. This includes principal & interest ($4,699 at 6.30% with 20% down), property tax ($877/mo), HOA ($275/mo), and estimated insurance (~$316/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 314 LADY BANK, Midway eligible for FHA or VA financing?

Accepted Answer

At $949,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 314 LADY BANK, Midway?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.3%, based on estimated annual rent of $47,540 and a purchase price of $949,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 45

Is Midway a good rental market?

Accepted Answer

Estimated monthly rent in Midway is approximately $4,082. Homes in Midway sell in an average of 118 days, indicating moderate demand in this market. There are 71 active listings currently. Gross rental yield in this area: 5.0%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 314 LADY BANK, Midway be a 1031 exchange property?

Accepted Answer

Yes, 314 LADY BANK, Midway could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 314 LADY BANK, Midway compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $1,049,000. This listing is 9% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $1,242,000. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Midway neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.1% over the past year. The current Zillow Home Value Index for this area is $907,613. This listing is priced at 105% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Midway?

Accepted Answer

Midway's median price has increased 13.8% month-over-month. Current median: $1,105,000. Days on market have increased by 85.8% month-over-month. Homes are selling at 96.9% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 314 LADY BANK, Midway overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Market)." At 9% below comparable homes, this property appears competitively priced. Deal score: 97/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 314 LADY BANK, Midway in?

Accepted Answer

This property is in the Wasatch school district. Assigned elementary: Midway. Assigned middle: Rocky Mountain. Assigned high: Wasatch. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

What parks are near 314 LADY BANK, Midway?

Accepted Answer

The nearest local park is Burgi Hill Park and Midway Dog Park (0.5 miles away). The nearest state park is Wasatch Mountain State Park (3.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 314 LADY BANK, Midway?

Accepted Answer

The nearest golf course is Homestead Golf Club, 0.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 54

What water activities are near 314 LADY BANK, Midway?

Accepted Answer

Water recreation near this property includes: Jordanelle Reservoir (5.8 mi); boat ramp at Deer Creek Island (5.9 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 314 LADY BANK, Midway move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 56

Does 314 LADY BANK, Midway come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 57

What is the lot like at 314 LADY BANK, Midway?

Accepted Answer

The lot is 0.2 acres. Lot features: Sprinkler: Auto-Full. Terrain: Sprinkler: Auto-Full.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 314 LADY BANK, Midway?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected.  Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Is there EV charging near 314 LADY BANK, Midway?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 1.1 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 60

Is 314 LADY BANK, Midway a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2015, it represents mid-century design elements. Architectural style: Bungalow/Cottage. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

314 LADY BANK, Midway, UT 84049

314 W LADY BANK LN, Midway, UT 84049

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