Question 1

What is the asking price for 404 COTTAGE CREEK, Midway?

Accepted Answer

404 COTTAGE CREEK, Midway is listed at $818,000 ($211/sqft). The original list price was $875,000, representing a reduction of $57,000. Current status: Expired.

Question 2

How many bedrooms and bathrooms does 404 COTTAGE CREEK, Midway have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 3,875 square feet of living space.  The lot is 0.03 acres.

Question 3

When was 404 COTTAGE CREEK, Midway built?

Accepted Answer

This property was built in 1995, making it 31 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 404 COTTAGE CREEK, Midway?

Accepted Answer

404 COTTAGE CREEK, Midway is a Residential (Townhouse). The architectural style is Townhouse; Row-end. It is located in the COTTAGE CREEK P.U.D. PLAT A subdivision. Zoning: Single-Family.

Question 5

Does 404 COTTAGE CREEK, Midway have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 404 COTTAGE CREEK, Midway?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $300 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 404 COTTAGE CREEK, Midway?

Accepted Answer

Annual property taxes for this property are approximately $8,114 (about $676/month). This represents an effective tax rate of approximately 0.99% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 404 COTTAGE CREEK, Midway?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Deck; Covered, Double Pane Windows, Porch: Open. The home has 1 fireplace.   View: Mountain(s).

Question 9

How long has 404 COTTAGE CREEK, Midway been on the market?

Accepted Answer

This property has been listed for 122 days. The average days on market in Midway is 85 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What schools serve 404 COTTAGE CREEK, Midway?

Accepted Answer

Assigned schools: Elementary: Midway; Middle: Rocky Mountain; High: Wasatch. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Midway School with a 63% state performance score (1.0 miles away). School district: Wasatch.

Question 11

What high school is near 404 COTTAGE CREEK, Midway?

Accepted Answer

The nearest high school is Wasatch. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 12

What elementary school is near 404 COTTAGE CREEK, Midway?

Accepted Answer

The nearest elementary school is Midway (1.0 miles away). State performance score: 63%. District: Wasatch District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 13

What middle school is near 404 COTTAGE CREEK, Midway?

Accepted Answer

The nearest middle school is Rocky Mountain.

Question 14

How does this listing compare to the Midway market?

Accepted Answer

404 COTTAGE CREEK, Midway is listed at $818,000, which is below the Midway median of $1,105,000 by $287,000. There are currently 91 active listings in Midway. Homes in Midway sell in an average of 85 days. The average sale-to-list ratio is 96.5%.

Question 15

What is the Midway real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Midway is $1,105,000. There are currently 91 active listings. Homes sell in an average of 85 days. The average sale-to-list ratio is 96.5%. This listing at $818,000 is below the Midway 2026 median.

Question 16

Are there other homes for sale in Midway?

Accepted Answer

Yes — there are currently 91 active listings in Midway. Browse all Midway homes for sale at propaired.ai/listings/ut/midway. Prices range around a median of $1,105,000. Homes in Midway are selling in about 85 days on average.

Question 17

How does this price compare to the Utah state average?

Accepted Answer

At $818,000, this property is above the Utah state median of $517,990 by $300,010. Midway prices are 113% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 18

What heating and cooling systems does 404 COTTAGE CREEK, Midway have?

Accepted Answer

Heating: Gas: Central,Gas: Stove. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 19

What type of roof does 404 COTTAGE CREEK, Midway have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 31-year-old home, reviewing recent roof inspections is recommended.

Question 20

Does 404 COTTAGE CREEK, Midway have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 21

What is 404 COTTAGE CREEK, Midway constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 22

What type of flooring does 404 COTTAGE CREEK, Midway have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 23

What are the water and sewer connections for 404 COTTAGE CREEK, Midway?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 24

What would homeowner's insurance cost for 404 COTTAGE CREEK, Midway?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $818,000, expect approximately $2,454-$4,090/year ($205-$341/month).   Get multiple quotes — rates vary significantly by insurer.

Question 25

What are the estimated closing costs for 404 COTTAGE CREEK, Midway?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $818,000, expect approximately $16,360-$40,900 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 26

How does the property tax compare to the list price at 404 COTTAGE CREEK, Midway?

Accepted Answer

The annual property tax of $8,114 represents an effective rate of 0.99% relative to the list price of $818,000. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 27

Is 404 COTTAGE CREEK, Midway eligible for FHA or VA financing?

Accepted Answer

At $818,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 28

Could 404 COTTAGE CREEK, Midway be a 1031 exchange property?

Accepted Answer

Yes, 404 COTTAGE CREEK, Midway could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 29

What is the price trend in Midway?

Accepted Answer

Midway's median price has decreased 22.9% month-over-month. Current median: $1,105,000. Days on market have increased by 123.9% month-over-month. Homes are selling at 96.5% of list price on average. Monitor these trends to time your offer strategically.

Question 30

What school district is 404 COTTAGE CREEK, Midway in?

Accepted Answer

This property is in the Wasatch school district. Assigned elementary: Midway. Assigned middle: Rocky Mountain. Assigned high: Wasatch. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 31

Is 404 COTTAGE CREEK, Midway move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 32

What updates might 404 COTTAGE CREEK, Midway need?

Accepted Answer

At 31 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central,Gas: Stove. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 33

Does 404 COTTAGE CREEK, Midway come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 34

What is the lot like at 404 COTTAGE CREEK, Midway?

Accepted Answer

The lot is 0.03 acres. Lot features: Cul-De-Sac,Curb & Gutter,Road: Paved,Sprinkler: Auto-Full,View: Mountain,Near Golf Course,Drip Irrigation: Auto-Part. Terrain: Cul-de-Sac, Curb & Gutter, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain, Adjacent to Golf Course, Drip Irrigation: Auto-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 35

What utilities are available at 404 COTTAGE CREEK, Midway?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 36

Does 404 COTTAGE CREEK, Midway have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central,Gas: Stove. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

404 COTTAGE CREEK, Midway, UT 84049

404 COTTAGE CREEK CT, Midway, UT 84049

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Schools

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Midway Market Context

Similar Homes

$949,000

$1,390,000

$675,000

$1,175,000

$614,500

Find Your Dream Home

Frequently Asked Questions

Discover