Question 1

What is the asking price for 381 OAK, Kaysville?

Accepted Answer

381 OAK, Kaysville is listed at $769,900 ($178/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 381 OAK, Kaysville have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 4,329 square feet of living space. It is a 2-story home. The lot is 0.55 acres.

Question 3

When was 381 OAK, Kaysville built?

Accepted Answer

This property was built in 1976, making it 50 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 381 OAK, Kaysville?

Accepted Answer

381 OAK, Kaysville is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the CLOVER ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 381 OAK, Kaysville have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 381 OAK, Kaysville?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 381 OAK, Kaysville?

Accepted Answer

Annual property taxes for this property are approximately $3,420 (about $285/month). This represents an effective tax rate of approximately 0.44% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 381 OAK, Kaysville?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office. Exterior features include: Basement Entrance, Bay Box Windows, Deck; Covered, Double Pane Windows, Patio: Covered. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 381 OAK, Kaysville a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 65/100. Key deal signals: Priced 8% below market value.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 381 OAK, Kaysville?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $3,865. Including estimated taxes, the total monthly cost is approximately $4,150. A 15-year mortgage at 5.79% would be $5,128/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 381 OAK, Kaysville been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Kaysville is 40 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

What lifestyle features does 381 OAK, Kaysville offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Workshop/Maker Space, Hot Tub/Spa. The primary lifestyle niche is "hot_tub_spa." These tags are derived from MLS data, property features, and location analysis.

Question 13

What schools serve 381 OAK, Kaysville?

Accepted Answer

Assigned schools: Elementary: Kaysville; Middle: Kaysville; High: Davis.   School district: Davis.

Question 14

What high school is near 381 OAK, Kaysville?

Accepted Answer

The nearest high school is Davis. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 15

What elementary school is near 381 OAK, Kaysville?

Accepted Answer

The nearest elementary school is Kaysville. Propaired provides full school ratings and comparison data for all schools in this area.

Question 16

What middle school is near 381 OAK, Kaysville?

Accepted Answer

The nearest middle school is Kaysville.

Question 17

Is 381 OAK, Kaysville in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Kaysville market?

Accepted Answer

381 OAK, Kaysville is listed at $769,900, which is above the Kaysville median of $594,290 by $175,610. There are currently 64 active listings in Kaysville. Homes in Kaysville sell in an average of 40 days. The average sale-to-list ratio is 98.5%.

Question 19

What is the Kaysville real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Kaysville is $594,290. There are currently 64 active listings. Homes sell in an average of 40 days. The average sale-to-list ratio is 98.5%. This listing at $769,900 is above the Kaysville 2026 median.

Question 20

Are there other homes for sale in Kaysville?

Accepted Answer

Yes — there are currently 64 active listings in Kaysville. Browse all Kaysville homes for sale at propaired.ai/listings/ut/kaysville. Prices range around a median of $594,290. Homes in Kaysville are selling in about 40 days on average.

Question 21

What is the Kaysville neighborhood like?

Accepted Answer

Northern Davis County suburb. Family-friendly, excellent schools, safe, good shopping/dining, easy commute to Salt Lake. Kaysville is known for: safe, family-friendly, excellent-schools, commute-friendly. Population: approximately 36,000. Explore the full Kaysville market data and community guide on Propaired.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $769,900, this property is above the Utah state median of $525,000 by $244,900. Kaysville prices are 13% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 381 OAK, Kaysville?

Accepted Answer

This property has a Propaired intelligence score of 43/100, combining deal value (65), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

What heating and cooling systems does 381 OAK, Kaysville have?

Accepted Answer

Heating: Forced Air,Gas: Stove. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 25

What type of roof does 381 OAK, Kaysville have?

Accepted Answer

The roof material is Asphalt,Pitched. Asphalt shingles typically last 20-30 years in Utah's climate. With a 50-year-old home, reviewing recent roof inspections is recommended.

Question 26

Does 381 OAK, Kaysville have a basement?

Accepted Answer

Yes, the basement is described as: Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 27

What is 381 OAK, Kaysville constructed from?

Accepted Answer

Construction materials include: Aluminum,Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 28

What type of flooring does 381 OAK, Kaysville have?

Accepted Answer

Flooring types include: Carpet,Linoleum,Tile,Concrete.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 29

What are the water and sewer connections for 381 OAK, Kaysville?

Accepted Answer

Water source: Culinary,Irrigation,Irrigation: Pressure,Secondary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 30

What is the commute like from 381 OAK, Kaysville?

Accepted Answer

381 OAK, Kaysville is located in Kaysville, in the Wasatch Front region of Utah. With a population of approximately 36,000, Kaysville has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 31

What is the Kaysville community like?

Accepted Answer

Kaysville is known for: safe, family-friendly, excellent-schools, commute-friendly, shopping. The city has approximately 36,000 residents. The median home price in Kaysville is $480,000. Explore the full Kaysville community profile on Propaired for detailed neighborhood insights.

Question 32

Is Kaysville a safe and family-friendly area?

Accepted Answer

Kaysville is characterized as: safe, family-friendly. With a population of about 36,000, Kaysville offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 33

What would homeowner's insurance cost for 381 OAK, Kaysville?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $769,900, expect approximately $2,310-$3,850/year ($193-$321/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 381 OAK, Kaysville?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $769,900, expect approximately $15,398-$38,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 381 OAK, Kaysville?

Accepted Answer

The annual property tax of $3,420 represents an effective rate of 0.44% relative to the list price of $769,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 381 OAK, Kaysville?

Accepted Answer

Estimated total monthly housing cost: $4,407. This includes principal & interest ($3,865 at 6.43% with 20% down), property tax ($285/mo), and estimated insurance (~$257/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 381 OAK, Kaysville eligible for FHA or VA financing?

Accepted Answer

At $769,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

Could 381 OAK, Kaysville be a 1031 exchange property?

Accepted Answer

Yes, 381 OAK, Kaysville could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

Is the Kaysville neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.9% over the past year. The current Zillow Home Value Index for this area is $667,660. This listing is priced at 115% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 40

What is the price trend in Kaysville?

Accepted Answer

Kaysville's median price has increased 54.2% month-over-month. Current median: $594,290. Days on market have decreased by 55.5% month-over-month. Homes are selling at 98.5% of list price on average. Monitor these trends to time your offer strategically.

Question 41

What school district is 381 OAK, Kaysville in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Kaysville. Assigned middle: Kaysville. Assigned high: Davis. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 42

Is 381 OAK, Kaysville move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 43

What updates might 381 OAK, Kaysville need?

Accepted Answer

At 50 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt,Pitched. Current heating: Forced Air,Gas: Stove. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 44

Does 381 OAK, Kaysville come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 45

What is the lot like at 381 OAK, Kaysville?

Accepted Answer

The lot is 0.55 acres. Lot features: Corner Lot,Cul-De-Sac,Curb & Gutter,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain. Terrain: Corner Lot, Cul-de-Sac, Curb & Gutter, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, Terrain: Grad Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 46

What utilities are available at 381 OAK, Kaysville?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation,Irrigation: Pressure,Secondary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 47

Does 381 OAK, Kaysville have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Stove. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

381 OAK, Kaysville, UT 84037

381 OAK LN, Kaysville, UT 84037

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