Question 1

What is the asking price for 495 2550, Harrisville?

Accepted Answer

495 2550, Harrisville is listed at $399,900 ($214/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 495 2550, Harrisville have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 1,868 square feet of living space. It is a 3-story home. The lot is 0.16 acres.

Question 3

When was 495 2550, Harrisville built?

Accepted Answer

This property was built in 1988, making it 38 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 495 2550, Harrisville?

Accepted Answer

495 2550, Harrisville is a Residential (Single Family Residence). The architectural style is Tri/Multi-Level.

Question 5

Does 495 2550, Harrisville have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 495 2550, Harrisville?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 495 2550, Harrisville?

Accepted Answer

Annual property taxes for this property are approximately $5,153 (about $429/month). This represents an effective tax rate of approximately 1.29% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 495 2550, Harrisville?

Accepted Answer

Interior features include: Bath: Primary, Disposal. Exterior features include: Double Pane Windows, Lighting, Porch: Open, Patio: Open. The home has 1 fireplace.

Question 9

Is 495 2550, Harrisville a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 53/100. Key deal signals: Priced 20% below similar homes; Priced 25% below market median (per-type); 5.5% gross rental yield. The price is 20% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Harrisville?

Accepted Answer

The median price for similar properties in the area is $499,900 (based on 10 homes). At $399,900, this listing is 20% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 495 2550, Harrisville?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,014. Including estimated taxes, the total monthly cost is approximately $2,443. A 15-year mortgage at 5.77% would be $2,660/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 495 2550, Harrisville been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Harrisville is 66 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 495 2550, Harrisville a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $21,991 with a gross rental yield of 5.5%. Net rental yield (after estimated expenses): 3.6%.  Estimated debt service coverage ratio (DSCR): 0.68. Investor score: 52/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 495 2550, Harrisville?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,833 ($21,996/year). The gross rent multiplier is 18.2x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 495 2550, Harrisville offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Privacy/Seclusion. The primary lifestyle niche is "privacy_seclusion." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 495 2550, Harrisville near skiing?

Accepted Answer

This property is within reach of skiing. Nordic Valley is 6.3 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What recreation is near 495 2550, Harrisville?

Accepted Answer

This property has a recreation score of 70/100. Nearby recreation includes: Ogden Nature Center trailhead (2.4 mi); Millenium Park park (0.6 mi); The Barn Golf Course (0.5 mi); Willard Bay State Park (9.0 mi). Skiing: Nordic Valley (6.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 495 2550, Harrisville?

Accepted Answer

Yes, the nearest trailhead is Ogden Nature Center, just 2.4 miles from the property. Willard Bay State Park is 9.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 495 2550, Harrisville?

Accepted Answer

This property has an amenity proximity score of 96/100. Nearby services include: Grocery: Maverik (0.8 mi); Hospital: North Ogden Clinic (0.9 mi); Pharmacy: Roe Rx Inc (1.6 mi); Dining: Son Son (0.3 mi). Gas station: 0.9 miles. Gym: North Shore Aquatic Center (0.6 mi).

Question 20

How far is the nearest hospital from 495 2550, Harrisville?

Accepted Answer

The nearest hospital is North Ogden Clinic, approximately 0.9 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 495 2550, Harrisville?

Accepted Answer

Assigned schools: Elementary: Majestic; Middle: Orion; High: Weber.   School district: Weber.

Question 22

What is the internet speed at 495 2550, Harrisville?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (940 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 12.

Question 23

Is 495 2550, Harrisville in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Harrisville market?

Accepted Answer

495 2550, Harrisville is listed at $399,900, which is below the Harrisville median of $434,990 by $35,090. There are currently 34 active listings in Harrisville. Homes in Harrisville sell in an average of 66 days. The average sale-to-list ratio is 99.3%.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $399,900, this property is below the Utah state median of $510,000 by $110,100. Harrisville prices are 15% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 495 2550, Harrisville?

Accepted Answer

This property has a Propaired intelligence score of 53/100, combining deal value (53), recreation access (70), amenity proximity (96), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 495 2550, Harrisville have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 495 2550, Harrisville have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 38-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 495 2550, Harrisville have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 495 2550, Harrisville constructed from?

Accepted Answer

Construction materials include: Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 31

What type of flooring does 495 2550, Harrisville have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 495 2550, Harrisville?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 33

What shopping and dining is near 495 2550, Harrisville?

Accepted Answer

The nearest restaurant is Son Son (0.3 miles away) and the nearest grocery store is Maverik (0.8 miles). Coffee: Tropical Smoothe Cafe (0.4 mi). Banking: Mountain America Credit Union (0.8 mi). Overall amenity proximity score: 96/100.

Question 34

What would homeowner's insurance cost for 495 2550, Harrisville?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $399,900, expect approximately $1,200-$2,000/year ($100-$167/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 495 2550, Harrisville?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $399,900, expect approximately $7,998-$19,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 495 2550, Harrisville?

Accepted Answer

The annual property tax of $5,153 represents an effective rate of 1.29% relative to the list price of $399,900. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 495 2550, Harrisville?

Accepted Answer

Estimated total monthly housing cost: $2,576. This includes principal & interest ($2,014 at 6.46% with 20% down), property tax ($429/mo), and estimated insurance (~$133/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 495 2550, Harrisville eligible for FHA or VA financing?

Accepted Answer

At $399,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

What is the estimated cap rate for 495 2550, Harrisville?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.6%, based on estimated annual rent of $21,991 and a purchase price of $399,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 40

Is Harrisville a good rental market?

Accepted Answer

Estimated monthly rent in Harrisville is approximately $1,774. Homes in Harrisville sell in an average of 66 days, indicating moderate demand in this market. There are 34 active listings currently. Gross rental yield in this area: 5.5%. Utah's steady population growth continues to drive rental demand.

Question 41

Could 495 2550, Harrisville be a 1031 exchange property?

Accepted Answer

Yes, 495 2550, Harrisville could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 495 2550, Harrisville compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $499,900. This listing is 20% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $529,900. Comparable analysis is based on similar size, age, and location.

Question 43

Is the Harrisville neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.5% over the past year. The current Zillow Home Value Index for this area is $440,913. This listing is priced at 91% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Harrisville?

Accepted Answer

Harrisville's median price has decreased 40.5% month-over-month. Current median: $434,990. Days on market have decreased by 54.2% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 495 2550, Harrisville overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 20% below comparable homes, this property appears competitively priced. Deal score: 53/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 495 2550, Harrisville in?

Accepted Answer

This property is in the Weber school district. Assigned elementary: Majestic. Assigned middle: Orion. Assigned high: Weber. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

What parks are near 495 2550, Harrisville?

Accepted Answer

The nearest local park is Millenium Park (0.6 miles away). The nearest state park is Willard Bay State Park (9.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 48

Is there a golf course near 495 2550, Harrisville?

Accepted Answer

The nearest golf course is The Barn Golf Course, 0.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 49

What water activities are near 495 2550, Harrisville?

Accepted Answer

Water recreation near this property includes: Willard Bay (7.6 mi); boat ramp at Willard Bay South Marina (5.9 mi); fishing at Ogden River (7.9 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 50

Is 495 2550, Harrisville move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

What updates might 495 2550, Harrisville need?

Accepted Answer

At 38 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 52

Does 495 2550, Harrisville come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 53

What is the lot like at 495 2550, Harrisville?

Accepted Answer

The lot is 0.16 acres. Lot features: Road: Paved,Secluded. Terrain: Road: Paved, Secluded Yard, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 54

What utilities are available at 495 2550, Harrisville?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 55

Does 495 2550, Harrisville have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 56

Is there EV charging near 495 2550, Harrisville?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 1.0 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

495 2550, Harrisville, UT 84414

495 W 2550 N, Harrisville, UT 84414

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