Question 1

What is the asking price for 1130 COTTONWOOD, Garland?

Accepted Answer

1130 COTTONWOOD, Garland is listed at $379,000 ($180/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1130 COTTONWOOD, Garland have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,108 square feet of living space. It is a 2-story home. The lot is 0.22 acres.

Question 3

When was 1130 COTTONWOOD, Garland built?

Accepted Answer

This property was built in 1981, making it 45 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1130 COTTONWOOD, Garland?

Accepted Answer

1130 COTTONWOOD, Garland is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Is there an HOA for 1130 COTTONWOOD, Garland?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 6

What are the property taxes for 1130 COTTONWOOD, Garland?

Accepted Answer

Annual property taxes for this property are approximately $2,037 (about $170/month). This represents an effective tax rate of approximately 0.54% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 1130 COTTONWOOD, Garland?

Accepted Answer

Interior features include: Kitchen: Second.

Question 8

Is 1130 COTTONWOOD, Garland a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 80/100. Key deal signals: Priced 14% below similar homes; 7.7% year-over-year market appreciation. The price is 14% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in Garland?

Accepted Answer

The median price for similar properties in the area is $442,450 (based on 10 homes). At $379,000, this listing is 14% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 10

What would the monthly mortgage payment be for 1130 COTTONWOOD, Garland?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,889. Including estimated taxes, the total monthly cost is approximately $2,059. A 15-year mortgage at 5.71% would be $2,511/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 1130 COTTONWOOD, Garland been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Garland is 63 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

What lifestyle features does 1130 COTTONWOOD, Garland offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Pool, Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 13

Does 1130 COTTONWOOD, Garland have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 14

What schools serve 1130 COTTONWOOD, Garland?

Accepted Answer

Assigned schools: Elementary: Garland; Middle: Alice C Harris; High: Bear River. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Garland School with a 51% state performance score (0.5 miles away). School district: Box Elder.

Question 15

What high school is near 1130 COTTONWOOD, Garland?

Accepted Answer

The nearest high school is Bear River. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 16

What elementary school is near 1130 COTTONWOOD, Garland?

Accepted Answer

The nearest elementary school is Garland (0.5 miles away). State performance score: 51%. District: Box Elder District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 17

What middle school is near 1130 COTTONWOOD, Garland?

Accepted Answer

The nearest middle school is Alice C Harris.

Question 18

Is 1130 COTTONWOOD, Garland in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 19

How does this listing compare to the Garland market?

Accepted Answer

1130 COTTONWOOD, Garland is listed at $379,000, which is below the Garland median of $439,500 by $60,500. There are currently 21 active listings in Garland. Homes in Garland sell in an average of 63 days. The average sale-to-list ratio is 100.1%.

Question 20

What is the Garland real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garland is $439,500. There are currently 21 active listings. Homes sell in an average of 63 days. The average sale-to-list ratio is 100.1%. This listing at $379,000 is below the Garland 2026 median.

Question 21

Are there other homes for sale in Garland?

Accepted Answer

Yes — there are currently 21 active listings in Garland. Browse all Garland homes for sale at propaired.ai/listings/ut/garland. Prices range around a median of $439,500. Homes in Garland are selling in about 63 days on average.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $379,000, this property is below the Utah state median of $517,990 by $138,990. Garland prices are 15% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 1130 COTTONWOOD, Garland?

Accepted Answer

This property has a Propaired intelligence score of 48/100, combining deal value (80), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

What heating and cooling systems does 1130 COTTONWOOD, Garland have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 25

What type of roof does 1130 COTTONWOOD, Garland have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 45-year-old home, reviewing recent roof inspections is recommended.

Question 26

Does 1130 COTTONWOOD, Garland have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 27

What is 1130 COTTONWOOD, Garland constructed from?

Accepted Answer

Construction materials include: Aluminum. The construction type affects long-term maintenance requirements and insurance costs.

Question 28

What type of flooring does 1130 COTTONWOOD, Garland have?

Accepted Answer

Flooring types include: Carpet,Vinyl.   Carpeted areas provide warmth and comfort, especially in bedrooms. Luxury vinyl/LVP is waterproof, durable, and increasingly popular in Utah homes.

Question 29

What are the water and sewer connections for 1130 COTTONWOOD, Garland?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 30

What would homeowner's insurance cost for 1130 COTTONWOOD, Garland?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $379,000, expect approximately $1,137-$1,895/year ($95-$158/month).   Get multiple quotes — rates vary significantly by insurer.

Question 31

What are the estimated closing costs for 1130 COTTONWOOD, Garland?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $379,000, expect approximately $7,580-$18,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 32

How does the property tax compare to the list price at 1130 COTTONWOOD, Garland?

Accepted Answer

The annual property tax of $2,037 represents an effective rate of 0.54% relative to the list price of $379,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 33

What are the total estimated monthly costs for 1130 COTTONWOOD, Garland?

Accepted Answer

Estimated total monthly housing cost: $2,185. This includes principal & interest ($1,889 at 6.36% with 20% down), property tax ($170/mo), and estimated insurance (~$126/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 34

Is 1130 COTTONWOOD, Garland eligible for FHA or VA financing?

Accepted Answer

At $379,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 35

Could 1130 COTTONWOOD, Garland be a 1031 exchange property?

Accepted Answer

Yes, 1130 COTTONWOOD, Garland could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

How does 1130 COTTONWOOD, Garland compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $442,450. This listing is 14% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $562,450. Comparable analysis is based on similar size, age, and location.

Question 37

Is the Garland neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 7.7% over the past year. The current Zillow Home Value Index for this area is $234,053. This listing is priced at 162% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 38

What is the price trend in Garland?

Accepted Answer

Garland's median price has increased 4.4% month-over-month. Current median: $439,500. Days on market have decreased by 3.7% month-over-month. Homes are selling at 100.1% of list price on average. Monitor these trends to time your offer strategically.

Question 39

Is 1130 COTTONWOOD, Garland overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 14% below comparable homes, this property appears competitively priced. Deal score: 80/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 40

What school district is 1130 COTTONWOOD, Garland in?

Accepted Answer

This property is in the Box Elder school district. Assigned elementary: Garland. Assigned middle: Alice C Harris. Assigned high: Bear River. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

Is 1130 COTTONWOOD, Garland move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 42

What updates might 1130 COTTONWOOD, Garland need?

Accepted Answer

At 45 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 43

Does 1130 COTTONWOOD, Garland come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 44

What is the lot like at 1130 COTTONWOOD, Garland?

Accepted Answer

The lot is 0.22 acres. Lot features: Fenced: Part. Terrain: Fenced: Part.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 45

What utilities are available at 1130 COTTONWOOD, Garland?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Available,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

1130 COTTONWOOD, Garland, UT 84312

1130 S COTTONWOOD CT, Garland, UT 84312

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