Question 1

What is the asking price for 3500 SADDLE UP, Garden City?

Accepted Answer

3500 SADDLE UP, Garden City is listed at $115,000.  This listing is currently active and available for showings.

Question 2

What type of property is 3500 SADDLE UP, Garden City?

Accepted Answer

3500 SADDLE UP, Garden City is a Land (Residential).  It is located in the OMEGA SUB subdivision. Zoning: Single-Family.

Question 3

Is there an HOA for 3500 SADDLE UP, Garden City?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $400 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 4

What are the property taxes for 3500 SADDLE UP, Garden City?

Accepted Answer

Annual property taxes for this property are approximately $411 (about $34/month). This represents an effective tax rate of approximately 0.36% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 5

How long has 3500 SADDLE UP, Garden City been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Garden City is 135 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 6

What schools serve 3500 SADDLE UP, Garden City?

Accepted Answer

Assigned schools: Elementary: North Rich; Middle: Rich; High: Rich.   School district: Rich.

Question 7

What high school is near 3500 SADDLE UP, Garden City?

Accepted Answer

The nearest high school is Rich. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 8

What elementary school is near 3500 SADDLE UP, Garden City?

Accepted Answer

The nearest elementary school is North Rich. Propaired provides full school ratings and comparison data for all schools in this area.

Question 9

What middle school is near 3500 SADDLE UP, Garden City?

Accepted Answer

The nearest middle school is Rich.

Question 10

How does this listing compare to the Garden City market?

Accepted Answer

3500 SADDLE UP, Garden City is listed at $115,000, which is below the Garden City median of $655,000 by $540,000. There are currently 187 active listings in Garden City. Homes in Garden City sell in an average of 135 days. The average sale-to-list ratio is 97.5%.

Question 11

What is the Garden City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garden City is $655,000. There are currently 187 active listings. Homes sell in an average of 135 days. The average sale-to-list ratio is 97.5%. This listing at $115,000 is below the Garden City 2026 median.

Question 12

Are there other homes for sale in Garden City?

Accepted Answer

Yes — there are currently 187 active listings in Garden City. Browse all Garden City homes for sale at propaired.ai/listings/ut/garden-city. Prices range around a median of $655,000. Homes in Garden City are selling in about 135 days on average.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $115,000, this property is below the Utah state median of $525,000 by $410,000. Garden City prices are 25% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What are the water and sewer connections for 3500 SADDLE UP, Garden City?

Accepted Answer

Sewer: Sewer: Available.   Water is a critical consideration in Utah's arid climate.

Question 15

What would homeowner's insurance cost for 3500 SADDLE UP, Garden City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $115,000, expect approximately $345-$575/year ($29-$48/month).   Get multiple quotes — rates vary significantly by insurer.

Question 16

What are the estimated closing costs for 3500 SADDLE UP, Garden City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $115,000, expect approximately $2,300-$5,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 17

How does the property tax compare to the list price at 3500 SADDLE UP, Garden City?

Accepted Answer

The annual property tax of $411 represents an effective rate of 0.36% relative to the list price of $115,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 18

Is 3500 SADDLE UP, Garden City eligible for FHA or VA financing?

Accepted Answer

At $115,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 19

What is the price trend in Garden City?

Accepted Answer

Garden City's median price has increased 7.0% month-over-month. Current median: $655,000. Days on market have decreased by 72.2% month-over-month. Homes are selling at 97.5% of list price on average. Monitor these trends to time your offer strategically.

Question 20

What school district is 3500 SADDLE UP, Garden City in?

Accepted Answer

This property is in the Rich school district. Assigned elementary: North Rich. Assigned middle: Rich. Assigned high: Rich. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 21

Is 3500 SADDLE UP, Garden City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 22

Does 3500 SADDLE UP, Garden City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 23

What is the lot like at 3500 SADDLE UP, Garden City?

Accepted Answer

The lot is 0.3 acres. Lot features: Cul-De-Sac,Terrain: Grad Slope,View: Lake,View: Mountain,View: Valley. Terrain: Terrain: Grad Slope. Views: Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 24

What utilities are available at 3500 SADDLE UP, Garden City?

Accepted Answer

Available utilities include: Natural Gas Not Available,Electricity Available,Sewer Available.  Sewer: Sewer: Available. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

3500 SADDLE UP, Garden City, UT 84028

3500 S SADDLE UP CIR, Garden City, UT 84028

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