Question 1

What is the asking price for 650 CAMBRY, Garden City?

Accepted Answer

650 CAMBRY, Garden City is listed at $799,913 ($311/sqft). The original list price was $874,949, representing a reduction of $75,036. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 650 CAMBRY, Garden City have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 2,575 square feet of living space. It is a 3-story home. The lot is 0.28 acres.

Question 3

When was 650 CAMBRY, Garden City built?

Accepted Answer

This property was built in 2015, making it 11 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 650 CAMBRY, Garden City?

Accepted Answer

650 CAMBRY, Garden City is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the RASPBERRY PATCH ESTATES subdivision.

Question 5

Is there an HOA for 650 CAMBRY, Garden City?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $400 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 6

What are the property taxes for 650 CAMBRY, Garden City?

Accepted Answer

Annual property taxes for this property are approximately $2,987 (about $249/month). This represents an effective tax rate of approximately 0.37% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

Is 650 CAMBRY, Garden City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 75/100. Key deal signals: 6.1% year-over-year market appreciation; 9% price reduction from original list. The price is 18% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 8

How does this price compare to similar homes in Garden City?

Accepted Answer

The median price for similar properties in the area is $679,000 (based on 10 homes). At $799,913, this listing is 18% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 9

Has the price been reduced on 650 CAMBRY, Garden City?

Accepted Answer

Yes, the price has been reduced by 8.6% from the original list price of $874,949 to the current price of $799,913 — a reduction of $75,036. Price reductions can indicate seller motivation or market adjustment.

Question 10

What would the monthly mortgage payment be for 650 CAMBRY, Garden City?

Accepted Answer

At the current 30-year mortgage rate of 6.49% with 20% down, the estimated monthly principal and interest payment is $4,041. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,690. A 15-year mortgage at 5.84% would be $5,345/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 650 CAMBRY, Garden City been on the market?

Accepted Answer

This property has been listed for 36 days. The average days on market in Garden City is 139 days, meaning this listing is moving faster than the local average.

Question 12

Is 650 CAMBRY, Garden City a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $42,502 with a gross rental yield of 5.3%. Net rental yield (after estimated expenses): 3.5%.  Estimated debt service coverage ratio (DSCR): 0.77. Investor score: 55/100. These are estimates based on area comparables.

Question 13

Can 650 CAMBRY, Garden City be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $29,373 (0.7x long-term rental income). Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 14

What is the estimated rental income for 650 CAMBRY, Garden City?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,542 ($42,504/year). The gross rent multiplier is 18.8x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 650 CAMBRY, Garden City offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: ADU/Multigenerational, OHV/ATV Trails, Scenic Views, Investor Special, Historic/Character, Short-Term Rental Potential. The primary lifestyle niche is "investor_special." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 650 CAMBRY, Garden City near skiing?

Accepted Answer

This property is within reach of skiing. Beaver Mountain Resort is 7.6 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What recreation is near 650 CAMBRY, Garden City?

Accepted Answer

This property has a recreation score of 79/100. Nearby recreation includes: Limber Pine Nature trailhead (4.2 mi); Bear Lake State Park park (0.3 mi); Bear Lake Golf Course (4.1 mi); Bear Lake State Park (0.5 mi). Skiing: Beaver Mountain Resort (7.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 650 CAMBRY, Garden City?

Accepted Answer

Yes, the nearest trailhead is Limber Pine Nature, just 4.2 miles from the property. Bear Lake State Park is 0.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 650 CAMBRY, Garden City?

Accepted Answer

This property has an amenity proximity score of 98/100. Nearby services include: Grocery: Mike's Market (0.2 mi); Hospital: Keith W. Kent, NP (24.6 mi); Pharmacy: Health West - Garden City Clinic (0.7 mi); Dining: Conestoga Ranch (0.3 mi). Gas station: 0.2 miles. Gym: The Shed Fit 365 (0.7 mi).

Question 20

How far is the nearest hospital from 650 CAMBRY, Garden City?

Accepted Answer

The nearest hospital is Keith W. Kent, NP, approximately 24.6 miles from the property. The nearest fire station is 0.8 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 650 CAMBRY, Garden City?

Accepted Answer

Assigned schools: Elementary: North Rich; Middle: Rich; High: Rich.   School district: Rich.

Question 22

What high school is near 650 CAMBRY, Garden City?

Accepted Answer

The nearest high school is Rich. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 650 CAMBRY, Garden City?

Accepted Answer

The nearest elementary school is North Rich. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 650 CAMBRY, Garden City?

Accepted Answer

The nearest middle school is Rich.

Question 25

What is the internet speed at 650 CAMBRY, Garden City?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 1000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: CentraCom (1000 Mbps, Fiber); CentraCom (500 Mbps, Fixed Wireless); CentraCom (10 Mbps, DSL). Total providers: 5.

Question 26

Is 650 CAMBRY, Garden City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Garden City market?

Accepted Answer

650 CAMBRY, Garden City is listed at $799,913, which is above the Garden City median of $670,000 by $129,913. There are currently 187 active listings in Garden City. Homes in Garden City sell in an average of 139 days. The average sale-to-list ratio is 97.9%.

Question 28

What is the Garden City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garden City is $670,000. There are currently 187 active listings. Homes sell in an average of 139 days. The average sale-to-list ratio is 97.9%. This listing at $799,913 is above the Garden City 2026 median.

Question 29

Are there other homes for sale in Garden City?

Accepted Answer

Yes — there are currently 187 active listings in Garden City. Browse all Garden City homes for sale at propaired.ai/listings/ut/garden-city. Prices range around a median of $670,000. Homes in Garden City are selling in about 139 days on average.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $799,913, this property is above the Utah state median of $525,000 by $274,913. Garden City prices are 28% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 650 CAMBRY, Garden City?

Accepted Answer

This property has a Propaired intelligence score of 73/100, combining deal value (75), recreation access (79), amenity proximity (98), broadband quality (100), and lifestyle features (6 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

Does 650 CAMBRY, Garden City have a basement?

Accepted Answer

Yes, the basement is described as: Daylight. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 33

What shopping and dining is near 650 CAMBRY, Garden City?

Accepted Answer

The nearest restaurant is Conestoga Ranch (0.3 miles away) and the nearest grocery store is Mike's Market (0.2 miles). Coffee: Moose Buns (0.8 mi). Banking: Zions Bank (0.2 mi). Overall amenity proximity score: 98/100.

Question 34

What would homeowner's insurance cost for 650 CAMBRY, Garden City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $799,913, expect approximately $2,400-$4,000/year ($200-$333/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 650 CAMBRY, Garden City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $799,913, expect approximately $15,998-$39,996 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 650 CAMBRY, Garden City?

Accepted Answer

The annual property tax of $2,987 represents an effective rate of 0.37% relative to the list price of $799,913. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 650 CAMBRY, Garden City?

Accepted Answer

Estimated total monthly housing cost: $4,957. This includes principal & interest ($4,041 at 6.49% with 20% down), property tax ($249/mo), HOA ($400/mo), and estimated insurance (~$267/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 650 CAMBRY, Garden City eligible for FHA or VA financing?

Accepted Answer

At $799,913, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

What is the estimated cap rate for 650 CAMBRY, Garden City?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.5%, based on estimated annual rent of $42,502 and a purchase price of $799,913. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 40

Is Garden City a good rental market?

Accepted Answer

Estimated monthly rent in Garden City is approximately $3,013. Homes in Garden City sell in an average of 139 days, indicating moderate demand in this market. There are 187 active listings currently. Gross rental yield in this area: 5.3%. Utah's steady population growth continues to drive rental demand.

Question 41

Could 650 CAMBRY, Garden City be a 1031 exchange property?

Accepted Answer

Yes, 650 CAMBRY, Garden City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 650 CAMBRY, Garden City compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $679,000. This listing is 18% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $749,450. Comparable analysis is based on similar size, age, and location.

Question 43

Is the Garden City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.1% over the past year. The current Zillow Home Value Index for this area is $338,427. This listing is priced at 236% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in Garden City?

Accepted Answer

Garden City's median price has decreased 9.9% month-over-month. Current median: $670,000. Days on market have increased by 51.9% month-over-month. Homes are selling at 97.9% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 650 CAMBRY, Garden City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 18% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 75/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 650 CAMBRY, Garden City in?

Accepted Answer

This property is in the Rich school district. Assigned elementary: North Rich. Assigned middle: Rich. Assigned high: Rich. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

What parks are near 650 CAMBRY, Garden City?

Accepted Answer

The nearest local park is Bear Lake State Park (0.3 miles away). The nearest state park is Bear Lake State Park (0.5 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 48

Is there a golf course near 650 CAMBRY, Garden City?

Accepted Answer

The nearest golf course is Bear Lake Golf Course, 4.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 49

What water activities are near 650 CAMBRY, Garden City?

Accepted Answer

Water recreation near this property includes: Bear Lake (4.5 mi); boat ramp at Bear Lake State Park (0.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 50

Is 650 CAMBRY, Garden City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

Does 650 CAMBRY, Garden City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 650 CAMBRY, Garden City?

Accepted Answer

The lot is 0.28 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

Is there EV charging near 650 CAMBRY, Garden City?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.2 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

Question 54

Is 650 CAMBRY, Garden City a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2015, it represents mid-century design elements. Architectural style: Stories: 2. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

650 CAMBRY, Garden City, UT 84028

650 N CAMBRY DR, Garden City, UT 84028

About This Property

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Long-Term Rental

Short-Term Rental

Recreation & Amenities

Recreation Nearby
Score: 79/100

Amenities Nearby
Score: 98/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Schools

Timeline

Garden City Market Context

Connect with a Buyer’s Agent

Similar Homes

$549,900

$699,000

$649,900

$970,000

$877,000

Find Your Dream Home

Frequently Asked Questions

Discover

650 CAMBRY, Garden City, UT 84028

650 N CAMBRY DR, Garden City, UT 84028

About This Property

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Long-Term Rental

Short-Term Rental

Recreation & Amenities

Recreation NearbyScore: 79/100

Amenities NearbyScore: 98/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Schools

Timeline

Garden City Market Context

Connect with a Buyer’s Agent

Similar Homes

$549,900

$699,000

$649,900

$970,000

$877,000

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 79/100

Amenities Nearby
Score: 98/100