Question 1

What is the asking price for 413 STIRLING, Fruit Heights?

Accepted Answer

413 STIRLING, Fruit Heights is listed at $565,000 ($203/sqft).  Current status: Pending.

Question 2

How many bedrooms and bathrooms does 413 STIRLING, Fruit Heights have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,782 square feet of living space. It is a 2-story home. The lot is 0.25 acres.

Question 3

When was 413 STIRLING, Fruit Heights built?

Accepted Answer

This property was built in 1965, making it 61 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 413 STIRLING, Fruit Heights?

Accepted Answer

413 STIRLING, Fruit Heights is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.

Question 5

Does 413 STIRLING, Fruit Heights have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 5 open parking spaces. Total parking capacity: 7 vehicles.

Question 6

Is there an HOA for 413 STIRLING, Fruit Heights?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 413 STIRLING, Fruit Heights?

Accepted Answer

Annual property taxes for this property are approximately $2,950 (about $246/month). This represents an effective tax rate of approximately 0.52% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 413 STIRLING, Fruit Heights?

Accepted Answer

Exterior features include: Patio: Covered, Porch: Open, Patio: Open. The home has 2 fireplaces.   View: Mountain(s),Valley.

Question 9

Is 413 STIRLING, Fruit Heights a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 59/100. Key deal signals: Priced 44% below similar homes; Priced 41% below market median (per-type). The price is 44% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Fruit Heights?

Accepted Answer

The median price for similar properties in the area is $1,002,500 (based on 10 homes). At $565,000, this listing is 44% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 413 STIRLING, Fruit Heights?

Accepted Answer

At the current 30-year mortgage rate of 6.22% with 20% down, the estimated monthly principal and interest payment is $2,774. Including estimated taxes, the total monthly cost is approximately $3,020. A 15-year mortgage at 5.54% would be $3,703/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 413 STIRLING, Fruit Heights been on the market?

Accepted Answer

This property has been listed for 5 days. The average days on market in Fruit Heights is 65 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What recreation is near 413 STIRLING, Fruit Heights?

Accepted Answer

This property has a recreation score of 61/100. Nearby recreation includes: Baer Canyon trailhead (0.4 mi); Nichols Park park (0.6 mi); Davis Park Golf Course (0.6 mi); Jordan River OHV State Park (15.4 mi); Capitol Reef NP — Cathedral Valley (183.7 mi). Skiing: Snowbasin Resort (11.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 14

Are there hiking trails near 413 STIRLING, Fruit Heights?

Accepted Answer

Yes, the nearest trailhead is Baer Canyon, just 0.4 miles from the property. Jordan River OHV State Park is 15.4 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 15

What amenities and services are near 413 STIRLING, Fruit Heights?

Accepted Answer

This property has an amenity proximity score of 52/100. Nearby services include: Grocery: Fresh Market Layton (3.9 mi); Hospital: Hospital (4.1 mi); Pharmacy: Fresh Market Pharmacy (3.9 mi); Dining: JZMexicanGrill (6.0 mi). Gas station: 4.9 miles. Gym: Burn Boot Camp (5.0 mi).

Question 16

How far is the nearest hospital from 413 STIRLING, Fruit Heights?

Accepted Answer

The nearest hospital is Hospital, approximately 4.1 miles from the property. The nearest fire station is 4.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 17

What schools serve 413 STIRLING, Fruit Heights?

Accepted Answer

Assigned schools: Elementary: Morgan; Middle: Fairfield; High: Davis.   School district: Davis.

Question 18

How does this listing compare to the Fruit Heights market?

Accepted Answer

413 STIRLING, Fruit Heights is listed at $565,000, which is below the Fruit Heights median of $710,000 by $145,000. There are currently 11 active listings in Fruit Heights. Homes in Fruit Heights sell in an average of 65 days. The average sale-to-list ratio is 98.3%.

Question 19

How does this price compare to the Utah state average?

Accepted Answer

At $565,000, this property is above the Utah state median of $510,000 by $55,000. Fruit Heights prices are 39% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 20

What is the Propaired intelligence score for 413 STIRLING, Fruit Heights?

Accepted Answer

This property has a Propaired intelligence score of 38/100, combining deal value (59), recreation access (61), amenity proximity (52), broadband quality (N/A), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 21

What heating and cooling systems does 413 STIRLING, Fruit Heights have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 22

Does 413 STIRLING, Fruit Heights have a basement?

Accepted Answer

Yes, the basement is described as: Daylight. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 23

What is 413 STIRLING, Fruit Heights constructed from?

Accepted Answer

Construction materials include: Brick,Other. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 24

What type of flooring does 413 STIRLING, Fruit Heights have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 25

What are the water and sewer connections for 413 STIRLING, Fruit Heights?

Accepted Answer

Water source: Culinary,Secondary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 26

What shopping and dining is near 413 STIRLING, Fruit Heights?

Accepted Answer

The nearest restaurant is JZMexicanGrill (6.0 miles away) and the nearest grocery store is Fresh Market Layton (3.9 miles).   Overall amenity proximity score: 52/100.

Question 27

What would homeowner's insurance cost for 413 STIRLING, Fruit Heights?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $565,000, expect approximately $1,695-$2,825/year ($141-$235/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 28

What are the estimated closing costs for 413 STIRLING, Fruit Heights?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $565,000, expect approximately $11,300-$28,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 29

How does the property tax compare to the list price at 413 STIRLING, Fruit Heights?

Accepted Answer

The annual property tax of $2,950 represents an effective rate of 0.52% relative to the list price of $565,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 30

What are the total estimated monthly costs for 413 STIRLING, Fruit Heights?

Accepted Answer

Estimated total monthly housing cost: $3,208. This includes principal & interest ($2,774 at 6.22% with 20% down), property tax ($246/mo), and estimated insurance (~$188/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 31

Is 413 STIRLING, Fruit Heights eligible for FHA or VA financing?

Accepted Answer

At $565,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 32

Could 413 STIRLING, Fruit Heights be a 1031 exchange property?

Accepted Answer

Yes, 413 STIRLING, Fruit Heights could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 33

How does 413 STIRLING, Fruit Heights compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $1,002,500. This listing is 44% below the comparable median. It ranks Deep Discount among similar listings by value.  Comparable analysis is based on similar size, age, and location.

Question 34

Is the Fruit Heights neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.7% over the past year. The current Zillow Home Value Index for this area is $740,405. This listing is priced at 76% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 35

What is the price trend in Fruit Heights?

Accepted Answer

Fruit Heights's median price has increased 115.2% month-over-month. Current median: $710,000. Days on market have decreased by 28.1% month-over-month. Homes are selling at 98.3% of list price on average. Monitor these trends to time your offer strategically.

Question 36

Is 413 STIRLING, Fruit Heights overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 44% below comparable homes, this property appears competitively priced. Deal score: 59/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 37

What school district is 413 STIRLING, Fruit Heights in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Morgan. Assigned middle: Fairfield. Assigned high: Davis. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

What parks are near 413 STIRLING, Fruit Heights?

Accepted Answer

The nearest local park is Nichols Park (0.6 miles away). The nearest state park is Jordan River OHV State Park (15.4 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (183.7 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 39

Is there a golf course near 413 STIRLING, Fruit Heights?

Accepted Answer

The nearest golf course is Davis Park Golf Course, 0.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 40

What water activities are near 413 STIRLING, Fruit Heights?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (16.0 mi); boat ramp at Pineview Reservoir (17.2 mi); fishing at Ogden River (13.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 41

Is 413 STIRLING, Fruit Heights move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 42

What updates might 413 STIRLING, Fruit Heights need?

Accepted Answer

At 61 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement.  Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 43

Does 413 STIRLING, Fruit Heights come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 44

What is the lot like at 413 STIRLING, Fruit Heights?

Accepted Answer

The lot is 0.25 acres. Lot features: Fenced: Full,View: Mountain,View: Valley. Terrain: Fenced: Full, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 45

What utilities are available at 413 STIRLING, Fruit Heights?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Secondary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 46

Does 413 STIRLING, Fruit Heights have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

413 STIRLING, Fruit Heights, UT 84037

413 S STIRLING DR, Fruit Heights, UT 84037

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